1. PRAVEEN KUMAR A
Contact Nos.: +91 9791575785 / +91 7200064345, E-Mail: chrispraveens@gmail.com
Result-oriented Professional in pursuitof challengingand enrichingassignments in Commercial Banking with an organization of high
repute
PROFILE SUMMARY
 Professional with over 4.9 years of experience in:
~ Commercial Banking ~ Marketing
~ Branch Operations ~ Corporate Banking Services Management
~ Business Development ~ Customer Relationship Management
~ Back Office Operations ~ Branch Opening operations
~ Operations Planning
 Presently associated with Bank of Baroda as Manager (Marketing & Business Development)
 Sound exposure in Commercial Banking, Marketing & Business Development, Branch operations,Customer Relationship
Management, Branch Opening Operations,and Operations Planning etc
 Additional operational exposure in Preparing Credit Proposals and Documentations.
 Key areas of exposure also include Performance Reviews, CIBIl Reporting etc.
 Skilled in monitoring various operations and maintaining long-term customer relationships through the provision of high
quality service.
 Competent in streamlining & improving existing systems / processes, envisioning new methodologies, future trends and
driving development, direction and accomplishment
 Distinction of defining service standards and guidelines that serve as benchmark for excellent service delivery thereby
contributing towards ameliorated service revenue generation
 A keen executor in managing overall Regional Business Development operations (City Sales Office) with an aim to accomplish
corporate plans & goals successfully
 An effective communicator & negotiator with strong analytical, problem solving and organizational skills
CORE COMPETENCIES
 Reviewing accounts to ensure compliancewith internal & external policies,guidelines,rules, and regulations on a regular ba sis
 In-depth understanding of CASA and Retail Products, ALM and Regulatory Matters
 Mapping and analyzing the client’s requirements and coordinating in developing and implementing processes in line with
present guidelines
 Monitoring the overall functioning of processes, identifying improvement areas and implementing adequate measures to
maximize customer satisfaction level
 Setting out quality standards for various operational areas, ensuring a high-quality customer experience,
 Handling day-to-day activities in co-ordination with internal/ external departments for smooth business operations
 Overseeing the entire gamut of retail branch operations spanning from Cash Transactions, DD/PO, FOREX & Bank Deposits,
Inward & Outward clearing and Cash Management Service
 Managing branch operations with key focus on bottom line profitability by ensuring optimal utilization of available resources
WORK EXPERIENCE

2. Since July’10 with Bank of Baroda, Regional Office, Coimbatore
Manager (Marketing)
Responsibilities:
 Involved in Branch banking for 4 years and be a part of business development
 Increased the business of a new branch in Thudiyalur from scratch to INR 67 crores and also Management of the assets in both
credit & market exposure of INR 67 Crores
 Working in Corporate Office and involved in Regional Business development for 105 branches.
 Has knowledge of Prudential Norms for Credit, Security Margins, Pricing etc
 Managing post sanction credit functions such as Issuance of sanction letters, preparation & vetting of legal documentation,
compliance with covenants – terms, conditions, collateral management, credit limits, provisioning, audit responses etc
 Monitoring the process of preparing & validating Credit & market related MIS Reports – Regulatory, Compliance & Internal
reports
 Preparation of all credit& market related fortnightly, Monthly, Quarterly,Half yearly & yearly reports of the branch accordingto
each of the correspondingdeadlines. Risk Management of the branch’s entire credit & market exposure is carried out at regular
intervals through Covenants Monitoring, Performance Reviews, Due Diligence Reports, Annual Inspection, Credit Information
Exchange received from other banks etc.
