1. 1
AN ANNUAL CONFERENCE BY THE EPA
Advancing Payments Innovation
27-28 June 2016, Liverpool Exhibition Centre, Liverpool
emergingpayments.org/events
Lead sponsor In partnership with
@EPAssoc #EPADigital
PAY360
DIGITAL
PAYMENTS

2. 1
WHAT’S THE BIGGEST BUSINESS
When your business meets the world, great things can happen. For three weeks
next summer, IFB2016 offers unrivalled business opportunities for start-ups and
blue-chips alike. An unmissable series of seminars, a chance for you to reach
new markets, and learn from the best.
FESTIVAL IN THE WORLD ABOUT?
Pay360 Digital Payments
#EPAdigital
Pay360 Digital Payments brings together the international
PayTech community, creating an opportunity for partnerships
that can supercharge tomorrow’s business. Focusing on
three core themes Retail, Mobile and Banking.
Be inspired and explore ideas
Pay360 Digital is the forum to interact with PayTech’s best
thinkers. Join us in June to share tomorrow’s innovations and
to pool your insights about what is driving success in digital
payments. You’ll meet industry leaders, disruptors & deal
makers – can you afford to miss out on this opportunity?
Secure Business
By attending Pay360 Digital Payments you will be part
of the world’s biggest business expo for global deal
making, allowing you access to high quality decision
makers and buyers from other digital and technology
inspired exhibitions. Take the opportunity to develop
new international commercial partnerships, meet global
networks and help achieve UKTI’s goal in attracting quality
investment to the UK by showcasing the ‘Best of British’.
#IFB2016
GALA DINNER
All our conference delegates will enjoy a
sumptuous gala dinner held on the first night of
the conference. Join us for a celebration of the
EPA’s successes in a night not to be missed.
70% CONTENT
30% NETWORKING
HOURS OF
CONFERENCE
PROGRAMME16
ACROSS2DAYS
INDUSTRY
SPEAKERS
TRACK
SESSIONS
40
200ATTENDEES
OF WHICH AT LEAST
30% + NON-UK
DELEGATES
NETWORKING – 10 HOURS
OF CORE NETWORKING TIME
TO BUILD CONNECTIONS AND
MEET THE PEOPLE WHO COUNT

3. 2
15.20 TRACK SESSIONS Please choose between the two tracks below
TRACK A – a focus on PayTech: the next generation of
payments technology
Presentation: The future of banking is not a better bank
Shachar Bialick, Founder and CEO, Curve
Panel discussion:
• Innovation disruption – what’s next on the horizon?
• What needs to change in payments regulation to foster more payments
innovation and attract even more Fintech start-ups to the UK?
• How can the industry best offer the consumer a holistic approach to payments?
The panel:
Shachar Bialick, Founder and CEO, Curve
Jack Harris, Vice President, Financial Institutions, Wirecard
Huy Nguyen Trieu, Author, Disruptive Finance
Further speakers to be announced.
TRACK B – the challenge of fraud in digital payments
Presentation: Data – how can the payments industry enhance trust and
confidence in the transaction?
John Cannon, Commercial Director – Fraud ID, Callcredit Information Group
Panel discussion:
• How digital payments is providing secure, low-fraud solutions for companies
across Europe
• Forecasting future fraud threats: how will future channels and technologies impact
fraud trends?
• Security vs innovation: to what extent are security concerns slowing down
migration to new payment offerings?
• The opportunities for biometrics and behaviometrics development
• The opportunity for reducing the friction and costs of KYC in consumer finance
Moderator: Tony Craddock, Director General, Emerging Payments Association
The panel:
John Cannon, Commercial Director – Fraud ID, Callcredit Information Group
Andy Sacre, Fraud Payments Operations Manager, Sky
Malcolm Wright, Head of AML and Transaction Monitoring, Thomson Reuters
Further speakers to be announced.
16.30 #NoCashTripEurope: A story of a cashless journey from Italy to Liverpool
• Are we heading towards a cashless world
• How moving towards digital payment can help the unbanked
and replenish the reputation of the banking industry as a whole
Geronimo Emili, President, CashlessWay
Matteo Rizzi, Advisor, Omidyar Network
Dave Birch, Director of Innovation, Hyperion Consult
16.55 Close of day one
Delegates will be able to use this time to explore the International Festival for
Business’ Great British showcase, listen to the Blueskies Liverpool talks taking place
in the centre of the exhibition hall or to simply freshen up for the evening’s events.
2
AGENDA DAY 1 27 JUNE 2016
12:00 Lunch and registration
13:00 Chair’s welcome
Rich Wagner, CEO and Chairman, Advanced Payment Solutions and
Chairman, EPA Advisory Board
13:10 KEYNOTE ADDRESS: the European Payments
landscape in the digital era
Ron Kalifa, Vice Chairman and Executive Director, Worldpay
13.35 CASE STUDY: a Prepaid marketplace
journey of success
Chris Houghton, CEO, Park Group
14.00 Interactive panel debate – views from around Europe
• Will the recent emergence of new payment applications lead to a substantial
change in European-wide infrastructure?
• Who are the key change-makers in the future payments landscape?
• Europe vs the ROW – what are we doing right and what can we
learn from others?
Moderator:
Rich Wagner, CEO Chairman, Advanced Payment Solutions Chairman, EPA
The panel:
Laurent Nizri, CEO, Altéir Consulting Vice-President, Acsel (The French
Association for the Digital Economy)
Victor Dostov, President, Russian Electronic Money Association
Dave Hunt, CEO, Payments Exchange Canada
Colm Lyon, Director Chairman, FPAI – Fintech and Payments
Association of Ireland
14.45 Afternoon networking break

