The document provides information on Pragati POS, a payment terminal by Innoviti that allows merchants to accept card payments. It highlights key features like same day activation, zero charges for debit card swipes up to Rs. 2000, automatic daily fund transfer, EMI payment options, and simplified usage, activation and support. The document also provides step-by-step instructions on setting up and using the Pragati POS, processing transactions including EMI purchases, retrieving receipts and reports, and available customer support.

1. Instant
On-the-spot
Activation
Automatic Same
Day Fund Transfer of
Card Swipes Done
Zero Charge for
Debit Card Swipes
up to Rs. 2000
Zero
Processing
Charges
+ +
Easy EMI Billing
Options to Increase
Affordability
EMIs+
Faster1
Simpler
2
Safer3
Welcome to a ready-to-use Cashless Payments Terminal!
Pragati POS is packed with features to make your card payments handling:
...by letting your customers pay safely & easily!
Increase your store sales...
For the 1st time in India...
Combines 4 never-before-seen Advantages for your Store:
With Innoviti’s new Pragati POS,
you can now increase customer
footfall in your store by attracting
new, higher transacting card
paying customers.
higher average
transaction size
on Cards vs Cash
30%LO
W-CO
ST
A
V
A ABI L
LE

2. Same Day, on-the-spot
Activation
Faster
Merchant
Activation
Average less than 4 s
per Card Swipe
Faster
Transaction
Speed
In your Bank Account
by 8pm, same day
Faster Fund
Transfer
Faster
No need to
store charge slips
as proof
No Disputed
Transaction
Worries
Immediate
Confirmatory
SMS to Merchant
and Customer after
every transaction
Instant
Transaction
Confirmation
SMS
E-charge slip issued &
kept available online
for next 6 months
No
paper-rolls
needed
Funds automatically
credited to Bank a/c
every night, with
confirmatory SMS
No Daily
Cash-handling
worries
Safer
Live “Muhurat”
Transaction done as
part of Activation
Simpler
Merchant
Training
Paperless
On-boarding/ KYC
Simpler
Merchant
Sign Up
Process
Pre-approved
acquiring tie-up with
Axis Bank
Simpler
Bank
Tie-up
Special terminal with
large easy-to-read,
coloured fonts / buttons
Simpler
to Use
04:56
80%
uniPAY NEXT
Pragati
Cash se bhi tez. Cash se bhi aasan.
P S₹
UTID : 42573178
7 PRS
8TUV
9WXY
Txn Status SummaryReprint
Same day Sales Summary
on terminal, last 6 months
Summary on online Portal
Simpler Sales
Tracking
No button press or new Bank a/c
needed, Money transferred
automatically to your existing
Bank a/c by 8pm daily.
Simpler Fund
Settlement
Innoviti Service
Consultant in your city +
16 x 7 Call Centre Facility
Simpler
Product
Support
Simpler
How Pragati POS is Designed to be Tension-Free for Retailers?
1
2
3

3. Using Pragati POS is Easy!
How to process card transactions?
Select ‘Sale’ option Enter Amount
Enter Customer’s
Mobile Number
04:56
80%
Pragati POS
Void
Transaction Status
Resend Receipt
Sale
04:56
80%
Pragati POS
Enter Amount
� 620.00 /-
04:56
80%
Pragati POS
Mobile Number for
e-Charge Slip
9978685175
Transaction
Completion Screen
Ask Customer to
enter Card PIN
04:56
80%
Pragati POS
Enter PIN
****
Swipe/Insert
Customer Card
04:56
80%
Pragati POS 04:56
80%
Pragati POS
Card Number: xx2412
Date: 22/1, 17:29:04
Amt: 620.00
Transaction Successful
E-Charge Slip
available on
Online portal
Check Txn
Confirmation
SMS to
Customer
Mobile
Receipt:
http://inn.cc/r/o/
szgtTIQ9
ABC Merchant
INR620.00
05/01/2018 15:18:00
Card:*1919
Auth:028047
RRN:732779160641
Inv:532
Ref#:
PGT-36652022-221117
Check Txn
Confirmation
SMS to your
Registered
Mobile
Rs. 620 received
from Card ID: *1919
at 15:18:00.
Click to view details.
http://inn.cc/r/o/
szgtTIQ9
Transactions Report
Merchant
ABC Merchant
ABC Merchant
Date & Time
05-Jan
05-Jan
Amount
620.00
1232.00
Charge Slips
Get Charge Slip
Get Charge Slip
All you need for getting your Pragati POS activated and ready-to-go are:
Your KYC documents for
instant scanning & uploading21 x SIM Card in your name
for inserting in your Pragati POS1

