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PRESENTED BY
“Not just your REALTOR® but your trusted advisor”
Physician Relocation
Packet
Nitin Gupta
“Not just your REALTOR® but your trusted advisor”
NITIN GUPTA, REALTOR®, CRS, GRI
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
Dear physician,
I would like to welcome you to our great city of Dallas – the Big D. I am glad that you have decided to
make Dallas metro your new home.
I am a licensed REALTOR® and a certified DRS Agent™ in Dallas and work with physicians, dentists and
other medical professionals in Dallas metro area and offer them real estate services including physician
relocation support. I take my responsibility as your REALTOR® very seriously and go above and beyond to
offer unmatched service, attention to your individual needs and ultimately the delivery of a new home
that best fits your requirements and lifestyle.
My focus is to serve busy medical professionals that are relocating to Dallas Forth Worth metro area
(DFW) or doing a local move-up. I know firsthand, being married to a physician, that the demands of
your physician career can often get in the way of finding the time to devote to searching for the perfect
home to purchase. We bought our first home while my wife was finishing her residency and we have
bought a few homes after that. I get what you’re going through! My goal is to provide you guidance at
every step - whether you are a resident finishing your residency or whether you are an established
medical professional relocating to Dallas.
To excel at catering to the medical community, I have achieved the designation of a Certified DRS
Agent™ which demonstrates my commitment to serving the real estate needs of the medical
professional community through education and training resources. This designation is limited to fewer
than 1,000 real estate professionals nationwide. In addition, I am a Certified Residential Specialist (CRS)
and am honored to be part of top 3% real estate agents in the country.
I hope that the information included in this package will be helpful to you.
I am looking forward to working with you to assist you in your home search.
Sincerely,
Nitin Gupta
“Not just your REALTOR® but your trusted advisor”
NITIN GUPTA, REALTOR®, CRS, GRI
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
Real Estate Services You Will Receive
As your REALTOR®, I will the provide the following services:
• Discuss agency relationships and give you a copy of the law of real estate agency
• Arrange a free no obligation pre-qualification meeting with a physician loan lender
• Determine the required characteristics of your new home
• Search the multiple listing service (MLS) on a regular basis for homes that meet your criteria
• Represent you with any new home builder or developer of your choice
• Arrange for private showings at your convenience
• Discuss strategy about the offer price, financing terms, interest rate & possession date
• Provide Comparative Market Analysis (CMA) on property selected by you
• Prepare an offer on the property of your choice and negotiate with the seller
• Write a contract that will protect you
• Coordinate with Inspector, Lender, Title Company, & Closing Agent to make sure your accepted
offer closes
• Guide you through the escrow process to a successful close
• Personally attend signing with you
“Not just your REALTOR® but your trusted advisor”
NITIN GUPTA, REALTOR®, CRS, GRI
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
Physician Interview Day Tour
If you are visiting Dallas metro area to interview for a new opportunity with a hospital, we offer a
complimentary day tour of the Dallas metro area. This service includes:
• Complete relocation packet, including: information about the school systems, crime rates for local
neighborhoods, and a map that shows the layout of public transportation and location of public
services, shopping and schools
• Community profiles
• Community orientation tours
• Cost of living comparisons
• Physician loans guidance
• Travel arrangements
• School tours
• Short-term rental options or extended-stay hotel information
“Not just your REALTOR® but your trusted advisor”
NITIN GUPTA, REALTOR®, CRS, GRI
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
Home Buying Process
Home buying process is a multi-step process that requires
knowledge and decision making at every step.
S
INSURE
• Home	
Insurance
• Title	
Insurance
S
APPRAISE
Your	lender	 will	
order	 a	property	
appraisal	to	
determine	 the	
value	of	your	
home
S
9
7
We	strongly
S
SHOP FOR
HOME
Identify	your	
dream	home
S
OFFER
Make	an	offer	for	
your	dream	house
Work	with	 your	
realtor	 to	negotiate	
changes	to	offer	for	
the	house	and	
identify	a	win-win	
situation
S
IDENTIFY
AGENT
Select	an	agent	
who	understands	
your	needs	and	
can	deliver
Identify	right	
mortgage	options	
for	your	situation	
and	find	a	loan	
officer	 that	can	
close	on	time!
