GXI is offering Rural Banks the option to issue GCash-RBAP-MABS FaceCards for their customers. Customers can apply for the card online independently or with branch assistance. The card allows customers to withdraw funds from their GCash wallet at ATMs nationwide and serves as valid photo ID for KYC. GXI charges a $100 fee per card to cover costs, and customers pay $20 per withdrawal from their GCash wallet. The program provides added benefits to Rural Banks and their customers through increased convenience and services without significant upfront costs.

2. GXI is offering to provide Rural Banks the op8on to
issue GCash‐RBAP‐MABS FaceCard
• Rural Banks to encourage their clients to apply for the FaceCard
– Customers can withdrawfunds from their GCASH wallet through any ATM
na@onwide
– Considered a valid I.D. for KYC since it includes a photo ID and signature of the
customer
• GXI to set‐up a free dedicated GCash‐Rural Bank‐RBAP‐MABS FaceCard
online portal for the applica@on of the Cards
• Applica@on will be done online
– Do‐It‐Yourself Experience
– Rural Banks may opt for a Branch Assisted Set‐up at their expense

3. We will equip Rural Banks with an Online
Applica8on Process (Do‐It‐Yourself)
1. Customer visits the GCASH‐Rural Bank‐RBAP‐MABS FaceCard dedicated portal /
webpage
2. Customer fills‐up the online applica@on form and uploads their photos
– Customer indicates rural bank and branch of account (pick‐up)
3. Customer confirms payment for the card using his/her registered GCASH mobile
number
4. Customer notes down the Applica@on No. aTer the successful applica@on
5. GCASH delivers the card to the nominated rural bank branch of the customer
within 2 weeks aTer completed applica@on
6. Card is given to the customer by Rural bank branch personnel for final KYC

4. Rural Banks may opt for a Branch – Assisted Process
1. Customer visits the GCASH‐Rural Bank‐RBAP‐MABS FaceCard area in the branch
– FaceCard area has a PC + webcam (or cell with camera) with an assigned bank
frontliner (all c/o Rural Bank)
2. Customer provides informa@on to the bank frontliner
3. Frontliner encodes informa@on, takes picture and uploads photos of the
customer on the RBAP‐MABS dedicated webpage (completes all KYC
requirements)
4. Customer confirms payment for the card using his/her registered GCASH mobile
number
5. Frontliner provides Applica@on No. to the customer and advises target date of
card pick‐up at the branch
6. Customer picks up the card from the RB branch aTer two (2) weeks*
* es#mated #me may vary per area

5. We can provide a Rural Bank customized design but
suggest customers be given a choice
Design Op8ons Special Design per Bank
Example : PR Bank Card Design
Back Lay‐out
Personalized Card Design

6. The web portal design and customer interface is simple
and scalable

7. Pricing of the GCash‐Rural Bank‐RBAP‐MABS FaceCard is
reasonable…
• GXI’s fee is P100 per card to cover the cost of
– physical card
– portal / website / applica@on management
– card produc@on
– card delivery
– customer support via 2882 hotline
• Automa@c collec@on of GCash payment as part of applica@on (M‐PIN reply to debit the
customer’s GCash wallet)
• Customers get charged P20 per withdrawal (from GCash wallet)*
*For Encash ATMs: Higher fees apply depending on loca#on (Php 25.00 – 75.00)

8. … with benefits to Rural Banks and their customers
• Rural Banks
– Addi@onal value proposi@on for Rural Bank’s MPBS
customers
– Addi@onal value added service for Rural Bank customer
with no upfront cost and / or capital expenditure to issue
cash cards
• Rural Bank Customers
– Convenience of an addi@onal channel for cash‐outs via any
ATM na@onwide for in accessing their MPBS service
• Customers GCash PIN = ATM PIN
– Addi@onal valid ID card

9. Short Demonstra8on on RB FaceCard
h`ps://www.gcashonline.net/gcashcard/rbap