Pastoralists in East Africa make up a large portion of the population and economy but face high risks from drought and climate change that keep them in poverty. Index-based livestock insurance (IBLI) programs aim to increase resilience by protecting pastoralist livelihoods from drought losses. Research on IBLI programs in Kenya found they enabled pastoralists to spend on needs they otherwise could not during drought periods, showing the potential for such insurance to reduce vulnerability to climate risks.