1.
Address: ‐ House no. 40, street # 2, Bantava Nagar Society, Liaqatabad, Karachi.
Cell: +92‐332‐374‐9918, Email: Muhammad.umairmussani@gmail.com
COMPETENT FINANCE PROFESSIONAL
Dear Hiring Team
This letters is to introduce myself and share my interest for the suitable position in your organization. My diversified and in‐depth
professional work experience of almost six years at Tariq Abdul Ghani Maqbool and Co., Chartered Accountants (a member firm of
) has enabled me to present myself as a potential candidate for a suitable position in your organization.
‐ My three and a half year training period, as stipulated by the Institute of Chartered Accountants of Pakistan and recognized by
the Association of Chartered Certified Accountant, was completed on July 31, 2014.Presently, I am working , as an outsource
resource, in an capacity of Manager Finance and Taxation for F.M.C.G division of the Subh‐e‐Noor Group.
‐ I have performed in a multi‐task environment for diversified spectrum of clients. As an outsource resource, I have been
seconded to various organizations, enabling to developed my expertise in fields of accounting, finance, taxation and supply
chain including import. I have also performed various business development, fraud investigation and external audit
assignments.
‐ I hold master in economics and affiliation status of Association of Chartered Certified Accountants, with pursuing the
completion of last level of chartered accountancy from Institute of chartered accountancy of Pakistan.
‐ I have attended various professional development programs and completed I.T and presentations skills related courses. I
have also conducted various training courses for Firm and remain an active part of various presentations to the clients.
The enclosed resume further explains my skills and experience. I am currently seeking an opportunity that commensurate with my
qualification and work experience in your reputable organization.
I would appreciate the opportunity to further discuss how I can best meet the needs and expectation of your organization. I am
confident that I can contribute positively towards achievement of organization goals and pursue professional development and
career growth.
Regards,
Muhammad Umair
Encl : Resume
MUHAMMAD UMAIR

2.
O B J E C T I V E .
“To pursue a long term relationship with dynamic and well reputed institution that enables me to further
enhance, strengthen and apply the knowledge acquired at academies and work coupled with an aim to
contribute positively to the organization’s goals to the best of my expertise”
Q U A L I F I C A T I O N S l i f i c a t i o n
Professional ,
 Institute of Chartered Accountants of Pakistan (ICAP) – C.A (Finalist), papers remaining
one paper of module E and three paper of module F.
 Association of Certified Chartered Accountants (A.C.C.A) ‐ Affiliate, membership is in
process.
Academics ,
 University of Karachi – Master (in Economics), Second Division.
 University of Karachi – Bachelor in Commerce, Second Division.
 Board of Intermediate Education – H.S.C (78%)
 Board of Secondary Education – S.C.C (81%)
W O R K E X P E R I E N C E .
Tariq Abdul Ghani Maqbool & Co., Chartered Accountants
A member firm of Geneva Group International.
Jan, 2011 – Present (Business Process Outsourcing, E.R.P and Transaction Advisory)
Dec, 2010 – Dec, 2011 (Audit and Business Advisory Service)
Brief descriptions of keys task performed under different areas in rendering services to the
clients:
Business Process Outsourcing (Accounting and Finance) ,
Corporate Accounting
‐ Monitored the overall activities to ensure accuracy of the recording, availability of the
supporting documents, timely payroll and billing processing and timely and correct
filling of tax returns and statements and timely month and year end closing.
‐ Prepared and reviewed financial statements and various ad‐hoc management reports
including responding various director/ management enquiries
‐ Liaised with internal division, group companies and banks, customers and vendors to
developed good working relationship with all trading partners.
‐ Through forecasting and budgeting, maintain stringent control overs funds, in turn
ensured smooth running of the operations.
‐ Processed and correspond with banks to acquire leasing, long and running finance
facility including preparing requisites reports and arranging necessary details.
‐ Developed and improved SOPs for various transactional activities.
‐ Performed several reconciliations with suppliers, distributors and customers.
Accounting for Provident Funds, Gratuity Funds and Investments
 Prepared Financial statement
 Recorded related transactions in ERP
MUHAMMAD UMAIR
A R E A O F E X P E R T I S E
 Accounting and Finance.
 ERP Implementation.
 Budgeting and Costing.
 Taxation.
 Procurement and Logistic.
