2. The Problem
● Credit Card POS fraud is on the rise globally.
● No effective system to collect and store POS credit &
debit card transaction data.
● No effective system to collect detail images of the
transaction for purposes of identification and possible
prosecution of defrauder.
● No effective system for notification of possible fraud.
● No effective deterrent system for POS credit card fraud
3. What is Needed
● A better system for collecting identification data at POS
transaction points.
● A better system for collecting clear image data at POS
transactions points.
● A more effective system to secure storage of images
and data collected at POS transaction points.
● Dependable and fast notification to cardholders &
merchants of possible fraudulent POS transactions
5. How it Works
● Swipe terminal is coded to instruct HR digital camera at POS
checkout to capture images.
● HR digital camera time stamps images of the transaction
and transmits to a remote server.
● Swipe terminal generates transaction number & data to be
sent both to VPN and merchant remote server to be
matched to prior digital images.
● SMS text is sent by VPN to opted-in cardholder that card is
being used at POS retail checkout station.
● Cardholder denies transaction, merchant is notified of
possible fraud and retrieves transaction and image evidence
for use with future in-house security identification and
possible prosecution.