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March 2020
Corporate Presentation
Opción título o tema
The information hereby presented is exclusively for informative and illustrative purposes, and it is not, nor does it
pretend to be, a source for legal or financial assessment of any kind.
Both the financial assessments and forecasts presented herein are based on information and calculations carried out
internally by Davivienda, and can be subject to changes or adjustments. Any change of current circumstances can
affect the validity of the information or conclusions contained in this report.
The examples mentioned should not be taken as a guarantee for future forecasts, and are not to be assumed or
obligated, explicitly or implicitly in relation to previsions expected for the future.
Davivienda expressly discloses that it does not accept any responsibility in relation to actions or decisions taken or
not taken based on the content of this information. Davivienda does not accept any type of responsibility for losses
resulting from the execution of the proposals or recommendations presented in this document. Davivienda is not
responsible for any content originated from third parties. Davivienda may have promulgated, and can thus
promulgate in the future, information that is inconsistent with the one presented here.
These financial statements have been prepared in accordance with International Financial Reporting Standards and
are presented in nominal terms. The resulting statement for the closed quarter on March 31st, 2020 shall not be
necessarily indicative of results expected for any other period.
Content
Banco Davivienda at a glance
Our main shareholder: Grupo Bolívar
Ownership Structure as of Mar 2020
A bank with proven growth record
A Diversified Loan Portfolio
1.
Mortgage Loans Consumer Loans
Commercial Loans
A portfolio focused on strategic segments and products
Accumulated Portfolio Securitization³
Stable and diversified funding sources
International Issuances
CAGR: 10.7%
Digital platform in numbers
⁴
Daviplata, a digital wallet platform and e-commerce payment system
1.
2.
3.
4.
33%
35%
+528K
Wealth Management
PDL, Coverage and Cost of Risk
Main Ratios - Consolidated
Capital Structure
MinimumRequired
Current New
Key Ratios - Consolidated
A leading banking institution in Colombia
Our operations in Central America
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Experienced Management Team
⚫
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Monetary Policy RateExchange Rate and Oil Prices
Macroeconomic Fundamentals - Colombia
Appendix 1
GDP (Y/Y) Inflation (Y/Y)
Monetary Policy Rate
Macroeconomic Fundamentals – Central America
Appendix 1
GDP (Y/Y)
Exchange Rate
Inflation (Y/Y)
Consolidated Balance Sheet
Appendix 2
Consolidated P&L
Appendix 2
Davivienda's corporate_presentation_1_q20

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