Nitin Gupta, REALTOR, CRS, GRI provides real estate services in Dallas metro area and loves working with families relocating to Dallas-Fort Worth. Nitin specializes in providing luxury real estate services to physicians, dentists and other medical professionals. He also provides physician relocation services and helps physicians with physician loans through a network of specialized lenders. Nitin covers Dallas, Highland Park, University Park, Southlake, Colleyville, Frisco, McKinney, Plano, Coppell, Irving, Grapevine, Flower Mound, Trophy Club, Fairview and Keller.
Nitin is a certified DRS Agent and part of exclusive network of real estate professionals around the country committed to assisting physicians with their residential real estate and relocation needs. Nitin has been awarded CRS - Certified Residential Specialist - designation by Residential Real Estate Council (RRC). A CRS REALTOR® is part of the top 3 percent of real estate agents in the U.S. In addition, Nitin holds GRI, ABR, SRS, ALHS and ePro designations.
Nitin values each client as a unique individual tailoring services to suit their needs and keeping them informed, step by step, to ensure a smooth and successful experience. Nitin leverages his technology background to better serve his clients, but without forgetting that “old-fashioned” values like professionalism and morals still matter a lot.
To help simplify home buying and selling experience, Nitin provides resources like Real-time Home Search, Dallas Suburb and community Guide, Physician Home Buying Guide, Home Buyer's Guide, Home Seller's Guide, Dallas Real Estate News & Blog , Monthly Real Estate Newsletter , Dallas Monthly Real Estate Reports and latest Dallas Real Estate Market Statistics
Physician Relocation Services Realtor Real Estate Agent
1. PRESENTED BY
“Not just your REALTOR® but your trusted advisor”
Physician Relocation
Packet
Nitin Gupta
2. “Not just your REALTOR® but your trusted advisor”
NITIN GUPTA, REALTOR®, CRS, GRI
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
Dear physician,
I would like to welcome you to our great city of Dallas – the Big D. I am glad that you have decided to
make Dallas metro your new home.
I am a licensed REALTOR® and a certified DRS Agent™ in Dallas and work with physicians, dentists and
other medical professionals in Dallas metro area and offer them real estate services including physician
relocation support. I take my responsibility as your REALTOR® very seriously and go above and beyond to
offer unmatched service, attention to your individual needs and ultimately the delivery of a new home
that best fits your requirements and lifestyle.
My focus is to serve busy medical professionals that are relocating to Dallas Forth Worth metro area
(DFW) or doing a local move-up. I know firsthand, being married to a physician, that the demands of
your physician career can often get in the way of finding the time to devote to searching for the perfect
home to purchase. We bought our first home while my wife was finishing her residency and we have
bought a few homes after that. I get what you’re going through! My goal is to provide you guidance at
every step - whether you are a resident finishing your residency or whether you are an established
medical professional relocating to Dallas.
To excel at catering to the medical community, I have achieved the designation of a Certified DRS
Agent™ which demonstrates my commitment to serving the real estate needs of the medical
professional community through education and training resources. This designation is limited to fewer
than 1,000 real estate professionals nationwide. In addition, I am a Certified Residential Specialist (CRS)
and am honored to be part of top 3% real estate agents in the country.
I hope that the information included in this package will be helpful to you.
I am looking forward to working with you to assist you in your home search.
Sincerely,
Nitin Gupta
3. “Not just your REALTOR® but your trusted advisor”
NITIN GUPTA, REALTOR®, CRS, GRI
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
Real Estate Services You Will Receive
As your REALTOR®, I will the provide the following services:
• Discuss agency relationships and give you a copy of the law of real estate agency
• Arrange a free no obligation pre-qualification meeting with a physician loan lender
• Determine the required characteristics of your new home
• Search the multiple listing service (MLS) on a regular basis for homes that meet your criteria
• Represent you with any new home builder or developer of your choice
• Arrange for private showings at your convenience
• Discuss strategy about the offer price, financing terms, interest rate & possession date
• Provide Comparative Market Analysis (CMA) on property selected by you
• Prepare an offer on the property of your choice and negotiate with the seller
• Write a contract that will protect you
• Coordinate with Inspector, Lender, Title Company, & Closing Agent to make sure your accepted
offer closes
• Guide you through the escrow process to a successful close
• Personally attend signing with you
4. “Not just your REALTOR® but your trusted advisor”
NITIN GUPTA, REALTOR®, CRS, GRI
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
Physician Interview Day Tour
If you are visiting Dallas metro area to interview for a new opportunity with a hospital, we offer a
complimentary day tour of the Dallas metro area. This service includes:
• Complete relocation packet, including: information about the school systems, crime rates for local
neighborhoods, and a map that shows the layout of public transportation and location of public
services, shopping and schools
• Community profiles
• Community orientation tours
• Cost of living comparisons
• Physician loans guidance
• Travel arrangements
• School tours
• Short-term rental options or extended-stay hotel information
5. “Not just your REALTOR® but your trusted advisor”
NITIN GUPTA, REALTOR®, CRS, GRI
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
Home Buying Process
Home buying process is a multi-step process that requires
knowledge and decision making at every step.
