A well-structured commercial trucking insurance is an absolute must for the trucker or the carrier because even a simple accident can amount to monumental costs. The following information may come in helpful for your purpose.

1. Commercial
Trucking Insurance Coverage
Key Things To Know

2. Introduction
A well-structured commercial trucking insurance is an
absolute must for the trucker or the carrier because even a
simple accident can amount to monumental costs. The
following information may come in helpful for your purpose.

3. Liability Insurance
The liability insurance covers for all damages done to the other
party involved in an accident.
For example, if a truck driver backing up to a loading dock smashes
the lift on its way back, the shipper would be paid for repairs
under the trucker’s policy.

4. Physical damage
coverage
If physical damage coverage is purchased, damage to equipment
from various causes will be covered under this category. For
example, this insurance may act as a cover for all sorts of
equipment body damage from accident, weather, another vehicle,
or person causing damage to the equipment.

5. Cargo Insurance
The cargo insurance acts as a cover for all “goods” damage incurred because of
an accident or a theft.
For example, if the trucker had a load of fragile electronics in his/her vehicle and
took the corners hard destroying a few goods in the process, this insurance can
cover all costs incurred as a result of the same.

6. Reefer Insurance
The reefer insurance is considered an additional coverage available
at a minimal cost to cover for the damage done by a reefer motor
failure.
Note: The reefer unit must be properly maintained for the coverage
to be effective.

7. Bobtail Insurance
Driving your 18-wheeler truck on the road without the trailer
attached is known as bobtailing.
The bobtail insurance is highly recommended for all commercial
trucks, especially owner operators, who take their big rigs home,
when not on the road.

8. A Final Word…
Knowing what and how much insurance coverage you
need is something a reliable commercial insurance
broker can help you with. So, don’t hesitate to contact
one who knows their stuff and someone you can trust.

9. Created By
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