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What happened with the QRecorder malware?

Czech Banks are Under Attack,
Clients Lose Money.
petr@wultra.com
"Today, the mobile malware
threat got very real.
What happened?
• Several clients of the Czech banks reported losing money
from their bank accounts.
• In total, "high tens of thousands" of US dollars were lost.
• The users had their Android smartphone infected with
mobile malware, Eset was the first to report it.
• The police are currently investigating the incident.
Which banks were affected?
Affected Not Known to be Affected
More info about the malware
• QRecorder: A repackaged app for phone call recording.
• Distributed via Google Play, which is a regular channel.
• Activated via a remote update in the right moment.
Internally, the "Spy.Banker.AIX" malware core was used.
• Tailor-made for specific banks. It was able to bypass the
additional security measures designed by the banks.
What was the principle of this attack?
• The attack was in principle a clever "overlay attack."
• The malware was placing an overlay over the regular
banking app. It requested sensitive information from the
user, pretending a regular mobile app is requesting the info.
• After gathering a sufficient amount of the private
information, it intercepted SMS OTP sent via bank and took
full control over the bank account.
What can banks do?
• Invest in App Shielding / RASP technologies to protect their
mobile banking apps from overlay attacks and other
sophisticated runtime attacks. Learn more →
• Be ready and respond fast in the case a similar threat
emerges again.
• Educate customers, though it would not help in this case,
the customers did everything right.
What can app users do?
• Install a mobile anti-virus solution. Learn more →
• Be alert to changes of behavior of their mobile banking app.
• Never enter any credentials intended for the Internet
banking into the mobile banking app or any other system
than the Internet banking.
Thank you.
petr@wultra.com
Resources
Media Coverage (CZ)
• https://www.lidovky.cz/byznys/firmy-a-trhy/princip-ktery-vyuziva-skodliva-aplikace-qrecorder-neni-
zadnou-novinkou-rika-miroslav-dvorak-z-esetu.A180925_115417_firmy-trhy_pkk
• https://www.eset.com/cz/o-nas/pro-novinare/tiskove-zpravy/eset-varuje-pred-nebezpecnou-aplikaci-
qrecorder-cili-na-ceske-uzivatele-a-jejich-internetove-bankov/
• http://www.blesk.cz/clanek/digital-mobily/566831/penize-desetitisicu-cechu-ohrozuje-nebezpecny-virus-
na-pozoru-by-meli-byt-uzivatele-androidu.html
• https://mobil.idnes.cz/nahravac-hovoru-qrecorder-muze-byt-zavirovany-fr0-/mob_tech.aspx?
c=A180925_105023_mob_tech_jm
• https://www.lidovky.cz/byznys/firmy-a-trhy/princip-ktery-vyuziva-skodliva-aplikace-qrecorder-neni-
zadnou-novinkou-rika-miroslav-dvorak-z-esetu.A180925_115417_firmy-trhy_pkk
Media Coverage (CZ)
• https://www.chip.cz/novinky/pozor-na-aplikaci-qrecorder/
• https://www.zive.cz/clanky/pozor-aplikace-qrecorder-pro-nahravani-hovoru-krade-hesla-k-bankovnictvi/
sc-3-a-195222/default.aspx
• https://www.novinky.cz/internet-a-pc/bezpecnost/484292-desitky-tisic-cechu-ohrozuje-nebezpecny-
virus-napada-internetove-bankovnictvi.html
• https://www.lupa.cz/aktuality/aplikace-qrecorder-z-google-play-je-nakazena-malwarem-cili-na-ceske-
uzivatele/
• https://ct24.ceskatelevize.cz/ekonomika/2604389-na-internetove-bankovnictvi-miri-utok-pres-aplikaci-
qrecorder-ohrozeny-jsou-mobily

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Czech Banks are Under Attack, Clients Lose Money.

  • 1. What happened with the QRecorder malware?
 Czech Banks are Under Attack, Clients Lose Money. petr@wultra.com
  • 2. "Today, the mobile malware threat got very real.
  • 3. What happened? • Several clients of the Czech banks reported losing money from their bank accounts. • In total, "high tens of thousands" of US dollars were lost. • The users had their Android smartphone infected with mobile malware, Eset was the first to report it. • The police are currently investigating the incident.
  • 4. Which banks were affected? Affected Not Known to be Affected
  • 5. More info about the malware • QRecorder: A repackaged app for phone call recording. • Distributed via Google Play, which is a regular channel. • Activated via a remote update in the right moment. Internally, the "Spy.Banker.AIX" malware core was used. • Tailor-made for specific banks. It was able to bypass the additional security measures designed by the banks.
  • 6.
  • 7. What was the principle of this attack? • The attack was in principle a clever "overlay attack." • The malware was placing an overlay over the regular banking app. It requested sensitive information from the user, pretending a regular mobile app is requesting the info. • After gathering a sufficient amount of the private information, it intercepted SMS OTP sent via bank and took full control over the bank account.
  • 8. What can banks do? • Invest in App Shielding / RASP technologies to protect their mobile banking apps from overlay attacks and other sophisticated runtime attacks. Learn more → • Be ready and respond fast in the case a similar threat emerges again. • Educate customers, though it would not help in this case, the customers did everything right.
  • 9. What can app users do? • Install a mobile anti-virus solution. Learn more → • Be alert to changes of behavior of their mobile banking app. • Never enter any credentials intended for the Internet banking into the mobile banking app or any other system than the Internet banking.
  • 12. Media Coverage (CZ) • https://www.lidovky.cz/byznys/firmy-a-trhy/princip-ktery-vyuziva-skodliva-aplikace-qrecorder-neni- zadnou-novinkou-rika-miroslav-dvorak-z-esetu.A180925_115417_firmy-trhy_pkk • https://www.eset.com/cz/o-nas/pro-novinare/tiskove-zpravy/eset-varuje-pred-nebezpecnou-aplikaci- qrecorder-cili-na-ceske-uzivatele-a-jejich-internetove-bankov/ • http://www.blesk.cz/clanek/digital-mobily/566831/penize-desetitisicu-cechu-ohrozuje-nebezpecny-virus- na-pozoru-by-meli-byt-uzivatele-androidu.html • https://mobil.idnes.cz/nahravac-hovoru-qrecorder-muze-byt-zavirovany-fr0-/mob_tech.aspx? c=A180925_105023_mob_tech_jm • https://www.lidovky.cz/byznys/firmy-a-trhy/princip-ktery-vyuziva-skodliva-aplikace-qrecorder-neni- zadnou-novinkou-rika-miroslav-dvorak-z-esetu.A180925_115417_firmy-trhy_pkk
  • 13. Media Coverage (CZ) • https://www.chip.cz/novinky/pozor-na-aplikaci-qrecorder/ • https://www.zive.cz/clanky/pozor-aplikace-qrecorder-pro-nahravani-hovoru-krade-hesla-k-bankovnictvi/ sc-3-a-195222/default.aspx • https://www.novinky.cz/internet-a-pc/bezpecnost/484292-desitky-tisic-cechu-ohrozuje-nebezpecny- virus-napada-internetove-bankovnictvi.html • https://www.lupa.cz/aktuality/aplikace-qrecorder-z-google-play-je-nakazena-malwarem-cili-na-ceske- uzivatele/ • https://ct24.ceskatelevize.cz/ekonomika/2604389-na-internetove-bankovnictvi-miri-utok-pres-aplikaci- qrecorder-ohrozeny-jsou-mobily