2. MICROFINANCE NORMS
ELIGIBILITY PROCESS
*Within 40 Km Radius of
Branch
*Centre Radius 1 Km
*Aadhar and Election ID
*Less than 200,000 loan
exposure including MMSCCS
Loan
*DPD Less than 60 days
*Not above 60 years
*Maximum 40 K for 1st Cycle
*Group Identification
*Group Formation
*CB Check from Head
office
*CGT 3 days with BM Visit
*GRT by Credit Officer
*Documentation and
Signing in Branch by
customers
*Disbursement
confirmation to HO with
Account details
*Disbursement from HO
*Collection from 8-12 by
RO’s
3.
4. ELIGIBILITY PROCESS
Within 40 Km Radius of
Branch
Centre Radius 1 Km
Aadhar and Election ID
Less than 200,000 loan
exposure including
MMSCCS Loan
DPD Less than 60 days
Not above 60 years
Maximum 40 K for 1st
Cycle
Group Identification
Group Formation
CB Check from Head
office
CGT 3 days with BM
Visit
GRT by Credit Officer
Documentation and
Signing in Branch by
customers
Disbursement
confirmation to HO with
Account details
Disbursement from HO
Collection from 8-12 by
RO’s