4. 3
AGENDA DAY 2 28 JUNE 2016
08:30 Registration and morning coffee
09:00 Chair’s welcome
09:10 PLENARY FOUR – an update on future strategy from the PSR
09.35 TRACK SESSIONS Please choose between the two tracks below
TRACK C – regulation and the future of payments
Presentation: Opportunities arising out of PSD2 - how can existing major
market players stay relevant and not lose the market to TTPs?
Nadja van der Veer, Co-Founder, Payments Lawyer, PaymentCounsel
Further speakers to be announced
Panel discussion:
• What new standards for APIs will do to shape how issuers, banks and
challengers use emerging payments, in light of PSD2 regulations
• How the Payment Account Directive will open up competition across Europe
• The new focus on FinTech Regulation – what’s the likely impact on the payments
landscape?
• Legislative developments – a hindrance or help to continued innovation?
Moderator: Tony Craddock, Director General, Emerging Payments Association
The panel:
Laurent Nizri, CEO, Altéir Consulting, Vice-President,
Acsel (The French Association for the Digital Economy)
Nadja van der Veer, Co-Founder, Payments Lawyer PaymentCounsel
Further speakers to be announced
TRACK D – innovation in retail payments
Panel discussion:
• Considerations after SEPA
• Challenges for the current payments retail landscape
• How is the digital revolution changing everything?
• How retailers can exploit the new trends and developments in PayTech
Moderator: Ben Fricke, Commercial Director, EIPC (Subway franchise network)
The panel:
Steve Bradbery, Vice President International Product Solutions
at Stored Value Solutions (SVS)
Scott Abrahams, Group Head, Acceptance and Emerging Payments,
MasterCard
Further speakers to be announced
3
10.45 Morning break
11.20 TRACK SESSIONS Please choose between the two tracks below
TRACK E – the future for mobile payments
Panel discussion:
• Will developments in mobile payments mean the end for cards?
• Considering the global trends developments and predictions for
the future of mobile payments
• The role of hosted card emulation in mobile payments
• How remote and proximity mobile payments such as contactless will change
consumer behaviour
Moderator: David Parker, EPA Ambassador Consultant, Polymath Consulting
The panel:
Nathalie Oestmann, Director, Head of Samsung Pay Europe, Samsung Pay
Scott Abrahams, Group Head, Acceptance and Emerging Payments, MasterCard
Further speakers to be announced
TRACK F – digital banking – the new vision for the banking world
Presentation: Banking Lite solutions – a case study
Neil Harris, Head of Business Development New Business, Bottomline Technologies
Presentation: Considering UX and behaviour design for the future of banking
Jay de Groot, Vice President EMEA, Moven
Panel discussion:
• The impact of challengers on the banking landscape
• Is the future of banking mobile and wearable’s?
• Global interactive verification – getting the customer experience right
Moderator: Ed Adshead-Grant, General Manager – Payments,
Bottomline Technologies
The panel:
John Box, Head of Strategic Partnerships, Raphaels Bank
Jay de Groot, Vice President EMEA, Moven
Warren Russell, Founder and CEO, W2 Global data
Suresh Vaghjiani, Advisory board Member, EPA EVP Card Services, GPS
Richard Ransom, Payments Product Marketing Manager EMEA,
Bottomline Technologies
12.30 Lunch and chance to explore the IFB’s Great British Showcase
14:00 Ecosystem approaches to financial inclusion
Jeffrey Bower, Digital Finance Expert, Bower Partners Consulting
14:25 Question Time – a spotlight on global digital payments
The panel:
Dave Birch, Director of Innovation, Hyperion Consult
Damian Pettit, Head of Payment Operations, RBS
Further panellists to be announced
15.25 Chair’s closing remarks
15.30 End of conference
16.15 Coaches to Liverpool Lime Street station

