This presentation was given by Morales Esajas, Expert in Payment Process improvement for Caribbean banks. The focus of the presentation is the interfacing of the Alchemy Suite (Alchemy Payment Process) with other platforms.

1. INTERFACING THE FUTURE
27th CBUG 2017
IBIS Management Associates Inc.
Morales Esajas, Sr. Manager Client Relations
Roseau, Dominica June 23rd, 2017

2. INTERFACING THE FUTURE
Session Topics
• IBIS Management Associates Inc.
• Operational Excellence
• Trends
• Operational Excellence vs
Interfacing = Collaboration

3. INTERFACING THE FUTURETrusted advisor to the Financial Industry (Central, Commercial &
Offshore Banks, Credit Unions & other FI's). Developers of best in class
banking technology solutions for Operational Excellence.
• Every month, billions of dollars flow securely through our proprietary systems
• Proven solutions implemented at Clients in more than 40 countries
• Offices in Curacao, Miami and Singapore
• Helping financial institutions become Profitably Efficient
• Experts in Operational Excellence: Payment Processing, SWIFT, Reconciliations and Regulatory Compliance
• In-house Development team
• State-of-the-art Online Banking: Internet Banking & Mobile Banking (P-2-P)
• 600% improvement in back office efficiency
• More than double the profitability of client operations in less than 3 months
ABOUT IBIS MANAGEMENT

4. IBIS Management Associates © 2016
Solution Offerings
STP Processing & Automation of the back
office
State-of-the-Art Global Internet Banking
Mobile Banking & Money Transfer

5. IBIS Management Associates © 2016
Solution Offerings - Continued
Outsourced SWIFT solutions
• SWIFT Total Messaging Platform
• Global Compliance Filter
• Automated Reconciliations
Trusted Identities
Secure Transactions
Automated Regulatory Reporting
Global Payment Gateway for Trust Companies

6. IBIS Management Associates © 2016
Client Footprint

8. IBIS Management’s Alchemy clients
Include Leading Retail & Private Banks

9. INTERFACING THE FUTURE

10. Mobile Banking
Customer’s
Payment Order CSR
Online Banking
Corporate Bank Order
INPUT
CHANNELS
Domestic&
International Drafts
OUTPUT
CHANNELS
RTGS /ACH Network/
Fedwire
/Electronic Banking
Outgoing Swift
Payments File
To Credit Card Processor
Alchemy Connect
Enter Verify Authorize
Core Director (JHA)
Compliance Screening
RTGS /ACH Network/
Fedwire
/Electronic Banking

11. IBIS Management Associates © 2016
Online Banking
Wire Transfer
Outgoing Swift
Alchemy 2.5
Entry Verify Authorize
CORE Banking
98% Straight Through No Manual Intervention
Compliance Screening
Process example.....

12. IBIS Management Associates © 2016
600%
Gain in Efficiency
0
5
10
15
20
Minutes
Before Alchemy
After Alchemy
Shift from Manual-based
To automated transaction Processing
20
Mins
2
Mins

13. IBIS Management Associates © 2016
STP for all Channels
Automates all Payment
processes
• Improved Efficiency & Compliance
• More Control & Audit ability
• Reduced operational costs & risk
• Increased Profitability
• Standardization across channels
• Channel and procurement flexibility

14. IBIS Management Associates © 2016
Award-winning solutions for:
Cross Border Payment Processing
SWIFT Connectivity
Mobile & Internet Banking
Regulatory Compliance and Reporting

15. IBIS Management Associates © 2016
Multi-System Processing is
becoming Obsolete:
High Risk, Waste of Time &
Money
Manual Processing
Average cost : $180,000 per year
Manual Errors
SWIFT repair costs : US$50+ per
repair
Special investigation fees
US$200 to $300 per item
Unnecessary Costs absorbed by the bank

16. IBIS Management Associates © 2016
Alchemy is Fully Customizable
Standard
Implementation
Alchemy Connect
Payment Workflow Manager
Automated Posting Manager
ST Validation Manager
Electronic Audit Trail Generator
Payment Report Manager
Branch Entry Manager
SWIFT Payment Manager (Incoming)
SWIFT Payment Manager (Outgoing)
Domestic Payment Manager
Internal Payment Manager
Recurring Payment Manager
Real-time Compliance Guard
Nostro Position Manager
Open Currency Position Manager
Modules for
Customization
Alchemy Global Internet Banking
Alchemy Mobile Banking & Money
Transfer
Electronic Alerts Manager
STP Check Printing Manager
SWIFT Statement Manager
Merchant Settlement Manager
Credit Card Payment Manager
Credit Card Settlement Manager
RTGS Interface (based on SWIFT)
Alchemy Insight
Batch Payment Manager
ACH Payment Manager
Interfaces & Implementation
Standard API Implementation
Custom Core API Development
Custom Interfaces

18. MOVING
FUNDS!

19. INTERFACING THE FUTURE
Global/Banking Trends 2020-2025
• DIGITALIZATION  Digital /Mobile Payments
• EMV’S  NFC & CNP Payments
• CRYPTO CURRENCIES  Block chain Initiatives
• CLOUD  Platform as a Service

20. INTERFACING THE FUTURE
DIGITA/MOBI-LIZATION
*IMAGE*

21. INTERFACING THE FUTURE
Global/Banking Trends 2020-2025
Mobile Authentication
• For Online & Mobile Banking
• For Payments & eCommerce (TVS)
• For Malwere & MITB protection
• Call Centre & In-Branch Authentication
• For Digital Signing & Secure Email (e.g. Loan Appl.)
• For Network, Remote(VPN & Physical Access)

22. INTERFACING
THE FUTURE
INTERFACING THE FUTURE
CONNECTING
THE DOTS

23. INTERFACING THE FUTURE

24. INTERFACING THE FUTURE
INTERFACING YOUR PLATFORM
• Core Banking
• Internet/Mobile Banking
• Credit Card Processors
• (real-time) ACH/RTGS
Networks
• AML Monitoring & Profiling
• Reconciliation Platforms
• Correspondent Banking
• Regulators
• Authentication Platforms

25. INTERFACING THE FUTURE
CBUG 2017 INTERFACING
• JHA
- Core Director (Datalink)
- Netteller
- Alchemy Global Internet Banking
• Yellow Hammer BSA
- FedWire File: Incoming & Outgoing International Wires
• Mobilearth
• Euronet Online Banking
• Crown Agents

26. COLLABORATION SUPPORTING YOUR
NEEDS!
INTERFACING THE FUTURE

27. INTERFACING
THE FUTURE
INTERFACING THE FUTURE
CONNECTING
THE DOTS

28. UPCOMING
UPDATES/EVENTS
INTERFACING THE FUTURE

29. INTERFACING THE FUTURE
THANK YOU!
QUESTIONS