This is a PDF copy of my Keynote presentation given to the Sales Institute (Ireland) at their 2014 annual conference. The title of the conference was 'Leveraging the Recovery'. As the title suggests my presentation focussed on how GloHealth, the newest entrant into the Irish private health insurance market, launched in 2012, has succeeded despite 250,000 people leaving this market. Key to that success has been the use of digital in taking on the incumbents. The presentation started with some background to the Irish health insurance market. The first key point was that digital selling is based on the same key principles as any good selling strategy, just because it is digital doesn't change that. Next I focussed on how digital helps level the playing field for new and challenger brands, the digital space is more virgin territory and suited to fighting bigger rivals. Critical to the success of digital selling is not to see it in a silo but as part of an overall sales funnel and path to sale which can ebb and flow between online and offline channels. Therefore integrating them is critical to success. The use of retargeting through google is important but more important is how it is used. Re-targeting the same adverts will reduce RoI, re-targeting must be based on what you learn from the consumer who visits your website. Finally I ended the presentation with some stats which showed that GloHealth had growth 3 to 4 times that or previous new entrants into the market place and had gained significant traction with corporate clients.