MORTGAGE
PREAPPROVAL
2
Your	Road	To	Buying	A	House
3
4
I	will	help	you	through	this	process,	answering	your	questions	
and	recommending	various	partners
1
S
NEGOTIATE
Negotiate	 the	
purchase	price	
based	on	the	
inspection	 results	
and	apprised	value	
to	identify	a	win-
win	situation
S
MORTGAGE
Finalize	the	
mortgage	plan	for	
your	home	and	
start	the	loan	
process
5
6
10
8
“Not just your REALTOR® but your trusted advisor”
NITIN GUPTA, REALTOR®, CRS, GRI
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
As a physician, you have worked for years to join the ranks of an elite few, and
your hard work should be rewarded, not only professionally, but personally. That
is working with a DRSAgent™ provides you the service you deserve as a medical
professional.
Our Physicians Home Buyer Program experience includes:
"Concierge Service”
• Complimentary referral service should you need to sell your existing home or
purchase anywhere in the country.
• Assistance in the search, negotiations, purchase of your home
• Support after the sale to make sure your move is seamless
• Financing liaisons to many physician loan programs
"Specialized Financing"
"Specialized Financing"
•5% down payment up to $1,100,000 (3.5% options may be available.)
•10% down payment up to $2.5 million
•Private mortgage insurance is not required - save thousands over the life of the
loan
•Single family homes, townhomes, lofts and condominiums are eligible
•Student loans that are deferred for 12 months are not counted in qualifying
ratios
•Closings may take place up to 60 days prior to start date
•Closing costs credits may be applicable
"First Class Closings"
"First Class Closings"
•Closing specialist will come to your place of choice to close your transaction
•Title specialists available after hours and on weekends
Completing medical school has earned you the right to have some special
treatment. Why not take advantage of that for the most important financial
decision of your life? Let us help you!
NITIN GUPTA, REALTOR®, CRS, GRI
Competitive Edge Realty, LLC
8005 Fallmeadow Cir.
Plano, TX 75024
Cell 469-269-6541
Office 972-231-4663
E-mail: nitin@NitinGuptaDFW.com
Website: NitinGuptaDFW.com
YOUR LOCAL CERTIFIED RESIDENTIAL SPECIALIST
To Find That One-In-A-Million REALTOR®
START WITHTHEMOST SUCCESSFULAGENTS
With so many real estate agents looking for your business, how can you find the best? Look for
the agents who hold the Certified Residential Specialist® designation! The CRS
Designation, signifies that the agent has the training, commitment and expertise you need to
get the job done right. CRS Designees are among the most successful REALTORS® in
residential real estate. So if you want your next transaction to be a success, choose a CRS.
GET FREE GUIDE
Call Us Today at
469-269-6541
A PHYSICIANS GUIDE TO
PHYSICIAN LOANS
AND BUYING A HOME IN TEXAS
Nitin	Gupta
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
‘
A custom guide for physicians
relocating to Dallas metro area!
“Not just your REALTOR® but your trusted advisor”
NITIN GUPTA, REALTOR®, CRS, GRI
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
TABLE OF CONTENTS
4 REASONS TO BUY A HOME NOW!1
FINDING A WINNING TEAM: PROFESSIONALS YOU NEED WHEN
BUYING A HOME
13
PHYSICIAN LOANS – WHAT DO YOU NEED TO KNOW8
TOOLS: FINANCIAL DOCUMENTS TO GET TOGETHER27
YOUR EMPLOYMENT STATUS AND OPTIONS22
THE EFFECT OF STUDENTS LOANS ON HOME BUYING PROCESS20
17 4 DEMANDS TO MAKE ON YOUR REAL ESTATE AGENT
24 TOOLS: WHAT QUESTIONS SHOULD YOU ASK A POTENTIAL LENDER
BENEFITS OF A PHYSICIAN LOAN10
PHYSICIANS IN TEXAS - SOME NUMBERS5
33 HOME PRICES OVER THE LAST YEAR
29 HOW TO FIND A HOME IN ANOTHER STATE – RELOCATION TIPS
32 THE TOP REASONS WHY AMERICANS BUY HOMES
A PHYSICIANS GUIDE TO
PHYSICIAN LOANS
AND BUYING A HOME IN TEXAS
Nitin	Gupta
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
Learn about Physician Loans, how to
hire a REALTOR & a lender
“Not just your REALTOR® but your trusted advisor”
NITIN GUPTA, REALTOR®, CRS, GRI
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
Visit the Dallas Physician Real Estate Portal at
http://NitinGuptaDFW.com
You will find resources like
• Real-time Home Search
• List of Hospitals in Dallas
• Dallas Suburb and Community Guide
• Physician Home Buying Guide
• Home Seller's Guide
• Dallas Real Estate News & Blog
• Monthly Dallas Real Estate Newsletter
• Dallas Monthly Real Estate Reports
• Dallas Real Estate Market Statistics
• Client Testimonials

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Physician Relocation Services Realtor Real Estate Agent

  • 1. PRESENTED BY “Not just your REALTOR® but your trusted advisor” Physician Relocation Packet Nitin Gupta
  • 2. “Not just your REALTOR® but your trusted advisor” NITIN GUPTA, REALTOR®, CRS, GRI 469-269-6541 http://NitinGuptaDFW.com nitin@NitinGuptaDFW.com Dear physician, I would like to welcome you to our great city of Dallas – the Big D. I am glad that you have decided to make Dallas metro your new home. I am a licensed REALTOR® and a certified DRS Agent™ in Dallas and work with physicians, dentists and other medical professionals in Dallas metro area and offer them real estate services including physician relocation support. I take my responsibility as your REALTOR® very seriously and go above and beyond to offer unmatched service, attention to your individual needs and ultimately the delivery of a new home that best fits your requirements and lifestyle. My focus is to serve busy medical professionals that are relocating to Dallas Forth Worth metro area (DFW) or doing a local move-up. I know firsthand, being married to a physician, that the demands of your physician career can often get in the way of finding the time to devote to searching for