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   Homeowners                Workers
   Contractors Programs       Compensation
   Business Automobile       Restaurant Program
   Commercial Properties                              We are a multi-line agency          Our idea is clear and simple. A
                               Garage keeper’s
   General Liability                                   offering insurance products for     one-stop shop where you can
                               Liability
                                                       any need. We represent many         place all your insurance needs,
    1-4 Family Rental         Professional Liability
                                                        of the top carriers in the state,   personal or commercial. No
    Dwelling                  Business owners
   Special Events                                      and have a wide variety of          matter where your house is, or
                               Policies
                                                       products, giving us the ability     the size of it, nor how big or
    Automobile                Commercial
   Boat/Yacht/Jet Ski                                  to carefully rate and place your    small      your   business   is.
                               Umbrella
                                                       product in one location.            Guaranteed Solutions has the
    Umbrella Liability        Ocean Marine
   Motorcycle/Recreationa                                                                 insurance product for you. We
                               Vacant Buildings
                                                                                            have the ability to place even
    l Vehicle                 Childcare & Nursery
   Valuable Property                                                                       the most difficult risks, and
                               School Program
                                                                                           have a wide variety of products
    Classic Cars              Bonds
                                                                                           to be able to give you a
    Liquor Liability          Scheduled
   Disability                                                                              competitive rate. Lastly, we are
                               Equipment/Tools
   Auto Physical Damage                                                                   staffed by highly trained &
                               Boiler & Machinery
                                                                                            experienced professionals, to
                              Crime
                                                                                            give you exceptional customer
                              Special Events
                                                                                            service.
                              Automobile
QUICK QUOTES

    IMMEDIATE BINDING

    COMPETITIVE RATES


   -Yellow and Black Taxis
   -Church Vans
   -Charter Buses
   -Airport Shuttle
   -Medical Vans
   -Commercial Trucks
   ALSO AVAILABLE:
   -Motor Truck Cargo
   -Garage Keeper’s Legal
   Liability




                                                  GARAGE KEEPER’S
                                                  LIABILITY




-Body Repair & Collision         -New Tire Shops ( No Recaps)
-General Repair with & w/o Gas   -Motorcycle Repair
-Glass Installation              -Heavy Truck Repair Coverage
-Gas Stations with &             -Parking Lots
without Convenience Stores       -Mobile Auto Repair
-Car Washes
PROFESSIONAL LIABILITY


-Directors & Officers Liability                   -Community Associations
-Employment Practices Liability                   -Home Healthcare
-Miscellaneous Professional Liability             -Real Estate Brokers & Managers
-Architects & Engineers                           -Technology
-Lawyers Professional Liability                   -Mortgage Brokers -Broadcasters & Publishers
-Crime Insurance                                  -Home Inspectors
-Consultants Professional                         -Insurance Brokers




     SPECIAL EVENTS
  Coverage Features:
  -CGL coverage including medical                           -Amateur Sporting Events
  payments, food and beverage products.                     -Art Exhibits-Auctions, Book
  -Competitive Pricing.                                     Signings
  -Customized coverage to meet unique exposures.            -Bowling Tournaments
  -Friendly Service.                                        -Catered Affairs, fashion Shows
  -Host or Commercial Liquor Coverage available             -Fair and Festivals, Parades,
  -Lasting up to 3 days up to 5,000 daily attendees         -Political Fundraisers
  -Primary Limits up to $1,000,000/ $2,000,000              -Seminars, Weddings
                                                            -Social or Business Events.
Business Insurance



 -Our Business Owners Policies offers competitive
 pricing for all your Business.
 -Offering insurance service to any full service
 restaurant, take-out, Bars,
 -Taverns, Diners, Catering, Coastal Restaurants,
  franchises, adult entertainment and more.




