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EESC, 1 October 2014 
How Social Economy and Social Enterprises 
are concretely contributing to social 
innovation and competitiveness 
Case study of the MGEN Group, France 
Julie Savary, counsellor to the President 
MUTUELLE SANTÉ . PRÉVOYANCE . DÉPENDANCE . RETRAITE
MUTUELLE SANTÉ . PRÉVOYANCE . DÉPENDANCE . RETRAITE 
Agenda 
Introduction: 
•The MGEN group: identity and key figures 
Our contribution: 
•CSR policy 
•Experimentation and social innovation to meet local needs 
•Financing and fostering socially innovative enterprises and territories
> 35 healthcare centres open to all 
> 1 research foundation for public health 
MUTUELLE SANTÉ . PRÉVOYANCE . DÉPENDANCE . RETRAITE 
The MGEN group 
statutory 
health 
insurance complemen-tary 
health 
insurance 
health 
centres 
3 activities 
> 3,7 M protected people 
> democratic governance 
> 2,8M “full” members 
> turnover: 2 billion € 
> total balance sheet: 3,6 billion € 
> non for profit, no shareholder 
> activity in Portugal since 2010 
> partnership with Solidaris, BE 
> 9 600 employees 
> 18 600 volunteers 
> 150 sites all over France 
> founding member of the Istya group 
> member of FNMF (>> AIM, AMICE, SEE)
An ambitious CSR policy 
to constantly improve our social and economical impact 
MUTUELLE SANTÉ . PRÉVOYANCE . DÉPENDANCE . RETRAITE 
better corporate 
transparency 
fairer rates in 
health services 
better staff 
employability 
lower carbon 
footprint…
Experimentation and social innovation to meet local needs 
The example of the LivInWell project: 
A consortium to: 
•imagine the healthcare in 20 years, 
•anticipate the elderly’s needs 
•create new activities and jobs, 
•struggle for access to health for all 
MGEN contribution: 
Experimenting 
e-health solutions 
to reduce distances to 
healthcare and costs 
Common values: 
•General interest 
•Well being of population 
•Long term perspective 
MUTUELLE SANTÉ . PRÉVOYANCE . DÉPENDANCE . RETRAITE
Financing and fostering innovative business and territories 
• Cooperative (SCIC) 
– social impact investors (founder: MGEN) 
– social innovators (industrial partners and 
young businesses) 
– innovative territories 
– researchers 
la Fabrique des 
Territoires 
Innovants 
(2014) 
• Common goal: the “common good” 
– create socially useful activities  
business / social cohesion / sustainable dev. 
– connect social innovation strategies of 
partners on 1 territory (finance, but not only) 
– connect the territories 
– progress for research (// think tank) 
• First steps: 
– Creuse, Alsace, Pays de Loire 
– Smart cities, sustainable neighbourhoods, 
short food supply circuits 
MUTUELLE SANTÉ . PRÉVOYANCE . DÉPENDANCE . RETRAITE
Thank you for your attention 
jsavary@mgen.fr 
MUTUELLE SANTÉ . PRÉVOYANCE . DÉPENDANCE . RETRAITE

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How Social Economy and Social Enterprises are concretely contributing to social innovation and competitiveness

  • 1. EESC, 1 October 2014 How Social Economy and Social Enterprises are concretely contributing to social innovation and competitiveness Case study of the MGEN Group, France Julie Savary, counsellor to the President MUTUELLE SANTÉ . PRÉVOYANCE . DÉPENDANCE . RETRAITE
  • 2. MUTUELLE SANTÉ . PRÉVOYANCE . DÉPENDANCE . RETRAITE Agenda Introduction: •The MGEN group: identity and key figures Our contribution: •CSR policy •Experimentation and social innovation to meet local needs •Financing and fostering socially innovative enterprises and territories
  • 3. > 35 healthcare centres open to all > 1 research foundation for public health MUTUELLE SANTÉ . PRÉVOYANCE . DÉPENDANCE . RETRAITE The MGEN group statutory health insurance complemen-tary health insurance health centres 3 activities > 3,7 M protected people > democratic governance > 2,8M “full” members > turnover: 2 billion € > total balance sheet: 3,6 billion € > non for profit, no shareholder > activity in Portugal since 2010 > partnership with Solidaris, BE > 9 600 employees > 18 600 volunteers > 150 sites all over France > founding member of the Istya group > member of FNMF (>> AIM, AMICE, SEE)
  • 4. An ambitious CSR policy to constantly improve our social and economical impact MUTUELLE SANTÉ . PRÉVOYANCE . DÉPENDANCE . RETRAITE better corporate transparency fairer rates in health services better staff employability lower carbon footprint…
  • 5. Experimentation and social innovation to meet local needs The example of the LivInWell project: A consortium to: •imagine the healthcare in 20 years, •anticipate the elderly’s needs •create new activities and jobs, •struggle for access to health for all MGEN contribution: Experimenting e-health solutions to reduce distances to healthcare and costs Common values: •General interest •Well being of population •Long term perspective MUTUELLE SANTÉ . PRÉVOYANCE . DÉPENDANCE . RETRAITE
  • 6. Financing and fostering innovative business and territories • Cooperative (SCIC) – social impact investors (founder: MGEN) – social innovators (industrial partners and young businesses) – innovative territories – researchers la Fabrique des Territoires Innovants (2014) • Common goal: the “common good” – create socially useful activities  business / social cohesion / sustainable dev. – connect social innovation strategies of partners on 1 territory (finance, but not only) – connect the territories – progress for research (// think tank) • First steps: – Creuse, Alsace, Pays de Loire – Smart cities, sustainable neighbourhoods, short food supply circuits MUTUELLE SANTÉ . PRÉVOYANCE . DÉPENDANCE . RETRAITE
  • 7. Thank you for your attention jsavary@mgen.fr MUTUELLE SANTÉ . PRÉVOYANCE . DÉPENDANCE . RETRAITE