A brief description of CUtopia's Mobile Banking service.

1. inspired credit union solution:
CUtopia
mobile banking
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NCAPTURE YOUR SHARE OF THE inspired credit union solutions
MOBILE BANKING MARKET
With more than 200 million cell phones ADVANCED FEATURES FOR GEN Y,
in use today and predictions of mobile INTUITIVE AND FRIENDLY FOR
banking users topping 40 million plus by NEW MOBILE USERS
2012, your credit union must be at the
forefront of the mobile banking explosion Study after study indicates that Generation
now to take advantage of this prolific and Y will continue to lead the growth in use of
lucrative channel. With its sophisticated the mobile banking channel, since they
features and ease of use, CUtopia’s Mobile are attached to their mobile devices and
Banking solution will help your credit smart phones 24 hours a day for nearly
union get in on the action.
“
C Banking isMobile
every facet of their lives—social, business,
information, banking, shopping and
Utopia’s
CUtopia’s Mobile Banking solution a great
delivers robust capabilities that give more. That’s why our system offers advanced
your members the freedom to conduct capabilities for members that are savvy addition to our credit
their banking anytime, anywhere from online consumers. union’s remote account
their web-enabled phone or PDA. access services. Our
By t he same token, we provide members find it easy to
Whether accessing account balances capabilities and features that make use, 24/7, right from their
to transferring funds or making a loan brand new users to mobile banking cell phone. They tell us how
payment, your members can bank at they come to depend on it
much more comfortable and confident,
their leisure no matter where they are—
without being tied to a computer. With
particularly when it comes to protecting to quickly check an account
CUtopia’s Mobile Banking solution, your their personal data, an issue of great balance, pay a bill or make
credit union will be able to stay on the importantance to those members who a transfer, particularly if
move with your fast-paced members—as tend to adopt new technology more they are on the road, or
well as outdistance your competitors. cautiously. With its powerful, secure, yet shopping to cover an
easy to use features, CUtopia’s Mobile unexpected purchase. We
Banking system offers a solution that are very pleased that we
CUt opia MOBILE BANKING
BENEFITS: meets the wide ranging needs of can deliver next generation
all your members. Highlights of the
◆ Attract Gen Y and Net services like this that
Generation markets system include:
enable us to not only reach
◆ Drive new revenue streams out to brand new markets,
 Platform independent—Unlike
◆ Compete more effectively
other mobile banking solutions, our but offer advanced services
◆ Reduce cost of paper
network- and device-independent to our existing members
transactions
◆ Deepen relationships with browser-based technology means as well.”
existing members your members can use any phone ◆
◆ Encourage eco-friendly and any carrier. Additionally, there JANE MEYERS
practices is no downloading of any special Chief Executive Officer
software so they can begin using Ocala Community Credit Union
the system immediately. Ocala, Florida

2.  Browser Adjusts to Each Device—  Online Service Center and
To ensure the most attractive Reports (OSCAR)—This power-
and easy to read experience on a ful tool is our service portal where
member’s mobile device, we provide our clients can log in and manage
a distinct URL address. This ensures their overall relationship with
that the information on screen is CUtopia. OSCAR allows your credit
adjusted to accommodate their union to perform many high level
particular phone or PDA configuration. management functions, such as
This eliminates the need for shifting managing member access,
from side to side and provides a generating key performance and
consistent and easy-to-maneuver management dashboard reports,
browser experience. serving customers and much more,
 Integration with CUtopia eSuite all from one central location.
Solutions—CUtopia Mobile Banking
is fully integrated with our Online
Banking and Bill Pay solutions, STANDARD FEATURES
providing your members with a ◆ Balance and history inquiries
consistent user experience no matter ◆ Inter-account transfers
what channel they choose to access ◆ Loan payments
their account information. Additionally, ◆ Bill payments
members can use the same access ◆ Advanced security
ID and password as they do for ◆ Platform independent—
Online Banking and Bill Pay. any phone, any carrier
 Full Range of Transactions— ◆ No software to download
CUtopia’s Mobile Banking system ◆ Adjusts to accommodate
offers a comprehensive range of different cell phone screen
available transactions including configurations
balance inquiries, inter-account ◆ Interface to 35+ data processing
transfers, bill payments, PIN reset vendors via batch or online/
and lost card reporting. real time
 Advanced Security Features— ◆ Integrated with CUtopia’s Online
with industry-standard SSL encryption, Banking, Audio Response and
Bill Pay solutions
member-chosen mobile IDs and
PIN numbers, and even two-factor
authentication available as an
add-on feature, CUtopia’s Mobile
Banking system delivers the
highest level of security available
in the industry.
CUtopia is a division of Worldwide Interactive Services, LLC, a leading provider of technology solutions for more than 300 financial institutions
nationwide. Since 1995, Worldwide Interactive has been delivering secure, robust and cost-effective automated solutions to banks
and credit unions including Audio Response, Online Banking, Mobile Banking, Bill Pay and most recently, its premier credit union
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core system, CUtopia. Our combination of advanced technology, low cost of ownership and passionate customer service creates
an environment that helps clients remain competitive, improve service to their customers and members, maximize the automation
of tasks and decrease operating expenses.