This document summarizes 5 grants of $100k each from Visa to support innovations in electronic payments that advance financial inclusion. The grants were awarded to organizations working in Ghana, Indonesia, Ecuador, Kenya, and Latin America/Caribbean. Each summary highlights the electronic payment system implemented, such as a mobile money transfer system for farmers in Ghana or a health credit card for low-income individuals in Ecuador, and their goals of improving access, security, and impact for beneficiaries. Quotes from participants express satisfaction with increased access to payments, services, and support.

1. Visa Innovation
Grants 2013
Advancing financial inclusion
with electronic payments

2. 5 grants, $100k each
to support innovations
in e-payments
IFRC
Latin America &
Caribbean
Mercy Corps
Indonesia
Agribusiness
Systems Intl.
Ghana
Freedom from
Hunger
Ecuador
Pathfinder Intl.
Kenya

3. Introducing a more efficient, secure
mobile money transfer system
for smallholder rice farmers in Ghana

4. on Tigo Cash
payment
mechanism
722
farmers
trained
606
farmers
registered
& activated
12
agents
recruited &
trained
photo credit: ASI

5. “I am personally satisfied with the Tigo Cash payment system and have seen that the other farmers have embraced it as well. I’m ensured timely payment of my sales and can safely move around with my money without any fear of getting robbed. I can also send money to my brother and sisters.” - Eric Glatse, participating farmer
photo credit: ASI

6. Developing a health credit card
to improve access to health
providers and health education
for Ecuador’s poorest

7. photo credit: FFH
an initiative with the potential
to impact 4,000 MFI clients &
their ~14,000 family members

8. “I feel supported and have peace of mind, because I know that when I have a medical emergency and have no cash, this will help me receive the medical attention I need for me and my family.” - A survey respondent from the city of Guayaquil

9. Implementing a regional pre-paid debit card
system to increase cost efficiency, speed &
impact of humanitarian assistance in the Americas

10. Is cash transfer programming the
future of humanitarian response?
Advocacy, training and
technical support on use of
cash transfers has increased
acceptance of using cash in
place of or alongside in-kind
assistance and increased
acceptance of use of an
e-payments system to deliver
aid

11. “Indeed it is no longer
a question of whether we
do cash-based programming,
but how to make this a more
systematic mechanism in our
responses.”
- Scott DiPretoro, Disaster
Management Delegate

12. Offering Indonesian smallholder farmers
digital payment services to improve
productivity & profits photo credit:
Mercy Corps
Indonesia

13. The AgriPay program is deploying an online
banking system called AndaraLink to enable
farmer cooperatives to deliver
digital financial services to
customers throughout Indonesia

14. 2,500 direct beneficiaries
(30% women) &
12,500 indirect to date
within 5 years, it’s anticipated
that there will be at least
500 participating MFIs and
1.2 million indirect beneficiaries
making more than 3 million
transactions per year

15. Implementing a mobile incentive program
to improve the health of mothers & children,
while providing secure & reliable payments to
community health workers
photo credit: Bill Okaka

16. photo credit: Bill Okaka
Use of Dimagi
CommCare app
to empower
community health
workers around
the management
of health
information

17. ...resulting in increases in reporting, services offered, household visits made
& increased
transparency and
quality of health
services
photo credit: Sala Lewis

18. since June ‘14,
the community of
mothers supported
by the program has
grown by 26%
the # of vulnerable
children receiving
care has increased
by 18%
photo credit: Sala Lewis

19. “It’s an awesome experience seeing
my clients be able to estimate
their due dates. The visits are well
pre-determined and follow-up has
been made efficient. I’m grateful for
this great innovation in reporting.”
- Agnes Kazungu, CHW
photo credit: Sala Lewis

20. paymentinnovations@nethope.org
www.solutionscenter.nethope.org/programs/payment-innovation