5. 4
GALA DINNER
4
MEET OUR CONFERENCE CHAIRMAN:
Rich Wagner, CEO, Advanced Payment
Solutions and member of the EPA Advisory Board
Rich Wagner is recognised as one of the leading innovators in the payments
industry and current founder and CEO of Advanced Payment Solutions (APS),
a leading challenger to banks offering digital payment and banking solutions
to Consumers, SMEs and local government.
Rich represents the electronic money industry at the Euro Retail Payments Board
under the remit of the European Central Bank and a Board Advisor to the Emerging
Payments Association to help shape the future European payment regulations.
Our gala dinner will take place on the evening of day one
of the conference.
Join us for a sumptuous dinner to celebrate this prestigious gathering of European
payments thought-leaders and industry experts. We will celebrate a successful year of
EPA achievements, and there may even be an award or two to announce. The dinner,
which is included in the price of your conference ticket, will be followed by one of
our legendary after-parties at the PanAm bar just over the road in the Albert Dock.
18.00 Gala dinner drinks reception
19.00 Gala dinner welcome
19:15 Dinner served
21:00 End of gala dinner and after-party at the PanAm bar, Albert Dock
23.00 End of formal after-party

6. 5
Convince your boss
As the community for the world’s most progressive PayTech
companies, we appreciate how valuable professional
development opportunities are. But we also understand
the difficulty in finding the time, to get out of the office and
get the sign off you from your boss. So here are some
arguments to convince your employer or wider organisation
that you cannot miss Pay360 Digital Payments.
Here’s just a few reasons to help sway your case:
Participate in a benchmarking exercise – build your
credibility as a driven PayTech professional by keeping up
to date with the latest developments in digital payments
locally as well as internationally.
Build valuable brand awareness – raise your profile in front
of an international audience through various sponsorship
opportunities and make use of the EPA community to put
your brand in the forefront of the PayTech industry.
Gain inspiration – learn from the ‘Best of British’
showcasing real life case studies showing how to
be successful in the industry.
Grow your professional network – meet with new
and existing suppliers and buyers – a great opportunity to
make cost and efficiency savings for your organisation
Stay ahead of the competition – research what your
peers are up to and make sure that your company
always stays one step ahead of the competition
Still not convinced?
Get your employer to get in touch and let us do the hard
work for you. Email events@emergingpayments.org
or call us on +44 20 7378 9890 – our team is on hand
to talk through any conference related questions.
DELEGATE
PROFILE
READY TO BOOK?
Secure your conference place now online at:
NEED MORE INFORMATION?
Email us at events@emergingpayments.org
Call us on +44 20 7378 9890
5%
Previous Pay360 conferences attracted
the following positions:
Others
19%
Head of
Department
19%
C-Level
Executives
28%
Manager
29%
Director
Level
11%
Typical Pay360 attendeed by industry sector:
Mobile,
Online
platforms
14%
Payments
Technology
solution
provider
21%
Investment,
Legal,
Consultants
21%
Processors,
Security,
Blockchain,
Merchant
Acquirers,
Schemes
23%
Banks
Issuers
10%
Others
Members
£549.00 +VAT
Non-Members
£699.00 +VAT
emergingpayments.org/events/digital

