1. Marcia R. Tate
1099 Laurel Lane
Gastonia NC 28054 Marcia.tate@icloud.com
SUMMARY OF QUALIFICATIONS: Self-motivated, adaptable, creative professional, who
is able to work with others in a group environment, while also able to work independently;
demonstrate effective communication, organization, and problem solving skills. Excellent
interpersonal and communication skills. Strong sense of urgency with the ability to provide
exceptional client services. Exceptional time management skills, along with previous credit
processing.
OBJECTIVE: To obtain a position which allows me to use my analytical and technical skills
to grow personally and professionally with an emergent organization that is challenging with
upward mobility.
PROFESSIONAL EXPERIENCE
Good Mortgage.com Charlotte, NC
Loan Post Closer August 2016-Present
 Reviews/ Audits fully disbursed Mortgage Loans for compliance with mandated
Regulation, and Investor Guidelines.
 Ensures compliant, accurate files by reviewing all documentation against mandated
regulation, and investor guidelines.
 Verify information in loan file with information in appropriate origination system to
ensure the accuracy of information flowing from origination system to each of the
servicing systems and Investor delivery systems.
 Responsible for tracking the receipt of all underwriting and closing documents to make
whole files.
 Corresponds with Title companies and Attorneys to obtain outstanding deficiencies
within allotted timeline as set by investors and regulators.
 Corresponds with county recorders offices in getting legal documents recorded in a
timely manner.

2.  Boards new loans to the Loan Servicer within the allotted timeframes set as
mentioned in policy and procedure manuals.
 Deliver required documentation to Loan Servicer for appropriate boarding of the loan.
 Perform assigned tasks in the Transfer of Servicing (TOS) rights to investors.
 Remains compliant with MERS regulated timeframes.
 Maintains customer confidence and protects operations by following the Privacy Policy
and keeping information confidential.
 Complies with bank procedures and follows regulatory, operational and security guidelines
Wells Fargo Fort Mill SC
January 2015- August 2016
Loan Adjustor Specialist
• Restructure financing for residential loans prior to foreclosure status.
• Assist customers in pursuing alternatives to foreclosure.
• Work with borrowers who are in a delinquent status with their mortgage to process loss
preventative options.
• Strategies used include short sales and settlements.
• Examine cases, review financials and individual hardships and work within framework of
FHA investor guidelines to approve or deny the workout option.
Wells Fargo Charlotte NC
Loan Documenting Specialist IV – Refinance Jan 2013- Jan 2014
 Performed a variety of loan documentation duties on complex loan packages to ensure
compliance with the company policies and procedures for loan origination; responsible
for document verification within several workstation while adhering to Underwriting
policy and procedures.
 Act as a liaison between lenders, borrowers and outside vendors; maintained and
managed a pipeline of 50-100 borrowers daily; multiple system access use to inform
borrowers of loan terms, important dates and deadlines.
 Responsible for generating documents in relation to closing, refinance, extensions and
renewals; ordering all required verifications, documentation and subsequent follow-ups.
Loan Adjustor Specialist Charlotte NC
October 2010 – January 201
 Audit files for short sale consideration for Freddie Mac; Loan Processing for FHLMC &
HAFA; reviewed Purchase Contracts, HUD, and Listing Agreements.

3.  Handled confidential material in a professional manner; notated any changes regarding
loan(s) in MSP/Fidelity, and Equator.
 Reviewed customer financials and other documents to verify that they meet investor
guidelines; verified credit and financial hardship information with client and authorized
agents
 Assisted with training new employees.
 Assisted borrowers in avoiding foreclosures in all fifty states.
Wells Fargo ( Kelly Financials Services) Fort Mill, SC
Loan Adjustor Specialist January 2010 –October
2010
 Loan Processing for FHLMC & HAFA
 Assist borrowers in avoiding foreclosures in all fifty states
 Review contracts, HUDS, Listing agreements, And appraisals
 Verify credit and financial hardship information with client and authorized agents
 Review customer financials and other documents to verify that they meet investor
guidelines
EDUCATION
Bachelor of Science in Communication August 2005 December 2009
Fayetteville State University1200 Murchinson Rd, Fayetteville NC 28301
High School Diploma
Ashbrook High School August 2001-2005
2222 South New Hope Road, Gastonia NC 28054
Technical Skills:
Proficient is Microsoft office, Excel, PowerPoint,
VOLUNTEER
Liquid Crystal Display (LCD Ministry) January 2014-Current
Tabernacle Baptist Church Gastonia NC
 Team Leader with supervisory responsibility
 Oversees the use of technology and visual communication
 Overseeing a team of 4-7 member
 Conducts training and continual guidance