TALLER #13

1. 10.000.000$ INTERES (EFECTIVO ANUAL) 26,1%
1 AÑO No.PAGOS POR AÑO 12
1,95%
942.772,21$
#CUOTA VALOR CUOTA INTERES AMORTIZACION SALDO
0 $ $ $ 10.000.000$
1 $ 942.772 195.134$ $ 747.638,55 $ 9.252.361,45
2 $ 942.772 180.545$ $ 762.227,49 $ 8.490.133,96
3 $ 942.772 165.671$ $ 777.101,12 $ 7.713.032,84
4 $ 942.772 150.507$ $ 792.264,98 $ 6.920.767,86
5 $ 942.772 135.047$ $ 807.724,73 $ 6.113.043,13
6 $ 942.772 119.286$ $ 823.486,16 $ 5.289.556,97
7 $ 942.772 103.217$ $ 839.555,15 $ 4.450.001,82
8 $ 942.772 86.835$ $ 855.937,70 $ 3.594.064,13
9 $ 942.772 70.132$ $ 872.639,92 $ 2.721.424,21
10 $ 942.772 53.104$ $ 889.668,06 $ 1.831.756,14
11 $ 942.772 35.744$ $ 907.028,48 $ 924.727,66
12 $ 942.772 18.045$ $ 924.727,66 $ -
$ 11.313.266,52 $ 1.313.266,52 $ 10.000.000,00
(FUNCION PAGO)
TABLA DE AMORTIZACION CUOTA FIJA
VALOR TOTAL PRESTAMO
TASA INTERES MENSUAL
PLAZO (AÑOS)
VALOR DE CUOTA MENSUAL
(FUNCION TASA. NOMINAL )

2. GRADO8-E
$20.000.000INTERES(EFECTIVOANUAL)16,7%
4AÑOSNo.PAGOSPORAÑO12
1,29%
561.962,98$
#CUOTAVALORCUOTAINTERESAMORTIZACIONSALDO
0000$20.000.000
1561.963$$258.768303.195$$19.696.805
2561.963$$254.845307.118$$19.389.687
3561.963$$250.872311.091$$19.078.596
4561.963$$246.846315.116$$18.763.479
5561.963$$242.769319.194$$18.444.286
6561.963$$238.640323.323$$18.120.962
7561.963$$234.456327.507$$17.793.455
8561.963$$230.219331.744$$17.461.711
9561.963$$225.927336.036$$17.125.675
10561.963$$221.579340.384$$16.785.291
11561.963$$217.175344.788$$16.440.503
12561.963$$212.714349.249$$16.091.253
13561.963$$208.195353.768$$15.737.485
14561.963$$203.618358.345$$15.379.140
15561.963$$198.981362.982$$15.016.159
16561.963$$194.285367.678$$14.648.481
17561.963$$189.528372.435$$14.276.046
18561.963$$184.709377.254$$13.898.792
19561.963$$179.828382.135$$13.516.657
20561.963$$174.884387.079$$13.129.578
21561.963$$169.876392.087$$12.737.491
22561.963$$164.803397.160$$12.340.331
23561.963$$159.664402.299$$11.938.032
24561.963$$154.459407.504$$11.530.528
25561.963$$149.187412.776$$11.117.751
26561.963$$143.846418.117$$10.699.634
27561.963$$138.436423.527$$10.276.107
28561.963$$132.956429.007$$9.847.101
29561.963$$127.406434.557$$9.412.544
30561.963$$121.783440.180$$8.972.364
31561.963$$116.088445.875$$8.526.489
32561.963$$110.319451.644$$8.074.845
33561.963$$104.476457.487$$7.617.358
34561.963$$98.556463.407$$7.153.951
35561.963$$92.561469.402$$6.684.549
36561.963$$86.487475.476$$6.209.073
37561.963$$80.335481.628$$5.727.446
38561.963$$74.104487.859$$5.239.587
39561.963$$67.792494.171$$4.745.416
40561.963$$61.398500.565$$4.244.851
41561.963$$54.922507.041$$3.737.809
42561.963$$48.361513.602$$3.224.208
43561.963$$41.716520.247$$2.703.961
44561.963$$34.985526.978$$2.176.983
45561.963$$28.167533.796$$1.643.186
46561.963$$21.260540.703$$1.102.484
47561.963$$14.264547.699$$554.785
48561.963$$7.178554.785$$0
26.974.223$6.974.222,94$20.000.000,00$
VALORDECUOTAMENSUAL(FUNCIONPAGO)
TABLADEAMORTIZACIONCUOTAFIJA
TALLER#13AMORTIZACIONDECREDITOS(CUOTAFIJA)
NOMBREESTUDIANTE:DANIELGILLOPEZ
VALORTOTALPRESTAMO
PLAZO(AÑOS)
TASAINTERESMENSUAL(FUNCIONTASA.NOMINAL)

