Ladies and Gentlemen. Life is a tree with different branches of experience, different leaves of stories, different flowers of feelings, different roots of teachings of gaining and losing and different seeds of new beginning.

1. Yearly Assessment 2014
DR.MAHER AL-SAIFI
12/10/2014
Financial. Funding. Investment
Packard bell Email: dr.maher66@outlook.com
Lastly, on behalf of us in the group I wish all my valued new or old readers, ladies & gentlemen ~ a Happy & Prosperous New Year

2. Yearly Assessment 2014 From: Dr. Maher Al-saifi
Thank you for reaching out to me and the most valuable interest ===================================================== Dear professionals, Ladies and Gentlemen I hope you are all in the best case It will be a pleasure to share with you my Yearly Assessment 2014 I have a special offer for those wishing only Presentation regarding possible to find (Motorized deal prospects joint cooperation between us) ===================================================== Dear professionals, Ladies and Gentlemen In today’s posting, I would like to share with you my findings or assessment from those who have sent their inquiries or submitted their project’s proposals, project executive summaries & Business plans since January 2014.
Firstly, I sincerely hope that my blog has benefited many readers and that’s includes you. As we move ahead into the year 2015, on behalf of my group ~
We hope to improve further and also to make our offerings more flexible,
To give you more choices.
We have been hard at work. The reader's response has been good. For every change, there will be some trade-off. But we are doing our best to find fair and sustainable offerings.
We believe in determination, hard work, sincerity and hope. We are all fellow travelers on the road of life and we have to learn to accept each other no matter what we may be. We have to see the “big” issues everyday but we must still have eyes for the “small” things in life. Like many things, we need to take time to relook at things, to discover the something that we usually miss at that first glance. After all, we are living in a world where technology allows us to connect to one another more easily and intensely, where our normal routine is automated so that we can focus our time and energy on the things that really matter to us. People talk a lot about you or me or my group, than they do about themselves. They concluded things they don’t understand, they try to advise what they never managed, they think they know what you think and how you feel ~ just because at some point in time they had a friendship with you. But one thing they forgot to do is to take a look at the mirror of their own flaws. Trust me; they won’t bother to look at the mirror at all.
Yearly Assessment 2014 Posted on December 10, 2014
DR.MAHER AL-SAIFI first certified counselor in the establishment and development of business and projects the (commercial - industrial - A Service) whether new or troubled ideas and introduce new solutions in the Arab market 25 years of experience in knowing the possibility of the ability to complete management in the practical implementation of projects and not just theoretical part, holds a qualified High in this specialty

