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A LOOK AT
By 2-10 Home Buyers Warranty®
And you should know...
• By state law a builder is responsible for the property for
up to 10 years.
• 80% of structural defects are due to soil movement and are
typically out of a builder’s control.
• 1-in-4 homes in the United States experience some structural
distress over their lifetime, and 5% of all homes experience
are a serious occurrence in new construction.
AND ARE NOT COVERED BY HOMEOWNER’S INSURANCE
OR A GENERAL LIABILITY POLICY*.
COST AN AVERAGE
Between 2000 and 2012, the warranty insurer for
2-10 HBW paid $112 million in construction defect claims.
*Check your policy for coverages.
Age of Home: 9 years, 1 month
Distress: Minor interior distress; Soil
voids up to 12 inches discovered when
the plumber repaired a broken waste
line. Unsafe. The soil no longer
supported the concrete family
Cause: Inadequate soil compaction.
THE RESULT Contractors had to fill the 12 inch void.
Age of Home: 8 years
Distress: Chimney leaning with
horizontal cracking. Unsafe.
The chimney may potentially
collapse and fall through the roof.
Cause: Inadequate framing.
Age of Home: 1 year
Distress: Reported dip in floor
near back right corner of family
room. Unlivable. Deflection in the
floor interfered with operation of
Cause: Damaged particle board
in floor joist.
Particle board and floor joists
were repaired and patio doors
• Claims 1, 2, and 3 totaled $136,600, of which
the builder and homeowner paid nothing for the
• Cosmetic repairs in all 3 claim scenarios were
covered under the 2-10 HBW Structural Warranty.
• Whether the claim happens within the first year or
in the ninth year, coverage with the 2-10 HBW
Structural Warranty begins day one.
2-10 Home Buyers Warranty
Benefits of the
Can your business survive a $42,000 structural defect?
Call today to find out how you can place the
2-10 HBW Structural Warranty on your new home.