3. GRADO 8-E
12.000.000$ INTERES (EFECTIVO ANUAL) 23,7%
2 AÑOS No.PAGOS POR AÑO 12
1,79%
619.333,70$
#CUOTA VALOR CUOTA INTERES AMORTIZACION SALDO
0 0 0 0 12.000.000$
1 619.334$ 214.585$ 404.749$ $ 11.595.251
2 619.334$ 207.347$ 411.986$ $ 11.183.265
3 619.334$ 199.980$ 419.353$ $ 10.763.912
4 619.334$ 192.481$ 426.852$ $ 10.337.059
5 619.334$ 184.848$ 434.485$ $ 9.902.574
6 619.334$ 177.079$ 442.255$ $ 9.460.319
7 619.334$ 169.170$ 450.163$ $ 9.010.155
8 619.334$ 161.120$ 458.213$ $ 8.551.942
9 619.334$ 152.927$ 466.407$ $ 8.085.535
10 619.334$ 144.586$ 474.747$ $ 7.610.788
11 619.334$ 136.097$ 483.237$ $ 7.127.551
12 619.334$ 127.456$ 491.878$ $ 6.635.673
13 619.334$ 118.660$ 500.674$ $ 6.134.999
14 619.334$ 109.707$ 509.627$ $ 5.625.372
15 619.334$ 100.593$ 518.740$ $ 5.106.631
16 619.334$ 91.317$ 528.016$ $ 4.578.615
17 619.334$ 81.875$ 537.458$ $ 4.041.157
18 619.334$ 72.264$ 547.069$ $ 3.494.087
19 619.334$ 62.482$ 556.852$ $ 2.937.235
20 619.334$ 52.524$ 566.810$ $ 2.370.425
21 619.334$ 42.388$ 576.946$ $ 1.793.480
22 619.334$ 32.071$ 587.263$ $ 1.206.217
23 619.334$ 21.570$ 597.764$ $ 608.453
24 619.334$ 10.880$ 608.453$ $ 0
14.864.009$ 2.864.009$ 12.000.000$
VALOR DE CUOTA MENSUAL (FUNCION PAGO)
TABLA DE AMORTIZACION CUOTA FIJA
TALLER # 13 AMORTIZACION DE CREDITOS (CUOTA FIJA)
NOMBRE ESTUDIANTE: DANIEL GIL LOPEZ
VALOR TOTAL PRESTAMO
PLAZO (AÑOS)
TASA INTERES MENSUAL (FUNCION TASA. NOMINAL )

4. GRADO8-E
50.000.000$INTERES(EFECTIVOANUAL)18%
5AÑOSNo.PAGOSPORAÑO12
1,39%
1.233.670,08$
#CUOTAVALORCUOTAINTERESAMORTIZACIONSALDO
000050.000.000$
11.233.670$694.422$539.249$$49.460.751
21.233.670$686.932$546.738$$48.914.014
31.233.670$679.339$554.331$$48.359.682
41.233.670$671.640$562.030$$47.797.652
51.233.670$663.834$569.836$$47.227.817
61.233.670$655.920$577.750$$46.650.067
71.233.670$647.896$585.774$$46.064.293
81.233.670$639.761$593.909$$45.470.384
91.233.670$631.512$602.158$$44.868.226
101.233.670$623.149$610.521$$44.257.705
111.233.670$614.670$619.000$$43.638.705
121.233.670$606.073$627.597$$43.011.108
131.233.670$597.357$636.313$$42.374.795
141.233.670$588.519$645.151$$41.729.644
151.233.670$579.559$654.111$$41.075.533
161.233.670$570.475$663.195$$40.412.338
171.233.670$561.264$672.406$$39.739.932
181.233.670$551.925$681.745$$39.058.187
191.233.670$542.457$691.213$$38.366.974
201.233.670$532.857$700.813$$37.666.161
211.233.670$523.124$710.546$$36.955.614
221.233.670$513.255$720.415$$36.235.200
231.233.670$503.250$730.420$$35.504.780
241.233.670$493.106$740.564$$34.764.215
251.233.670$482.820$750.850$$34.013.366
261.233.670$472.392$761.278$$33.252.088
271.233.670$461.819$771.851$$32.480.237
281.233.670$451.100$782.571$$31.697.666
291.233.670$440.231$793.439$$30.904.227
301.233.670$429.211$804.459$$30.099.768
311.233.670$418.039$815.632$$29.284.137
321.233.670$406.711$826.959$$28.457.177
331.233.670$395.226$838.445$$27.618.733
341.233.670$383.581$850.089$$26.768.644
351.233.670$371.774$861.896$$25.906.748
361.233.670$359.804$873.866$$25.032.882
371.233.670$347.667$886.003$$24.146.879
381.233.670$335.362$898.308$$23.248.571
391.233.670$322.886$910.784$$22.337.788
401.233.670$310.237$923.433$$21.414.354
411.233.670$297.412$936.258$$20.478.096
421.233.670$284.409$949.261$$19.528.834
431.233.670$271.225$962.445$$18.566.389
441.233.670$257.858$975.812$$17.590.577
451.233.670$244.306$989.365$$16.601.213
461.233.670$230.565$1.003.105$$15.598.107
471.233.670$216.633$1.017.037$$14.581.070
481.233.670$202.508$1.031.162$$13.549.909
491.233.670$188.187$1.045.483$$12.504.425
501.233.670$173.667$1.060.003$$11.444.422
511.233.670$158.945$1.074.725$$10.369.697
521.233.670$144.019$1.089.651$$9.280.046
531.233.670$128.885$1.104.785$$8.175.261
541.233.670$113.542$1.120.129$$7.055.133
551.233.670$97.985$1.135.685$$5.919.447
561.233.670$82.212$1.151.458$$4.767.989
571.233.670$66.220$1.167.450$$3.600.539
581.233.670$50.006$1.183.664$$2.416.875
591.233.670$33.567$1.200.103$$1.216.771
601.233.670$16.899$1.216.771$$-
74.020.205$24.020.205$50.000.000$
VALORDECUOTAMENSUAL(FUNCIONPAGO)
TABLADEAMORTIZACIONCUOTAFIJA
TALLER#13AMORTIZACIONDECREDITOS(CUOTAFIJA)
NOMBREESTUDIANTE:DANIELGILLOPEZ
VALORTOTALPRESTAMO
PLAZO(AÑOS)
TASAINTERESMENSUAL(FUNCIONTASA.NOMINAL)