4. How Automatic Daily Fund Transfer works?
How to retrieve e-charge slips?
For Customer Support Needs
Call our 16 x 7 Call Centre at:
1800-3010-1545 (Toll Free)
pragati.help@innoviti.com
Contact Innoviti Service Consultant in your location:
Fund Settlement
auto-initiated every
day at 6pm…
...confirmation
SMS sent to Merchant’s
registered mobile
…Funds transferred to
Merchant’s Bank Account
by 8pm…
Auto
Settling...
23:01
Rs. 24914 has been
credited to your a/c
on 5-Jan, 22:58hrs
for 97 txns thru
Pragati POS.
Log in to
http://report.
innoviti.com/
hyperbase/login/
for details.
Transactions done after 6 PM will be settled on next business day.Note:
Login
User Name
Sign In
Password
Dashboard Modules
Payment Module
Dashboard
Settlement Report
Transactions Report
Log in to Innoviti
Reporting portal
Select ‘Payment Module’
option
Select
‘Transaction Report’
Download
or Print
Transactions Report
Merchant
ABC Merchant
ABC Merchant
Date & Time
05-Sep
05-Sep
Amount
287.00
1232.00
Charge Slips
Get Charge Slip
Get Charge Slip
Transactions Report
Merchant
ABC Merchant
ABC Merchant
Date & Time
05-Sep
05-Sep
Amount
287.00
1232.00
Embedded
Links
Get ChargeSlip
Get ChargeSlip
Transactions Report
Merchant
ABC Merchant
ABC Merchant
Date & Time
05-Sep
05-Sep
Amount
287.00
1232.00
Charge Slips
Get Charge Slip
Get Charge Slip
Transactions Report
Merchant
ABC Merchant
ABC Merchant
Date & Time
05-Sep
05-Sep
Amount
287.00
1232.00
Embedded
Links
Get ChargeSlip
Get ChargeSlip
View desired
Transaction Details
Click on
‘Get e-charge slip’
XYZ BANK
ANDHERI
HDFC BANK CUSTOMER
I AGREE TO PAY AS PER CARD ISSUER AGREEMENT
www.innoviti.com
uniPAY NEXT INN70_6612
******* Merchant Copy *******
DATE
MID
BATCH
TIME
TID
INVOICE
CARD NUM
CARD TYPE
APPR CODE
AMOUNT : 287.0
RRN NO
: 607303XXXXXX4263
: 0
: 25
: 05/09/2017
: 03330004
: 000584
Swipe
: 05/09/2017
:
: 920108 : 000000000581
0135 ABC Merchant
Mumbai

5. Give Your Pragati POS
An EMI BOOST
As a merchant business, providing
EMI payment options that increase
the affordability of your products
is a crucial tool to open new upsell
opportunities. At Innoviti, we take
pride in having pioneered the
EMI product on retail POS terminals
in India. With Pragati POS, we bring
to your store Innoviti’s EMI Advantage
to help you sell more.
How You
Benefit?
How your customers
benefit?
Attract New
EMI Customers
Higher Sale Conversion
From Existing Customers
Open New Upsell
Opportunities
Boost Sale Conversion
by Increasing Affordability
Any Bank
Credit Card*
Any Product
Purchased
Flexible Tenures
From 3 -12 Months
Any Purchase Amount
Within Credit Limit
No Hidden
Costs
Unparalleled Flexibility of Use
*Note: Currently available on 9 banks credit cards
Buy Now.
Pay Later.

6. How EMI works on your Pragati POS?
To Know More...
Call our 16 x 7 Call Centre at:
1800-3010-1545 (Toll Free)
pragati.help@innoviti.com
Enter AmountSelect ‘Sale’ Select ‘EMI’
Swipe / Insert
Customer Card
Step 1 Step 2 Step 3 Step 4
Enter Cardholder’s
Mobile Number
Step 5
Customer
enters PIN
Select choice
of EMI scheme
Review details &
proceed
Transaction
Approved
Step 6 Step 7 Step 8 Step 9
* Disclaimer : This sample working is indicative, Bank EMI charges are subject to change from time-to-time.
Sample EMI Purchase
13%
13%
12%
12.5%
12%
13%
13%
13%
12%
3406
3406
3400
3403
3400
3406
3406
3406
3400
217
217
201
210
201
217
217
217
201
10,217
10,217
10,201
10,210
10,201
10,217
10,217
10,217
10,201
Bank Card Used
Purchase Value = Rs. 10,000/-, Tenure = 3 months
Interest %
(3 Months Tenure)
Monthly EMI
(in Rs.)
Total Payout
(in Rs.)
Total Interest
Payout (in Rs.)

7. Innoviti Facts & Figures - At A Glance
Rs. 20,000+ Crs
Transaction
Value Processed
Annually
Rs. 1,200+ Crs
Card EMI
Transactions
Processed
Annually
50,000+
Terminal
Installations
Nationally
1.7x of National Avg
Average
Volume
Processed/
Terminal
37
Service
Hub Cities
900+
Cities with
Active Terminal
Installations
Give Your Business
The Innoviti Advantage!
Our Track Record Our Payment Integrations
Credit/ Debit
Cards
Employee
Benefit Cards
Loyalty
Rewards
EMI
conversionUPI Apps
m-Wallets
Since 2009, Innoviti Payment
Solutions has been a pioneer
in providing technology-based
payment acceptance solutions
to retail merchants – from large
multi-national retail chains
to single outlet stores.
1 Our products covers a
range of solutions from
payments automation
to EMI credit distribution
to SME lending.
2 Over 50,000+ retail installations
across 900+ cities in India use
Innoviti solutions that process
over Rs. 20,000 Cr. of payment
transactions annually including
Rs. 1000 Cr. of credit transactions.
3
Innoviti is India’s only payments company that can process
transactions through any channel - be it web, mobile, in-store
or at the time of delivery.
4 Innoviti has won Deloitte Asia Pa-
cific award three years in a
row and Red Herring Asia
award twice.
5

8. Our Customers & Partners
Our Awards
For Customer Support Needs
MERCHANT PARTNERS
BANK PARTNERS
Call our 16 x 7 Call Centre at:
1800-3010-1545 (Toll Free)
pragati.help@innoviti.com
Innoviti Payment Solutions Private Limited
Tower - C, Diamond District, 2nd Floor,
Old Airport Road, Bangalore - 560008