 Import
K E Y S K I L L S A N D
C O M P E T E N C I E S
 Sound Analytical Skills
 Effective Communication
 Strong Presentation Skills
 Effective Coaching and Mentoring
Abilities
 Motivated Team Leader
 Quick Learning Abilities
 Ability to work in strict deadlines
W O R K I N G R O L E S
Team Lead
(Outsource Accounting)
1. Subh‐e‐Noor Group ‐ F.M.C.G
Division‐ Distributor Cum Importer
2. Boston Creamery – Boston
Ventures (Private) Limited
Running Chain of Ice Cream Parlor
3. Agha’s (Private) Limited – Super
Market
4. The Grocers – Retail ventures
(Private) Limited – Super Market
5. Mak3 (Private) Limited –
Distributor cum Importer
6. The Red and White (Private)
Limited – Commodities Exporter
7. The Red and White Meat
(Private) Limited – The meat
processing company

3.  Prepared all reports and working sheets for investment, income, contribution,
disbursements.
Business Process Outsourcing (Taxation) ,
 For monthly tax filling, reviewed sales registers, purchase registers, EOB, SESSI and
withholding tax reconciliations and performed necessary co‐ordination with the firm’s
tax division.
 Actively remained involved with firm’s tax division for preparation of responses,
reconciliation files and arranging the necessary details/documents under notices for
income tax audits, sales tax, EOBI and withholding taxes.
 Briefed group financial controller and team of foreign suppliers (under distribution
agreement) on the valuation ruling, duties and tax structure applicable on channel of
distribution (from importer till retailer). The product includes juices, milk, flavor milk,
mineral water, pasta, ice creams, toys, edible oil and L.E.D T.V.
 Responded various clients’ queries on applications of various provisions of the sales
tax and income tax, specifically on salaries and income tax on property
 Involved in NTN and STN registration including arranging the necessary details/
documents.
 Conducted a training session on the application of the :
‐ Sales tax special procedure rules.
‐ Special Procedure for sales tax on importers.
‐ Special Procedure rules for extra sales tax on specified goods.
‐ Sales Tax Special Procedure (Withholding) Rules.
‐ Third, fifth and sixth schedules of the sale tax Act, 1990 and S.R.O 1125(I)/2011.
‐ General tax withholdings under income tax ordinance 2001.
E.R.P development and Implementation .
 I have performed various implementation assignments of the in‐house E.R.P. Role
entails :
‐ understanding and documentation of the business model including overall
business process,
‐ evaluation of the control weaknesses,
‐ designing standard operating procedure and charts of accounts,
‐ Compiling and recording transaction entries.
 Remained involved in development of various modules and allied reports for an in‐
house E.R.P including production, import, purchase and sale. I have also remained
involved in designing the auto‐recipe management tool for an ice cream parlor
business.
 I was a team member in developing user manual of the E.R.P.
Business Process Outsourcing (Management Accounting‐ Costing, Budgeting and Forecasting)
 Developed annual operating and CAPEX budgets.
 Through understanding production and procurement process including import,
developed various products costing and pricing till retail price for F.M.C.G and
pharmaceuticals products.
 Introduced a system of management reporting for import consignment of a client
involved in a distribution cum import business.
 Developed a various financial modules for forecasting sales volume, cost and pricing
for different F.M.C.G under a business of distribution cum import.
 For various clients, developed projections including profit and loss, cash flow and
requisite capital outlay for potential business opportunity including business of
Senior Associates
(Outsource Accounting)
1. Sonya Batla – Textile
2. Biovance Research International
(Pvt) Ltd ‐ Pharmaceutical Research
Company
3. Noon Pharma (Private) Limited
Pharmaceutical
4. Pharmatec Pakistan (Private)
Limited – Pharmaceutical
5. Ismara International ‐ Distributor
Cum Importer of cosmetic products
6. Medics Laboratories (Private)
Limited – Pharmaceutical
7. Pakistan Society of Human
Resource Management ‐ N.G.O
Staff Accountant/ Associate Staff
Outsource Accounting
1. Bake Parlour – Rasul Flour Mills
(Private) Limited ‐ F.M.C.G
2. Hassan Traders ‐ F.M.C.G
3. Medica ‐ Medical Equipment and
Machinery Importer
4. Al‐Hassan Engineering (Pvt)
Limited.‐ Engineering Company
Team Lead
Provident, Gratuity and
Investment Accounting
1. Eli Lilly (Private) Limited
2. Sindh Bank Limited
3. KASB Bank
Compliance Officer
1. Fraud and Investigation
Department‐ United Bank
Limited

4. distribution cum import, chain of ice parlors, chain of super markets, installation of
manufacturing plant, diagnostic laboratories, etc.
 Implemented manufacturing process flow of an in‐house E.R.P for a pharmaceutical
company including meeting reporting requirement with respect to cost and inventory.
 Prepared feasibility reports on various stock liquidation plan/ Scheme.
 Analyzed impact on profitability of various promotions/ trade schemes.
Secondment to Complain and Investigation department, United Bank Limited .
 Investigated dacoity and forgery incidents,
 Achieved Fortnightly, monthly and quarterly reporting to S.B.P,
 liaised with branches,
 Maintained branches and staff wise data of the incidents.
