https://youtu.be/viFnZgkgYL0?t=1m56s

1. Market Opportunity!

2. The Problem
Often,
beneficiaries
misallocate
the money
received
from African
migrants
It is expensive
to send money
to Africa
12% service fee
from Money
Transfer
Operators
&

3. The solution
• African migrants
Online platforms
enabling
• Services
• Products
to Prepay
• for their relatives in
Africa to benefit!
from Merchants
in Africa

4. Technical architecture

5. Technical architecturePlatforms
Android App
Payment gateway
Website
&

6. Technical architectureHow it works!
Migrants
• Log on to mergims’ platforms.
• Select and pay a service / product from merchants listed on mergims.
• Indicate beneficiaries.
Payment
Gateway
• PayPal process payments (debit & credit cards).
• Payments are deposed in mergims’ PayPal account.
• At a strategic time, they are wired to Africa to refill mergims’ operational account.
Delivery
• Mergims instructs merchants servers to make instant delivery to beneficiaries!
• Distribution channels range from phone applications, emails and text messages.
• Merchants receive payments within agreed time frame with mergims.

7. •Migrants
(+50 millions Africans live out of Africa)
Service fees
•Merchants
Commissions
Business ModelHow do we make money?

8. Our Performance for YEAR 1.
 The value per transaction went from 1$ to an average of 20$.
 The number of transactions per month multiplied by 10, with
now about minimum of 150 transactions per month.
 We received transactions from 21 countries.
Our active users’ pool is doubling every 3 months.
 We went from 1 to 3 fully working services.

9. Our strategic plan!
• Being a Key player in Rwanda remittances’ market.
(offering more product & services such as insurances, loans,…)
•Developing new distribution channels (Smart Prepaid card,…).
•Expanding in New markets in Year 3 (West Africa, North Africa).

10. Revenue projections
Revenuestarget USD
Volumeof money
transferred to Rwanda
Steady yearly
growth
Targetedmarket
sharesin Rwanda
services% in
moneysent
Total
commission
Period incurred
(Months)
Sales
Forecast*
Year1 170 000 000 1 0,01% 0,50 8,6% 11/12 670
Year2 176 800 000 4,00% 5,00% 0,50 8,6% 12 380120
Year3 183 872 000 4,00% 10,00% 0,80 8,6% 12 1265039
Year4 191 226 880 4,00% 50,00% 0,90 8,6% 12 7400480
Year5 198 875 955 4,00% 70,00% 0,95 8,6% 12 11373716

11. Muhire Louis Antoine, Founder & CEO
Former Montreal Police communications analyst
Graduate Marketing/PR Ottawa University – Canada
Serial entrepreneur mostly in Internet related startups.
Alex Uwiringiyimana, CTO
Experienced Software developer
Founded a web and mobile apps designer startup
Remarkable self-learning guy!
Amina Ingabire, CFO
Experienced accountant
Graduate Rwanda National University
Dedicated and loyal team player!
The team!

12. Competitive landscape
Competitors / Points Does Cash to Cash
remittance and Cash
to Good, in Africa
Accept International
Debit / Credit cards
Immediate Delivery
of services or
products
System is able to
host any type of
merchant!
Yes Yes Yes Yes
Yes No No No
No Yes No No
Yes Yes No No

13. Value Proposition
A guaranteed channel for African migrants
to use when supporting their loved ones, in
Africa!

14. And Soon on

15. Mergims prepaid card
• African migrants
Enabling
• With some
Restrictions
to add money
(reload-deposit)
• for their relatives to
use on PoS, in Africa
on a Prepaid card
(Debit/credit )
PS: The card will be able to hold other values such as medical insurances and loyalty features.