Laura Ricci

boglehead milwaukee bogleheads retirement portfolio diy invest financial planning tax planning retirement planning self-managed investments portfolio proposal marketing dreams side gig extra job late retirement rising equities asset allocation glidepath snowball reduction payoff pay down iceberg debt reduction debt avalanche debt repayment i-orp withdrawal john bogle diy investing bonds banking bucket investing certificate of deposit cd ladder bernstein saving for retirement personal finance otar charitable giving estate planning donations to charity retirement tips stages of retirement vanguard milwaukee stay the course architecture land planning technical staff business development surveying engineering laura ricci 2011 march smps wisconsin career advancement strategy management