VISAKA - RuPay Card

1. RuPay Debit Card
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2. Steps to use RuPay Debit Card
• Access merchant
website and browse
through to purchase a
product/service.
• E.g. recharging BSNL
Mobile Number
online using RuPay
Debit Card.
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3. • After entering your
mobile number, go to
the payment page and
choose ‘RuPay Debit
Card’ as your mode of
payment under the
‘Payment’ option.
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4. First Transaction
(Needs Registration)
1. The cardholder will
have to register his
Rupay card for the
first transaction
online.
2. The cardholder will
enter all the correct
Rupay card details on
the payment screen viz
card number, expiry
date and CVD2.
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5. 3. An OTP (One
Time Password)
will be sent to the
cardholder’s
mobile number/
email-ID
registered with
the bank.
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6. 4. Customer has to
enter the OTP
received on his
mobile number/
email ID registered
with the bank.
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7. 5. The cardholder
will also be asked
to enter a phrase
and remember the
same for
identification in
future
transactions.
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8. 6. The Cardholder will then be shown a
scrambling PIN pad page.
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9. 7. The transaction will
be successful once
the correct ATM PIN
has been entered
using the scrambling
PIN pad and the
transaction has been
approved by the
bank post which a
success page will be
displayed to the card
holder.
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10. Subsequent Transaction
(Post Successful Registration Transaction)
1. On the merchant check-out page, the
customer has to enter correct RuPay card
information requested viz card number,
expiry date ad CVD.
2. Once the details of a registered Rupay
card have been entered the customer will
directly routed to the image selection
page for cardholder validation.
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11. 3. The cardholder
will have to
identify the correct
image(the one that
was registered
during the first
transaction) out of
20 random images
displayed.
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12. 4. In the next screen
after selecting the
correct image the
cardholder will be
displayed the ‘phrase’
that he had entered
during registered
along with the last
three online
transactions using
PaySecure made on
the ‘Rupay Debit
Card’.
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13. 5. The Cardholder
will have to enter
his correct ATM
PIN using mouse
clicks. Once the
correct PIN digits
are entered click
‘Submit’.
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14. 6. The transaction will
be successful once
the correct ATM PIN
has been entered
and the bank
approves the
transaction post
which a success page
will be displayed to
the customer.
Bharathiar University - VISAKA