S
INSURE
• Home
Insurance
• Title
Insurance
S
APPRAISE
Your lender will
order a property
appraisal to
determine the
value of your
home
S
9
7
We strongly
S
SHOP FOR
HOME
Identify your
dream home
S
OFFER
Make an offer for
your dream house
Work with your
realtor to negotiate
changes to offer for
the house and
identify a win-win
situation
S
IDENTIFY
AGENT
Select an agent
who understands
your needs and
can deliver
Identify right
mortgage options
for your situation
and find a loan
officer that can
close on time!
MORTGAGE
PREAPPROVAL
2
Your Road To Buying A House
3
4
I will help you through this process, answering your questions
and recommending various partners
1
S
NEGOTIATE
Negotiate the
purchase price
based on the
inspection results
and apprised value
to identify a win-
win situation
S
MORTGAGE
Finalize the
mortgage plan for
your home and
start the loan
process
5
6
10
8
6. “Not just your REALTOR® but your trusted advisor”
NITIN GUPTA, REALTOR®, CRS, GRI
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
As a physician, you have worked for years to join the ranks of an elite few, and
your hard work should be rewarded, not only professionally, but personally. That
is working with a DRSAgent™ provides you the service you deserve as a medical
professional.
Our Physicians Home Buyer Program experience includes:
"Concierge Service”
• Complimentary referral service should you need to sell your existing home or
purchase anywhere in the country.
• Assistance in the search, negotiations, purchase of your home
• Support after the sale to make sure your move is seamless
• Financing liaisons to many physician loan programs
"Specialized Financing"
"Specialized Financing"
•5% down payment up to $1,100,000 (3.5% options may be available.)
•10% down payment up to $2.5 million
•Private mortgage insurance is not required - save thousands over the life of the
loan
•Single family homes, townhomes, lofts and condominiums are eligible
•Student loans that are deferred for 12 months are not counted in qualifying
ratios
•Closings may take place up to 60 days prior to start date
•Closing costs credits may be applicable
"First Class Closings"
"First Class Closings"
•Closing specialist will come to your place of choice to close your transaction
•Title specialists available after hours and on weekends
Completing medical school has earned you the right to have some special
treatment. Why not take advantage of that for the most important financial
decision of your life? Let us help you!
7. NITIN GUPTA, REALTOR®, CRS, GRI
Competitive Edge Realty, LLC
8005 Fallmeadow Cir.
Plano, TX 75024
Cell 469-269-6541
Office 972-231-4663
E-mail: nitin@NitinGuptaDFW.com
Website: NitinGuptaDFW.com
YOUR LOCAL CERTIFIED RESIDENTIAL SPECIALIST
To Find That One-In-A-Million REALTOR®
START WITHTHEMOST SUCCESSFULAGENTS
With so many real estate agents looking for your business, how can you find the best? Look for
the agents who hold the Certified Residential Specialist® designation! The CRS
Designation, signifies that the agent has the training, commitment and expertise you need to
get the job done right. CRS Designees are among the most successful REALTORS® in
residential real estate. So if you want your next transaction to be a success, choose a CRS.
8. GET FREE GUIDE
Call Us Today at
469-269-6541
A PHYSICIANS GUIDE TO
PHYSICIAN LOANS
AND BUYING A HOME IN TEXAS
Nitin Gupta
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
‘
A custom guide for physicians
relocating to Dallas metro area!
“Not just your REALTOR® but your trusted advisor”
NITIN GUPTA, REALTOR®, CRS, GRI
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
9. TABLE OF CONTENTS
4 REASONS TO BUY A HOME NOW!1
FINDING A WINNING TEAM: PROFESSIONALS YOU NEED WHEN
BUYING A HOME
13
PHYSICIAN LOANS – WHAT DO YOU NEED TO KNOW8
TOOLS: FINANCIAL DOCUMENTS TO GET TOGETHER27
YOUR EMPLOYMENT STATUS AND OPTIONS22
THE EFFECT OF STUDENTS LOANS ON HOME BUYING PROCESS20
17 4 DEMANDS TO MAKE ON YOUR REAL ESTATE AGENT
24 TOOLS: WHAT QUESTIONS SHOULD YOU ASK A POTENTIAL LENDER
BENEFITS OF A PHYSICIAN LOAN10
PHYSICIANS IN TEXAS - SOME NUMBERS5
33 HOME PRICES OVER THE LAST YEAR
29 HOW TO FIND A HOME IN ANOTHER STATE – RELOCATION TIPS
32 THE TOP REASONS WHY AMERICANS BUY HOMES
A PHYSICIANS GUIDE TO
PHYSICIAN LOANS
AND BUYING A HOME IN TEXAS
Nitin Gupta
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
Learn about Physician Loans, how to
hire a REALTOR & a lender
“Not just your REALTOR® but your trusted advisor”
NITIN GUPTA, REALTOR®, CRS, GRI
469-269-6541
http://NitinGuptaDFW.com
nitin@NitinGuptaDFW.com
10. Visit the Dallas Physician Real Estate Portal at
http://NitinGuptaDFW.com
You will find resources like
• Real-time Home Search
• List of Hospitals in Dallas
• Dallas Suburb and Community Guide
• Physician Home Buying Guide
• Home Seller's Guide
• Dallas Real Estate News & Blog
• Monthly Dallas Real Estate Newsletter
• Dallas Monthly Real Estate Reports
• Dallas Real Estate Market Statistics
• Client Testimonials