3. Failures are inevitable. Your problems will be irrelevant next year, so don't bother losing sleep over it. If you keep on harboring on negative comments, you will become negative. You become a naive negative thinker like most of those people who have failed countless times and they keep repeating their failures because they are a negative thinker. Being a negative thinker will leads you to become a failure. As long as our conscience is clear, we look forward for a closer collaboration and partnership with you next year. But you have to understand and fully comply with our terms & conditions and compliance in funding your project. You cannot expect the funder, the investor or the financier who is giving the money to obey you. You cannot demand them to follow your command, listen to you and to adhere to your control ~ just because you have the project. Please don’t use your project as blackmailing tools to threaten funder, investor or financier. Please don’t think that you have the best project in the world. Please remember that funder, investor or financier have reviewed & analyzed thousands of other projects etc.! Please understand.
Giving all your best may not mean you get to be the best. You will still fail but sometimes it’s not because of you, but because the environment around you isn’t ready to handle what your heart can give out. If the environment is not right or is not suitable for you, get out from there.! But you continue to give, until the right time comes when the environment around you is ready to let you in. Only then, you’ll thrive and no one can stop you.
The greatest challenge for today’s business people is to figure out ways to stay motivated. Even the inventive, aggressive, confident and highly competitive individuals happen to lose motivation at times. And that includes me too. I’m not spare either. I don't lie about it because I’m a human being too ~ just like You. If you are a demotivated person, it’s very important to immediately figure out your motivation killer and heal the effect. Building business isn’t that easy but it’s not that hard either. The most important input other than funds or knowledge is actually SINCERE EFFORT. With hard work, persistence and perseverance comes success. Every big successful companies start from a tiny idea written on a piece of paper. Every big companies starts from a small dream. So dream. Dream a bit bigger, dream a little longer. If you don’t even have dreams, what is there left to chase..? An empty invisible dream..!
I believe that whatever the case is, our actions must always be based on right principles. And I believe this is what we always been trying to do, though at times it may be difficult. As mentioned above ~ a factor of paramount importance is about Knowledge. The true & rightful knowledge. And in this instance we understand that all who have become victims or are vulnerable to become victims of misguided ~ are those who do not attend any formal financial education or do not have enough experience ~ be it local or global. Allow me to explain using the below equation:
Everyone knows about Albert Einstein's Theory of Relativity or equation, which is: E = mc2
What I want to write is not about nature of universe, but I’m throwing you with an equation:
A = D + OE
You may ask me, what kind of equation is that..?
It is the Balance Sheet Identity which is: A (Assets) = D (Debt) + OE (Owners’ Equity). The above equation applies to companies, governments and even ordinary people like you and me.
Basically, it shows that all we owned i.e. our Assets etc; are financed in two ways:- with Debt (usually from bank) plus our own money (Owner’s Equity). Now try to solve this:
A = D + OE – D
May I ask you, have you got the answer..?
DR.MAHER AL-SAIFI first certified counselor in the establishment and development of business and projects the (commercial - industrial - A Service) whether new or troubled ideas and introduce new solutions in the Arab market 25 years of experience in knowing the possibility of the ability to complete management in the practical implementation of projects and not just theoretical part, holds a qualified High in this specialty

4. Yes, you’re right..! It means without debt, the only way to make big purchase, buying a house or investment for your project or whatever your dream ~ is by using the money that you have accumulated or saved! But that is almost impossible! Let’s say; you are paying monthly rental for your room to stay, daily expenses for living and other usages and at the same time you also have to save $300,000 to buy a house. Unless you are rich, it would take you 20-30 years to accumulate that amount if your salary is so miserable! Coupled with inflation, high cost of living, increase in spending, daily expenses & other necessities etc ~ the new reality is that you have to save much more for a longer period of time and as time passes by, it will become difficult for you..!
Again, allow me to explain in simplicity: If you need $10,000,000
(Ten million dollars) for your project ~ do you borrow money from
The bank or get funding from funder, investor or financier OR using
Your owned money or salary that you have saved for many years..?
Your biggest loan, be it for your project or whatever ~ will be
Your hardest hit! Nowadays, borrowing from your Uncle Tommy
Or Auntie Mimi maybe the only way to get a loan with no restriction.
But are you sure they will give your millions of dollars for your
Project for free? Do you think funder, investor or financier will
Give you free money too..? Even if you manage to borrow from
Your uncle or auntie, you still need to service the loan because
it has become your total debt which you also needs to pay as well.
A debt is still a debt until its clear and free.
We all know that when a man enters a dark room, he will not be
Able to see anything. But the moment the room is lighted up, he will
Understand what is happening, what he should do and what he should
Not do. Now, lets ‘talk‘about getting money for your project.
My question to you is: How are you going to get the money or
Funds for your project..? You know that you need money to make
More money. Thus, are you going to save money to make it grow
Or are you going to make the money work harder to achieve your
Objective or mission..? Alternatively, it will be much wiser to ask
For opportunities so you can earn it.
I have given several solutions in my previous postings.
Please click below links:
http://www.alhayatnews.com/jonews/local-news/13274.html
To qualify for success, you must go through behavioral assessments and other means of measurements to assure that you are on your path to success. Have you ever look at someone and
Wonder ~ how he/she became successful or how he/she
Was able to accomplish something..?
Life & work is not about failure but its about fight ~ fighting spirit!
It's about putting one’s foot infront of the other and making progress
~ one step at a time. It’s also about realizing that while you may
‘Keep going‘, others may not ‘keep up‘with you. Why..? Because
Sometimes the people around you won’t understand your journey and
They don’t need to; its not for them! These people are not you!
So, my message to you ~ just keeps going, keep improving, and keep
Moving.. It’s worth your effort. In the end, you will succeed.