PREVIOUS EXPERIENCE
July’10 to April’15 Bank of Baroda (A Premier Government of India Undertaking) (Exp – 4.9 Years)
Growth Path:
Oct’14 to April’15 Marketing and Regional Business Development (City Sales Office, Coimbatore, Tamil Nadu, India)
June’11 to Sept’14 Head – Operations & Sales (Thudiyalur Branch, Coimbatore, Tamil Nadu, India)
July’10 to June’11 Probationary Officer – Operations & Advances (Tatabad Branch, Coimbatore, Tamil Nadu, India)
Key Result Areas:
 As the head of Operations & sales, played a vital role in making the branch’s business grow from INR 5.0 Crores (USD 0.78
Miilion) during September 2011 to INR 67 Crores (USD 10.50 Million) during September 2014 thereby translating to a growth
percentage of 1340% within a period of 3 years.
 Overall management of a newly setup branch and undertook Branch operations (Operations Head), Marketing Initiatives,
Business Promotion activities, cost control measures etc.
 Devisingand implementing policies/procedures for the all round development of the branch as well as reducing overall costs to
the bank through various means
 Monitoring the overall functioning of processes, identifying improvement areas and implementing adequate measures to
maximize customer satisfaction level
 Carried out Operations, Retail, SME banking, Tax payments etc
 Leads, Proposals, Appraisals, Recommendations and sanctions of all types of credit facilities to different segment customers.
 Ensured effective assessment of credit portfolio of the branch
ACADEMIC PROJECTS
Title: Analyse and implement models to position the offerings in an effective manner on “Search Engine Optimization” in “SULEKHA”.
Period: Apr’09 to May’09
Title: Testing the various parameters and the pH content in Water.
Period: Apr’06 to May’06
TRAININGS
 Program on Retail banking& Magic of sales at Trainingcentre, staff college, Ahmedabad from 16-mar-2015 to 19-mar-15
 NRI products & NRIservices at Training centre, staff college, Ahmedabad from 26-dec-2014 & 27-dec-2014
 Government Business at Coimbatore on 18-dec-2014
 Sales & Soft Skill at Training Centre, Chennai on 28-Oct-2014
 Retail LAPS at TrainingCentre, Chennai on 20-Aug-2013
 Finacle for Marketing Officers at Training centre, Ahmedabad, BOBIIT 11-Jul-2011 to 16-Jul-2011
 KYC-AML,ADC'S & Customer Service Training Centre, Chennai from 24-May-2011 to 25-May-2011
 Marketing & Sales & Wealth Management at Training Centre, Chennai 12-Aug-2010 to 14-Aug-2010

3. ACADEMIC & CERTIFICATION COURSE DETAILS
2010 PGDM in Marketing & Operations from LIBA(Loyola Institute of Business Administration), Chennai,
Tamil Nadu, India with 5.39/9 CGPA 63.42%
2008 M.Sc. Chemistry from St. Joseph’s College, Trichy, Tamil Nadu, India with the percentage 63.42%
2005 B.Sc. Chemistry from St. Joseph’s College, Trichy,Tamil Nadu, India with the percentage 64.50%
2005 HSC (Higher Secondary Certificate) or 12th Standard from Don Bosco Matriculation Higher
Secondary School,Tirupattur,Tamil Nadu, India with (68.90%)
2000 Secondary School Leaving Certificate (SSLC) or 10th Standard from Don Bosco Higher Secondary
School,Pannur, Tamil Nadu, India with (77.8%)
Additional Course:
2010 Certificate Course in Phonetics, Critical thinking & creativity
IT SKILLS & BANKING APPLICATIONS
Microsoft Tools & Google: SEO, MS Office Package, Microsoft Exchange Server (2003 & 2007)
Banking Applications: Finacle(CoreBanking Application), ASCROM (Asset Classification and Risk Monitoring), CLORETS
(Reports Generation), SERTAX (Service Tax), ALMAN (Asset Liability Management), CMS (Cash
Management Services), LAPS (Loans Automation Processing System)
PERSONAL DETAILS
Date of Birth: 11th May, 1985
Contact Address: 302/6, Kamarajanar Road, Main Road, Attur(TK),
Salem – 636102, Tamil Nadu, India
Languages Known: Tamil, English
PAN No: BLSPP8977M
Father: Anthonisamy S
Spouse: Bhuvaneswari S
PRAVEEN KUMAR A