the perfect home to purchase. We bought our first home while my wife was finishing her residency and we have bought a few homes after that. I get what you’re going through! My goal is to provide you guidance at every step - whether you are a resident finishing your residency or whether you are an established medical professional relocating to Dallas. To excel at catering to the medical community, I have achieved the designation of a Certified DRS Agent™ which demonstrates my commitment to serving the real estate needs of the medical professional community through education and training resources. This designation is limited to fewer than 1,000 real estate professionals nationwide. In addition, I am a Certified Residential Specialist (CRS) and am honored to be part of top 3% real estate agents in the country. I hope that the information included in this package will be helpful to you. I am looking forward to working with you to assist you in your home search. Sincerely, Nitin Gupta
  • 3. “Not just your REALTOR® but your trusted advisor” NITIN GUPTA, REALTOR®, CRS, GRI 469-269-6541 http://NitinGuptaDFW.com nitin@NitinGuptaDFW.com Real Estate Services You Will Receive As your REALTOR®, I will the provide the following services: • Discuss agency relationships and give you a copy of the law of real estate agency • Arrange a free no obligation pre-qualification meeting with a physician loan lender • Determine the required characteristics of your new home • Search the multiple listing service (MLS) on a regular basis for homes that meet your criteria • Represent you with any new home builder or developer of your choice • Arrange for private showings at your convenience • Discuss strategy about the offer price, financing terms, interest rate & possession date • Provide Comparative Market Analysis (CMA) on property selected by you • Prepare an offer on the property of your choice and negotiate with the seller • Write a contract that will protect you • Coordinate with Inspector, Lender, Title Company, & Closing Agent to make sure your accepted offer closes • Guide you through the escrow process to a successful close • Personally attend signing with you
  • 4. “Not just your REALTOR® but your trusted advisor” NITIN GUPTA, REALTOR®, CRS, GRI 469-269-6541 http://NitinGuptaDFW.com nitin@NitinGuptaDFW.com Physician Interview Day Tour If you are visiting Dallas metro area to interview for a new opportunity with a hospital, we offer a complimentary day tour of the Dallas metro area. This service includes: • Complete relocation packet, including: information about the school systems, crime rates for local neighborhoods, and a map that shows the layout of public transportation and location of public services, shopping and schools • Community profiles • Community orientation tours • Cost of living comparisons • Physician loans guidance • Travel arrangements • School tours • Short-term rental options or extended-stay hotel information
  • 5. “Not just your REALTOR® but your trusted advisor” NITIN GUPTA, REALTOR®, CRS, GRI 469-269-6541 http://NitinGuptaDFW.com nitin@NitinGuptaDFW.com Home Buying Process Home buying process is a multi-step process that requires knowledge and decision making at every step. S INSURE • Home Insurance • Title Insurance S APPRAISE Your lender will order a property appraisal to determine the value of your home S 9 7 We strongly S SHOP FOR HOME Identify your dream home S OFFER Make an offer for your dream house Work with your realtor to negotiate changes to offer for the house and identify a win-win situation S IDENTIFY AGENT Select an agent who understands your needs and can deliver Identify right mortgage options for your situation and find a loan officer that can close on time! MORTGAGE PREAPPROVAL 2 Your Road To Buying A House 3 4 I will help you through this process, answering your questions and recommending various partners 1 S NEGOTIATE Negotiate the purchase price based on the inspection results and apprised value to identify a win- win situation S MORTGAGE Finalize the mortgage plan for your home and start the loan process 5 6 10 8
  • 6. “Not just your REALTOR® but your trusted advisor” NITIN GUPTA, REALTOR®, CRS, GRI 469-269-6541 http://NitinGuptaDFW.com nitin@NitinGuptaDFW.com As a physician, you have worked for years to join the ranks of an elite few, and your hard work should be rewarded, not only professionally, but personally. That is working with a DRSAgent™ provides you the service you deserve as a medical professional. Our Physicians Home Buyer Program experience includes: "Concierge Service” • Complimentary referral service should you need to sell your existing home or purchase anywhere in the country. • Assistance in the search, negotiations, purchase of your home • Support after the sale to make sure your move is seamless • Financing liaisons to many physician loan programs "Specialized Financing" "Specialized Financing" •5% down payment up to $1,100,000 (3.5% options may be available.) •10% down payment up to $2.5 million •Private mortgage insurance is not required - save thousands over the life of the loan •Single family homes, townhomes, lofts and condominiums are eligible •Student loans that are deferred for 12 months are not counted in qualifying ratios •Closings may take place up to 60 days prior to start date •Closing costs credits may be applicable "First Class Closings" "First Class Closings" •Closing specialist will come to your place of choice to close your transaction •Title specialists available after hours and on weekends Completing medical school has earned you the right to have some special treatment. Why not take advantage of that for the most important financial decision of your life? Let us help you!