Optional Coverage includes:                            Advantages:
-Loss of Income up to 12 month                      -Immediate Quotes
Actual Loss Sustained                               -In-house Binding Authority
-Money & Securities                                 -$1,000 Minimum Premiums
-Non-Owned & Hired Automobile                        -Friendly Service
-Signs
-Glass
-Equipment Breakdown
COMMERCIAL INSURANCE



The Commercial Package Policy can be customized to include any type of coverage offered,
from property and liability to auto, crime, inland marine and professional liability.
Commercial Package Policy allows for flexibility to design a policy to fit your needs.
The majority of package policies contain both, commercial property insurance and a
commercial general liability policy. Protection under a package policy is so important as it
addresses the following types of loss:
Property Insurance Coverage: Provides direct damage coverage on building(s) and/or
business personal property which is damaged and loss of property due to covered forms of
loss: fire, theft, burglary, vandalism or water damage (does not include damage cause by flood
water).

Business Income Coverage: Coverage for continuing expenses such as utility bills, net
income, monetary losses due to down time or extra expenses (costs of “above normal
expense”) needed to restore operations (such as additional property rental, employee over-
time) which resulted from a covered loss. A suspension or decrease in tuition income can
quickly result in a financial crisis making it difficult to maintain expenses and operating costs.
This valuable coverage can get schools back up and running quickly making this valuable
coverage indispensable.
Commercial Auto Liability &
                                                              Physical Damage Program


   -All vehicle Types                                            -High liability limits available
   -Physical damage, hired and non-owned,                       -Competitive Rates
   medical payments and rental
   reimbursement available




      CONTRACTORS


- Exclusive New Venture Artisan Program.
-All Lines including Worker’s Compensation, Auto &Umbrella.
-Admitted Carriers Available.
-Difficult Placements
-General Contractors
-Artisan/Trade Contractors:
      -Electrical              -Plumbing
      -Carpenters              -Heating/Air Conditioning
      -And many more…
VACANT BUILDINGS

Designed for your Residential, Commercial, and Industrial Building Risks.
-High Property Limit                                             -Property Limits available up to $3,000,000
-All Building types considered                                   -Liability limits available
Frame and non sprinklered                                        up to $1,000,000/ $2,000,000
up to $1,000,000                                                 -Buildings under renovation are eligible
All other construction and                                       -Low Minimum Premiums
non sprinklered up to $2,000,000                                 -Quick Turn Around and Friendly Services
All other construction                                           -package or monoline policies available
and sprinklered up to $ 3,000,000                                -3,6,9 or 12 month policy extensions
                                                                 by endorsement



Childcare & Nursery School
Programs
-Professional Liability is included at no extra charge.
-Child Molestation limits provided up to the General Liability
Limit at new Rates.
-$5,000 of Medical payments coverage is                               -Coverage is available for risks with pets, pools
included at no charge                                                 and Field Trips.
-Low minimum premiums                                                 -Completely revised Property rates for building,
-No liability deductible                                              contents and Business income.
                                                                      -Special Form and replacement Cost
                                                                      coverage available.
                                                                      -Value Plus endorsement provides
                                                                      coverage for 16 optional coverages.
Liquor Liability



Product Features:                            Eligible Classes Include, but not limited:
     -Broad appetite for virtually all                  -Bars, taverns, Adult Entertainment.
     classes and size risk                              -Restaurants
     -Credits available for responsible                 -Banquet Facilities
     vendors with a formal Third-Party                  -Country, Private and Fraternal Clubs
     server awareness-training program                  -Retail Stores, Distributors
     -Defense costs are outside the limit               -Operations Off Premise
     of liability (optional)                            -Caterers, Concessionaries, Breweries,
     -No deductible (optional)                          -Vineyards and Importers
     -Assault & Battery coverage available              -Special Events
     in most states (optional)
     -Limits up to $1,000,000 available
     (Higher limits may be available upon request)