5. I therefore believe, that the effort to convey the true message of offerings through a structured, systematic way should reach to as many readers as possible ~ so that they may be saved from any misguided ideology.
In doing business you have to creatively think in different ways to obtain results ~ some of which may not work. But failure is a step closer to success, you may lose time & effort but you gained Knowledge. And that’s where your true value is. Don’t fret about those people who came and then leave from your life. Because if their presence never add value to you, their absence won’t make a difference either..! So when such people make things difficult for you ~ ignore it and move on. Don’t do likewise because it will reflect on your character. You are already way better than them from the start and that is why they can never leave you alone. Good friendships with other business people can boost your economic better. Tough days never last forever. Therefore, be inspire. Me and my group have read countless project executive summaries / business plans and with countless mistakes, errors and flaws on their project executive summary / business plan that they’ve submitted ~ they will never get any money, investment or funding..! Many people ask for money for their project but they made so many careless mistakes including incomplete details, no documentations, no application, no bank statement, no identification, no files etc. Nothing. In simplicity I want to ask: Do you think investor, funder or financier will give them the money..?
Let us transform our future together. But I do aware there are those who already fixed their negative mind that all these are impossible to achieve..! They will say “It’s like finding a needle in a haystack” and they concluded “Cannot be done.! No way.! Not possible!” To me, these people are known as Negative Thinkers. Thus my answer to them is “You can easily pick up the needle if you want it badly“. But, they may think that I’m talking rubbish & bullshit. They think it’s all nonsense. They think it’s ridiculous. They think I’m a stupid dumb person. They think I’m crazy, because I will not be able to find the needle.
Below are my solutions:
1. Take a partial of the haystack and use magnetic device or other means of magnetic mechanism or electro-magnetic methodology to search & pickup the needle that you are looking for. If you cannot find the needle inside the partial of haystack, move it aside or throw it away. Repeat the same procedure, until all hays are clear. You will find the needle that you are looking for.
2. If you want to speed up the process, you can use automated conveyor-belt system. Hays are sparsely segregated and place/put onto a conveyor-belt system which will then have to pass through 1st stage. At this stage ~ metal detector system will detect the presence of any metal. In this case ~ the hidden needle. Metal detectors are use to find or locate the metal inclusions (needle) hidden within the hays. Once the needle has been detected, at the 2nd stage ~ electro-magnetic system takes over to pick up the needle. Hays that has been checked / x-rayed / scanned ~ will continue moving along on the conveyor-belt for the purpose it was meant to be.
3. If you still not convince with the solution above, you can hide or cover a needle with soil, earth or throw it on a grassy patch / field etc. By using a military metal detector that is use to locate or detect explosive weapons (bombs, shells, grenades, land mines etc), you will be able to find the needle.
4. We all know pictures tells a thousand words. Even a needle can be found inside a body using X-ray machine.
Next year is important for you and for your family, your society, your community and your country. It is not just about expressing approval or disapproval. It is not just about continuously sending your project executive summary / business plan regularly to everybody, but it's about doing the right thing and getting the funding. If you are not familiar with doing a good project executive summary or business plan, please seek professional help or get an expert to do it for you. Get it check, get it validated and get it
confirmed. That is the right thing to do. Thus, it’s whether YOU WANT TO DO or you are simply A FAILURE BY DEFAULT.

