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Insurance, Customers and Data
Alan Sanderson
Evolution of Insurance
INSURANCE
PROFITABILITY
CUSTOMER
COST
CUSTOMER
INSIGHT
2008-2012
PRICE
MARKETS
1600-1980
FACE 2 FACE
2000-2008
LINEAR
FORMS
DATA
2010+
DATA DRIVEN
DECISIONS
1980-2000
QUESTIONS
& ANSWERS
Drivers of Insurance value - Fraud
Liar, Liar pants on fire …
The future of selling – platform agnostic
When does persuasive become invasive?
 Who owns the customer and
their data
 What does responsible data use
mean and who judges
 Indictors and summation cloud
transparency
Battlefields are littered with un-actioned intelligence
reports
Specialist or Generalist
RELEVANCE OF
ANALYTICS
- Obsession with cubes
• Speed vs Precision
PRESENTATION OF
INSIGHT
- Dashboards
- Self Service
- BAU vs special
requests
DELIVERY OF BENEFIT
- I told them
- Not my
responsibility
For evil to prosper all good men
need do is nothing

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