3. SET
GOALS.
If your finances are not as good as you
want them to be, start working on a six-
month plan to improve your record...read
the tips on the following pages for some
ideas!
5. AND THESE...
03
If seeking a loan with a value
ratio above 80%, consider
bringing it down to 80% or
below.
04
Reduce your living expenses for
three to six months before
applying.
7. LOOK TO
THE FUTURE.
If buying a home is
a goal of yours then
you might... MIGHT,
be able to take
advantage of these
once-in-a-lifetime
opportunities to get
into the market,
but please do your
homework first!