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P rivately  H eld  I nsurance, LLC Presentation for:
Captive Insurance Entities ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
What is a Captive? ,[object Object],[object Object],[object Object]
Why Create A Captive? ,[object Object],[object Object],[object Object],[object Object]
Optimal Solution ,[object Object],[object Object],[object Object],The Captive Structure Control Ownership Profit
Why Offshore? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Why Anguilla? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Captive Formation Steps 0-30 Days 90 – 180 Days Begin Operations! Capitalization Front Company If Needed Engage PHI Organization Documents Preparation Name Selection & Incorporation Open Bank Account Reinsurance If Needed Business Plan & Financial Projections Meeting With Captive Regulators File Captive Application Timeline 30-60 Days 60-90 Days
PHI Role & Strategic Partners ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Create a Captive Insurance Solution Reinsurance Fronting Risk Management / Loss Control Compliance & Legal Treasury & Banking Accounting Investment Strategy Actuarial Audits Policy Administration Claims Management Captive Management PHI INSURANCE ACCOUNTING MANAGEMENT PHI manages all your needs to create, operate and grow your captive insurance company. Build an asset, capture control and add profit to the bottom line!
Captive Models & Structure  ,[object Object],[object Object],[object Object],[object Object],[object Object]
Medical Group Health Captive ,[object Object],[object Object],[object Object],[object Object],[object Object]
Medical Group Example Model ,[object Object],Individual Employee Group Policy Premium Distribution $100K $1M $500K $850K Group Limits $1M AT RISK AGGREGATE RISK TOTAL Employer Contribution $150K Varies Based  on Spec Loss Coverage Cost Employee Contribution
Employer Owned Life Insurance ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Employer Owned Group Life Example  ,[object Object],[object Object],Individual Employee Group Policy Employer Paid Premium $55,000,000 $550,000 Group Limits $50,000 Policy Limit Per Each Employee AT RISK AGGREGATE RISK TOTAL
Liability Captive ,[object Object],[object Object],[object Object],[object Object],[object Object]
Liability Coverage Example Model ,[object Object],Individual Claim Policy Premiums $250K $850K AT RISK Premium Income $1M Per Occurrence Policy Exposure $1M $3M Policy Aggregate Limits AGGREGATE RISK TOTAL $1.35M Reinsurance
Workers Compensation Captive  ,[object Object],[object Object],[object Object],[object Object],[object Object]
Workers’ Comp Example Model ,[object Object],Individual Claim Annual Exposure Policy Premiums $250K $750K $680K $1M Statutory Limits Statutory Limits AT RISK AT RISK TOTAL Premium Income
Risk Participation in Issued Policies ,[object Object],[object Object],[object Object],[object Object]
Risk Participation Example Model ,[object Object],Individual Claim Total Premiums $50K $1M Per Occurrence Limits AT RISK Premium Income Total Written Book $1M $10M AT RISK TOTAL $10M
PHI Orchestration Role ,[object Object],Captive Setup Investment Plan Setup Ongoing Administration Off Shore Incorporation Captive Licensure Banking Setup & Relationship Operational Captive Captive Model Analysis Policy / Plan Design Filings & Regulatory Setup Financial /Treasury Transactions Back Office Administration Audits & Loss Control Actuarial Analysis Financial Filings & Compliance
Captive Insurance Opportunity ,[object Object],[object Object],[object Object]
PHI Complete Captive Management ,[object Object],[object Object],[object Object],[object Object],PHI Manages the Captive Cycle Ongoing Admin Plan Design Setup

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Phi Initial Presentation 12 17 08

  • 1. P rivately H eld I nsurance, LLC Presentation for:
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  • 8. Captive Formation Steps 0-30 Days 90 – 180 Days Begin Operations! Capitalization Front Company If Needed Engage PHI Organization Documents Preparation Name Selection & Incorporation Open Bank Account Reinsurance If Needed Business Plan & Financial Projections Meeting With Captive Regulators File Captive Application Timeline 30-60 Days 60-90 Days
  • 9.
  • 10. Create a Captive Insurance Solution Reinsurance Fronting Risk Management / Loss Control Compliance & Legal Treasury & Banking Accounting Investment Strategy Actuarial Audits Policy Administration Claims Management Captive Management PHI INSURANCE ACCOUNTING MANAGEMENT PHI manages all your needs to create, operate and grow your captive insurance company. Build an asset, capture control and add profit to the bottom line!
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