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“No-Cost EMIs” Haven Gate of Economy.pdf
1. “No-Cost EMIs” Haven
Gate of Economy
No-cost EMI scheme has given a new shape and
form to the entire payment ecosystem
Free Equivalent Monthly Installment Payments (EMI) are now
becoming a popular system as it allows you to purchase
expensive items and pay as you please over several months.
The system will reshape the entire payment ecosystem,
allowing shoppers to purchase large items such as refrigerators,
TVs, washing machines, mobile phones, and other items
without worrying about high-interest rates or additional
processing fees. became.
WHAT IS EMI BUY
EMI Free or if you choose to buy EMI Free you will pay monthly
installments for this product but no interest or fees. It means
that EMI will only pay the full amount for the split product.
"The interest portion and processing fee are included in the
standard or regular EMI amount. The Equated Monthly Rate
(EMI) is a fixed payment amount paid by the borrower to the
lender on a specific day of each calendar month. Payable in
equal monthly installments. is used to pay off both interest and
HARSH KUMAR
2. principal monthly, allowing the loan to be fully paid off over a
specified number of years.
WHEN SHOULD YOU OPT FOR A FREE EMI LOAN?
A free EMI loan is useful if you are buying an expensive product
and you don't want or can't pay it all at once. In addition,
merchants may offer credit card discounts and cashback when
purchasing products online using EMI-free options.
INCOME AND DEMAND IMBALANCED AFTER
COVID – 19
As our Indian economy faces a low growth rate where a low
level of income and demand is continuously rising. As
stagflation will move down the living standard of the people
because there is less income in society. No-cost EMIs will allow
the buyers to buy now and pay in installments.
Go Slow but Go
In the last GST council meeting, government changes the GST
rate on four different segments of goods & services. And also
impose many policies which create hurdles for the buyer to buy
more. In this current situation of the economy, No-Cost EMI is
the haven gate for the economy. The full payments will not be
received but demand strain on a certain point which will more
the economy slowly but continuously.