1. LIABILITIES
ASSETS
Y
O
UR BUSINES
S
YOUR FAMILY
YOU PRIVATE
BANKER
24/7
SERVICE SUITE
SELF SERVICE
ONLINE / APP
OUR APPROACH
At the heart of our engagement model is your Private Banker together with a team of advisors and specialists who gather insight into
you and your families’ unique challenges and future aspirations to fully understand your needs. Together with this knowledge and a
thorough analysis of your balance sheet, your Private Banker is able to provide you with unique financial management solutions, advice
and expertise from across RMB Private Bank as well as the broader FirstRand Group to help you grow and protect your wealth. Your
Private Banker gives you direct access to an extensive pool of intellectual capital and innovative thinking. Our collaboration with RMB
Investment Bank enables us to provide you with access to collective intellectual insight and leading industry innovation.
LENDING AND
STRUCTURED SPECIALIST
MOBILE DEVICES AND
SIM CARDS
WEALTH MANAGER
FINANCIAL PLANNER
VEHICLE FINANCE
FIDUCIARY SPECIALIST AND
ESTATE PLANNING
Private Banking
for the Professional
GLOBAL SOLUTIONS
OUR SPECIALISED SOLUTIONS
RMB Private Bank is a private bank for the discerning individual. As a successful professional earning R750 000 per annum and
younger than 35 years, we are here to give you key advice and assist you on your wealth creation journey all while enjoying
the present.
A trusted adviser and partner in creating your wealth.

2. TRANSACTIONAL BANKING AND
REWARDS
At RMB Private Bank, we offer a full-spectrum of innovative
banking features that best meet your and your family’s needs,
when you need it most. With us you can perform your
day-to-day banking through our market-leading online banking
facilities or by contacting our Service Suite.
• When banking with us, you have access to exclusive rewards
and benefits
• Single fee for both our RMB Private Bank Cheque and
Credit Card
• Our 24/7 Service Suite can address your day-to-day banking
needs
• Earn eBucks Rewards back on qualifying card purchases or
when you send or receive foreign currency through FNB Forex*
• A free online FNB Securities Stockbroking Account allows
you to trade on the online platform
• Have unlimited access to SLOW Domestic Lounges and SLOW
International, depending on your reward level*
• Free AA Emergency Roadside Assistance and Stand By You
on linked Petro card
• Seamless on-boarding and account activation using our
Apex App
• Free Comprehensive Global Travel Insurance if you purchase
your travel tickets with your RMB Private Bank Cheque or
Credit card
• Enjoy the exclusive service of eBucks Lifestyle where a
dedicated lifestyle assistant can help with all your travel
arrangements, gifting services and lifestyle experiences
• In addition you will have access to the following
complimentary and discount services:
-- Access to Priority Pass - the world’s largest independent
airport lounge access programme offering its members
access to over 700 airport lounges worldwide
-- AVIS Point2Point - your personal transfer service
ensuring you will always get to where you are going
in style
-- Speed Pass - a VIP meet and assist airport service
-- Uber & Take Me Home discounts
-- 10 free Take Me Home services
SMART DEVICE
RMB Private Bank also offers a range of smartphones, tablets
and laptops at reduced rates with your RMB Private Bank
Cheque Account through FNB. You can now acquire a wide
range of devices and pay for them over a 24 month period with
no additional interest, fees or charges. For your convenience, we
will courier deliver your smart device to you.
Choose the way you want to be connected with various voice,
data and uncapped ADSL packages. If you don’t have an FNB
SIM card yet visit www.fnb.co.za. Create your own package, get
rewards and manage your spend through any of our electronic
banking channels.
What you get with an FNB SIM
• 50MB FREE** in data every month
• 40%* Back in eBucks on your total FNB Connect airtime
spend
* To earn eBucks or airtime you need to be on the eBucks
programme or qualify to earn airtime rewards
** You need to register your number for inContact or
Cellphone Banking or Recharge your Connect Prepaid SIM
with a cumulative prepaid airtime value of R35 per month
GLOBAL WEALTH SOLUTIONS
We are committed to growing and preserving your wealth
which is why we have combined the best of FirstRands’
international offerings to create a single global wealth
solution. Whether you are looking to transact in foreign
currency, access foreign exchange or require structured
foreign-based investments, our integrated global wealth
solution is designed with all your offshore needs in mind.
Your Private Banker along with our team of experts aim to
understand your unique requirements and construct the right
solution for you.
Forex
Forex will assist you with the funding of your offshore account
from South Africa. We offer a wide range of additional foreign
exchange solutions, including the following:
• Online global payments and
• Individualised pricing and enhanced dealing access
Private Banking for the Professional

3. * Terms, conditions and rules apply
RMB Private Bank, a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider. NCA Reg. no. NCRCP20.
Private Banking for the Professional
WEALTH AND INVESTMENT
MANAGEMENT
Exposure to offshore investment opportunities allows you to
diversify the risk inherent in a South African-only investment
portfolio and to take advantage of opportunities that are
more attractive than those that are locally based.
Our expert Wealth Managers holistically review your balance
sheet and determine your unique investment profile. These
factors are taken into account when determining how to
optimally structure your wealth plan.
Financial Planning
The most important step in our advisory process is to get
a thorough understanding of your financial affairs (balance
sheet and income statement), family situation and estate
structures. This informs the investment objective that we
will formulate to meet your unique financial planning
requirements.
Portfolio Management
We help you create a bespoke equity portfolio that is
personalised to your investment profile. Based on your wealth
strategy and how much of an active role you would like to
play, we are able to structure your portfolio accordingly.
Stockbroking
Our stockbroking options allow you to choose an investment
approach, and level of engagement, that you are most
comfortable with.
ESTATE PLANNING
Our fiduciary offering gives you access to cross-generational
estate planning in line with your changing family needs. Our
services include:
• Legacy/Generational Planning
• Strategic, personalised advice
• Holistic estate and financial planning
• Professional, independent trustees
• Cross-jurisdictional, multi-domicile and offshore estate
planning
• Trust advice, administration and trusteeship
• Will drafting and execution
VEHICLE FINANCE
We are able to provide secured finance for your dream car
through our strong family ties to WesBank. Wesbank will
finance your car in a safe and simple process and can also help
with your vehicle’s registration.
CONTACT US FOR MORE INFORMATION
As an RMB Private Bank client, you can use a channel that best
suits your needs in order to apply for this innovative and
customised solution:
• Call your Private Banker directly
• Contact the Service Suite on 087 575 9411, available
24 hours a day 7 days a week
• Visit www.rmbprivatebank.com
• Download the RMB Private Bank app