7. 6
We offer a variety of sponsorship
opportunities to raise your profile to
an international audience of leading
payments professionals.
From networking and hospitality opportunities at the Gala
Dinner, to knowledge exchange opportunities at track
session and panel discussions, through to boosting your
brand awareness – we can help you shape a strategy
that best fits your needs and budget.
Whether you want to connect and build rapport
with international merchants, banks or PayTech
companies, get in touch with the EPA team on
events@emergingpayments.org or call
+44 (0)207 378 9890 to discuss how you can get involved.
WANT TO RAISE YOUR PROFILE
AT PAY360 DIGITAL?
6
JOIN THE CONVERSATION
Inspiring opening from @TonyCraddock
@Rich_at_APS #epainnovate @EPAssoc
Good to see weight behind direct access to
payment systems in UK
@EPAssoc #EPADigital
@royvella and @matteorizzi discuss global
payment #fintech innovation at Pay360
@EPAssoc #EPAinnovate @FINTECHCircle
Be part of the buzz!*
Expand your reach through our
social media channels and be
mentioned by industry experts.
How reliant are challenger banks on the
incumbents and will we see regulatory shifts
to facilitate true competition? #EPAinnovate
500
POSTS 88 USERS
146,765 REACH
585,843 IMPRESSIONS
*Social Media Activity at Pay360 Innovate, November 2015.
LEAD SPONSOR
Our business is one of the UK’s leading multi-
retailer voucher and prepaid gift card business,
focused on the corporate gift and Christmas
savings markets and sales are generated through
the internet, our direct sales force and agents.
Park Group plc is quoted on AIM and ISDX’s
Secondary Market.

8. 7
Accommodation
We have been working with the Liverpool Convention
Bureau to provide accommodation at a discounted rate
for our conference delegates. For further information please
Any accommodation bookings should be made through
the website and you can also amend or cancel your
booking online.
Travel
By rail
The Liverpool Exhibition Centre is a short taxi or bus ride
away from Liverpool Lime Street station and its direct
services to London that take little over two hours.
Travelling to the conference in Liverpool by Virgin Trains
couldn’t be easier. With an hourly service from London six
and a half days a week and an average journey time of
just 2hrs 14 minutes, you will be in Liverpool City centre
before you know it.
If you’re travelling from Scotland or the North West, Virgin
Trains connects with Northern Rail’s services to Liverpool
Lime Street at Preston or Wigan North Western. Rail
bookings will open by the end of April.
By air
From many European destinations, you could fly direct to
the city’s International airport, Liverpool John Lennon, just
nine miles south of the city. Transatlantic and intercontinental
flights arrive at Manchester, just half an hour’s drive away.
By car
Less than 20 minutes from the UK motorway network
and adjacent to Liverpool’s main through road, Exhibition
Centre Liverpool is perfectly placed if arriving by car.
By bus
Many bus routes serve the bus station at the Liverpool
ONE retail development, just a five-minute walk from
Exhibition Centre Liverpool. For door-to-door service,
we offer drop-off areas and dedicated coach parking.
GETTING
THERE
VENUE
Exhibition Centre Liverpool
Kings Dock
Liverpool Waterfront
L3 4FP
Visit Liverpool John Lennon Airport
Visit our Accommodation Website
Visit Manchester International Airport
Visit Virgin Trains (for rail connections from London)

9. 8
SPONSORS
AND PARTNERS
In partnership with
Sponsors
International Partner Associations
Media Partners
Charity partner
Lead sponsors
ACSEL: The French Association
for the Digital Economy
Holland Fintech Payments eXchange
Canada
Russian Electronic
Money Association
CashlessWay European Payments Council Fintech Mexico