External Audits .
 Acquired understandings of entity’s process flow
 Analyzed the design and effectiveness of internal controls
 Performed risk based audit procedures to ensure compliance with requirement of ISA,
IFRS and local regulations
 Assisted client on preparation of final statements
 Liaised with client with development of good working relationship.
Business Process Outsourcing (Import, local procurement and logistics .
Import
 Lead and manage the entire import activities from ordering to custom clearance.
 Co‐ordinated with bank and suppliers for opening and amending the L/C.
 Acquire complete understanding of applicable duties, tax structure, relevant S.R.Os
and valuation ruling. Thereon respond various director queries and trained other team
members for operations.
 Reviewed e‐filing on WeBOC to ensure accuracy fillings including taxes, H.S Code and
claims of exemptions.
 Developed close co‐ordination with supplier, shipping line and custom agent to ensure
prompt clearance and prompt resolution of logistic issues.
 Maintained index based files of all consignments both in soft and hard forms.
 Involved in preparation and review of all shipment documents including pro‐forma,
commercial invoice, packing list, beneficiary certificate, shipment advice, and bill of
lading..
 Introduced a policy of budgeting and scheduling for each consignment.
 Involved in complying with various local certification requirement.
Local Procurement and Logistics
 Conducted quarterly demand planning exercise under re‐ordering cycle.
 Developed SOPs and manage entire procurement cycle from sourcing to payment ,
including
‐ Managing procurement and transfer of consumables for ice cream parlor.
‐ Managing procurement of electronic and I.T equipment for ice‐cream parlor
‐ Managing Procurement of construction material.
 Served as single co‐coordinating point with distributors to ensure prompt dispatches of
the orders
 Settle distributor’s claims for damage stocks and expire stocks.
 Maintained batch and expiry wise inventory in E.R.P
Associate Auditor
(External Audits)
1. Watchtower bible and tract
society ‐ N.G.O
2. Velosi integrity & safety
Pakistan – Quality Assurance and
Quality Control
3. Bakri Trading Company
(Private) Limited – Oil Trading
4. Mordaba Al Mali ‐ PF and GF
Audit
C O U R S E S A N D
C E R T I F I C A T E S
a. Attended various professional
development programs,
training, workshops and
seminars conducted by the
firm and ICAP.
b. Accustomed with using the
accounting software:
Netsuite, TAG Financials,
Forgean, and ERPs of
various organizations,
Peachtree, Quick Book, Buzy
and Telly.
<<<Information Technology >>>
Proficient in Microsoft Office
applications due to current usage
and further as an added advantage
in
i. March 2009, completed 90
hours Certified Computer
Practical Training (CCPT) of
ICAP in Module‐D.
ii. Jan 2006, completed
Certificate in Information
Technology from the Noor
Institute (Certified Institute of
the Microsoft).
<<< Presentation Skills >>>
I had completed 120‐hour
Presentation Skills and Training
Course (PSTC) recommended by
ICAP

5.  Involved in managing external warehouse and logistics activities especially cold chain
warehouses.
 Resolved routine logistic and warehousing issues.
 Involved in appointment of distributors for major regions including assessing
capabilities of the prospective distributor.
 Involved in completion of the distribution and logistics plan for Karachi covering
targets shops and logistic requirement in terms of manpower and vehicles.
Other Assignments .
 Restructuring Plan
 Commercial Due Diligence for one of Largest Super Market
 Drafting Distribution and Joint Ventures Agreement
 Presentation on Economy of Pakistan, Retail Industry.
 Presentation on Market Analysis of UHT Milk and Fruit Juices
 Incorporation of Companies and Filling of Form 21, Form 7, Form 26 and Form 29.
 Opening of Corporate Bank Accounts.
 Registration of Trade Mark.
 Inventory Reconciliation.
 Inventory Aged Analysis.
 Filling of Form E for exports of Mango.
 Verification of Marketing and Fringe Benefits
A W A R D S A N D
A C C R E D I A T I O N S
I had represented my firm twice in
inter firm presentation skills
competition conducted by ICAP. I
was rewarded with 2nd run‐up in
first competition and the winner in
second one.
I was awarded a certificate of
Certification of dedication and
excellence by the firms.
P E R S O N A L D E T A I L S
P E R S O N A L D E T A I L S
Address: ‐ House no. 40, street
# 2, Bantava Nagar Society,
Liaqatabad, and Karachi.
Phone: ‐ 0332‐3749918
Email: ‐
muhammad.umairmussani@gmail.com
DOB: ‐ 19th
Dec, 1989
N.I.C:‐ 42201‐4592531‐1
Marital Status: ‐ Single
R E F E R E N C E
Available on Request