This PPT will give you details about the Credit Linked Subsidy Scheme under the AatmaNirbhar Bharat Scheme second tranche on 14.05.2020.

1. आत्मनिर्भर र्ारत (Day 2)
Credit Linked Subsidy Scheme ( CLSS)
PM Awas Yojna
14.05.2020

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3. This document covers pointers about
CLSS ( PMAY ) Relief
What will we cover?
● About CLSS - eligibility, benefit,
calculation
● Package updates
● How to apply
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Overview

4. Credit Linked
Subsidy Scheme
(CLSS)

5. 1. One of the components of the Pradhan
Mantri Aawas Yojna (PMAY),
2. The CLSS (or Credit Linked Subsidy
Scheme) offers interest concessions on
House loan.
3. For Lower middle class & Middle Class
categories of citizens on purchase /
construction of house
What is the PMAY CLSS scheme?

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7. What is the MUDRA scheme?

8. Who is Eligible for CLSS?
EWS / LIG
Economically Weaker
Section or Lower Income
Group - Annual income
between Rs. 3 Lakh and
Rs. 6 Lakh.
MIG 1
Middle Income Group I -
Annual income within Rs.
6 Lakh - Rs. 12 Lakh.
MIG 2
Middle Income Group II -
Annual income within Rs.
12 Lakh - Rs. 18 Lakh.

9. • Female Ownership / Co-ownership
• No existing pucca house in India.
• Located within the 2011 census statutory
towns
• No other government assistance
Other Eligibility Criteria for
EWS/LIG and MIG Categories

10. Subsidy Calculation
Category
Subsidised
Loan Amount
Subsidized
Tenure
Subsided
Amount
Carpet
Area
MIG 1 up to 9 lakh
upto 20
years
up to 4% or
235000
120 Sq.m
MIG 2 up to 12 lakh
upto 20
years
up to 3% or
230000
200 Sq. m

11. आत्मनिर्भर र्ारत
(Relief)

12. Deadline Extension
Current
Deadline
New
Deadline
31 March
2020
31 March
2021

13. Covered Not Covered
MIG 1:
6-12 lakh
MIG2:
12-18 lakh
EWS:
upto 3 lakh
LIG:
3-6 lakh
CoverageProjected benefit
to 2.5 lakh families
and will lead to
investment of
70,000/- crore

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15. ● Application form can be taken from Bank /
NBFC where loan application is submitted
● Eligibility criteria will be checked
How to apply?

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