6. Before we move to next year, its best that you review what happened last year, 2014.
Thus, please analyses again you're past, what you gone through.
Please Below is a partial paragraph that was extracted from the above.
************************
As you rewind those past 12 months, ask yourself honestly
“Have I closed any deals..?
Have I manage to secure any funding for my business..?
Have I concluded my project’s investment..?
What will happen to my business if I fail to get funds or investments..?
Have I been going round & round..?
Where am I now..?
What has happened to my family..?
What am I going to do next..?
Am I heading the right direction..?
Am I dealing with the correct connection..?
Am I lying to myself..?
Am I wasting my time..?
Did I spent my time effectively..?
What went wrong..?
What has happened to me..?
What about my life..?
What will my future be..?”
My dear readers let me be direct ~ it’s only you who can answer these questions from your heart. ****************************
Moving forward ~ next year is about having a clear vision for your dreams. It is choosing capable and trust worth funder, investor or financier for your project, choosing a brighter future for you and that everything is “at stake“. Your future is at stake because if you do not capitalize on given opportunity ~ your children, your family will have no future. Your society is at stake because if you do not proceed with your project, your own community will be pulled apart. The future is uncertain. If you and the funder, investor or financiers that are working together fail to deliver ~ everyone will be in deep trouble. Therefore, you cannot afford to fail.
To be good leader or as project’s leader and who truly care for its people ~ you need to eat some humble pie; if you choose to remain stagnant and choose to rest on your past’s laurels, you will not progress or take you to the next level. Why am I saying all these? It is because more than 90% have failed, countless have not succeeded for 5,6,7,8,9,10 years and they keep repeating their failures! They continue failing after failing. Years after years.
Please learn that leadership of the 21st century requires listening & meeting needs, by collaborating with your chosen funder, investor or financier and not working against them. But sadly, there are many people who keep ‘continuing working‘with multiple funders, investors or financiers ~ even though they have found the one whom they can work with. What they did is to mass-distribute their project executive summary, project proposal / business plan round & round, they go pitching from one to another funder, investor or financier that can meet their project’s funding needs. These people constantly

7. continuing to do mass-marketing their erroneous project proposal / business plan that is full of mistakes, to everyone. They are looking for any funder, investor or financier whom can comply with their project’s funding requirement and not the other way round! It’s vice versa..! They want funder, investor or financier to comply with their terms.
But they forget who is giving and who is receiving?
That’s the reality and it's the truth. Like a proper gentlemen, somebody that stand to his word, and ~ in this case ~ someone who stands up for one’s mistake. But are you a true gentleman who admit own mistakes? Coming across as petty or cheapskate would not suit your project image, let alone your good name. If you cannot do a simple task to correct mistakes, what makes you think you can be a good leader to handle project worth 100s Million US/Euro Dollars of high stake..?
Besides unable to correct simple mistakes, there are people who are very good in making empty promises, spoken lies, boast full in making false-front, wrote statements / sentences but did not fulfill it, telling lies after lies after lies to cover all those lies, non-conformance to promises and many other deceive/cheats. I’m sure you know who you are and with such characters ~ do you think you can be a leader..? Are you a good leader or a great liar…?
A good leader will work with his/her chosen funder, investor or financier by re-aligning or recalibrating or re-engineering their project’s financial specification to suit or comply with his/her chosen funder, investor or financier founding's compliance requirements.
Ask yourself: Am I a good Leader….?
Lastly before I conclude, I would like to thank you for reading those many postings inside my blog. In fact by reading those information, you are already a Winner!
Why..?
It is because you have gained useful Knowledge and understand the intricacy and complexity in this industry which I hope will inspire you to be a future Champion!
Why champion..?
You will become a Champion,
when you close a deal. You become a successful person. In future, you will become a successful businessperson with honesty & integrity etc. Only then you become a true King.
I wish you a Happy New Year 2015.
I would like to hear from you. Email your views / inquiries to: dr.maher66@outlook.com
Regards