  • 7. NITIN GUPTA, REALTOR®, CRS, GRI Competitive Edge Realty, LLC 8005 Fallmeadow Cir. Plano, TX 75024 Cell 469-269-6541 Office 972-231-4663 E-mail: nitin@NitinGuptaDFW.com Website: NitinGuptaDFW.com YOUR LOCAL CERTIFIED RESIDENTIAL SPECIALIST To Find That One-In-A-Million REALTOR® START WITHTHEMOST SUCCESSFULAGENTS With so many real estate agents looking for your business, how can you find the best? Look for the agents who hold the Certified Residential Specialist® designation! The CRS Designation, signifies that the agent has the training, commitment and expertise you need to get the job done right. CRS Designees are among the most successful REALTORS® in residential real estate. So if you want your next transaction to be a success, choose a CRS.
  • 8. GET FREE GUIDE Call Us Today at 469-269-6541 A PHYSICIANS GUIDE TO PHYSICIAN LOANS AND BUYING A HOME IN TEXAS Nitin Gupta 469-269-6541 http://NitinGuptaDFW.com nitin@NitinGuptaDFW.com ‘ A custom guide for physicians relocating to Dallas metro area! “Not just your REALTOR® but your trusted advisor” NITIN GUPTA, REALTOR®, CRS, GRI 469-269-6541 http://NitinGuptaDFW.com nitin@NitinGuptaDFW.com
  • 9. TABLE OF CONTENTS 4 REASONS TO BUY A HOME NOW!1 FINDING A WINNING TEAM: PROFESSIONALS YOU NEED WHEN BUYING A HOME 13 PHYSICIAN LOANS – WHAT DO YOU NEED TO KNOW8 TOOLS: FINANCIAL DOCUMENTS TO GET TOGETHER27 YOUR EMPLOYMENT STATUS AND OPTIONS22 THE EFFECT OF STUDENTS LOANS ON HOME BUYING PROCESS20 17 4 DEMANDS TO MAKE ON YOUR REAL ESTATE AGENT 24 TOOLS: WHAT QUESTIONS SHOULD YOU ASK A POTENTIAL LENDER BENEFITS OF A PHYSICIAN LOAN10 PHYSICIANS IN TEXAS - SOME NUMBERS5 33 HOME PRICES OVER THE LAST YEAR 29 HOW TO FIND A HOME IN ANOTHER STATE – RELOCATION TIPS 32 THE TOP REASONS WHY AMERICANS BUY HOMES A PHYSICIANS GUIDE TO PHYSICIAN LOANS AND BUYING A HOME IN TEXAS Nitin Gupta 469-269-6541 http://NitinGuptaDFW.com nitin@NitinGuptaDFW.com Learn about Physician Loans, how to hire a REALTOR & a lender “Not just your REALTOR® but your trusted advisor” NITIN GUPTA, REALTOR®, CRS, GRI 469-269-6541 http://NitinGuptaDFW.com nitin@NitinGuptaDFW.com
  • 10. Visit the Dallas Physician Real Estate Portal at http://NitinGuptaDFW.com You will find resources like • Real-time Home Search • List of Hospitals in Dallas • Dallas Suburb and Community Guide • Physician Home Buying Guide • Home Seller's Guide • Dallas Real Estate News & Blog • Monthly Dallas Real Estate Newsletter • Dallas Monthly Real Estate Reports • Dallas Real Estate Market Statistics • Client Testimonials