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Insurance flyer

  • 1. Homeowners  Workers  Contractors Programs Compensation  Business Automobile  Restaurant Program  Commercial Properties  We are a multi-line agency Our idea is clear and simple. A Garage keeper’s  General Liability offering insurance products for one-stop shop where you can Liability  any need. We represent many place all your insurance needs, 1-4 Family Rental  Professional Liability of the top carriers in the state, personal or commercial. No Dwelling  Business owners  Special Events and have a wide variety of matter where your house is, or Policies  products, giving us the ability the size of it, nor how big or Automobile  Commercial  Boat/Yacht/Jet Ski to carefully rate and place your small your business is. Umbrella  product in one location. Guaranteed Solutions has the Umbrella Liability  Ocean Marine  Motorcycle/Recreationa  insurance product for you. We Vacant Buildings have the ability to place even l Vehicle  Childcare & Nursery  Valuable Property the most difficult risks, and School Program  have a wide variety of products Classic Cars  Bonds  to be able to give you a Liquor Liability  Scheduled  Disability competitive rate. Lastly, we are Equipment/Tools  Auto Physical Damage  staffed by highly trained & Boiler & Machinery experienced professionals, to  Crime give you exceptional customer  Special Events service.  Automobile
  • 2. QUICK QUOTES IMMEDIATE BINDING COMPETITIVE RATES -Yellow and Black Taxis -Church Vans -Charter Buses -Airport Shuttle -Medical Vans -Commercial Trucks ALSO AVAILABLE: -Motor Truck Cargo -Garage Keeper’s Legal Liability GARAGE KEEPER’S LIABILITY -Body Repair & Collision -New Tire Shops ( No Recaps) -General Repair with & w/o Gas -Motorcycle Repair -Glass Installation -Heavy Truck Repair Coverage -Gas Stations with & -Parking Lots without Convenience Stores -Mobile Auto Repair -Car Washes
  • 3. PROFESSIONAL LIABILITY -Directors & Officers Liability -Community Associations -Employment Practices Liability -Home Healthcare -Miscellaneous Professional Liability -Real Estate Brokers & Managers -Architects & Engineers -Technology -Lawyers Professional Liability -Mortgage Brokers -Broadcasters & Publishers -Crime Insurance -Home Inspectors -Consultants Professional -Insurance Brokers SPECIAL EVENTS Coverage Features: -CGL coverage including medical -Amateur Sporting Events payments, food and beverage products. -Art Exhibits-Auctions, Book -Competitive Pricing. Signings -Customized coverage to meet unique exposures. -Bowling Tournaments -Friendly Service. -Catered Affairs, fashion Shows -Host or Commercial Liquor Coverage available -Fair and Festivals, Parades, -Lasting up to 3 days up to 5,000 daily attendees -Political Fundraisers -Primary Limits up to $1,000,000/ $2,000,000 -Seminars, Weddings -Social or Business Events.
  • 4. Business Insurance -Our Business Owners Policies offers competitive pricing for all your Business. -Offering insurance service to any full service restaurant, take-out, Bars, -Taverns, Diners, Catering, Coastal Restaurants, franchises, adult entertainment and more. Optional Coverage includes: Advantages: -Loss of Income up to 12 month -Immediate Quotes Actual Loss Sustained -In-house Binding Authority -Money & Securities -$1,000 Minimum Premiums -Non-Owned & Hired Automobile -Friendly Service -Signs -Glass -Equipment Breakdown
  • 5. COMMERCIAL INSURANCE The Commercial Package Policy can be customized to include any type of coverage offered, from property and liability to auto, crime, inland marine and professional liability. Commercial Package Policy allows for flexibility to design a policy to fit your needs. The majority of package policies contain both, commercial property insurance and a commercial general liability policy. Protection under a package policy is so important as it addresses the following types of loss: Property Insurance Coverage: Provides direct damage coverage on building(s) and/or business personal property which is damaged and loss of property due to covered forms of loss: fire, theft, burglary, vandalism or water damage (does not include damage cause by flood water). Business Income Coverage: Coverage for continuing expenses such as utility bills, net income, monetary losses due to down time or extra expenses (costs of “above normal expense”) needed to restore operations (such as additional property rental, employee over- time) which resulted from a covered loss. A suspension or decrease in tuition income can quickly result in a financial crisis making it difficult to maintain expenses and operating costs. This valuable coverage can get schools back up and running quickly making this valuable coverage indispensable.
  • 6. Commercial Auto Liability & Physical Damage Program -All vehicle Types -High liability limits available -Physical damage, hired and non-owned, -Competitive Rates medical payments and rental reimbursement available CONTRACTORS - Exclusive New Venture Artisan Program. -All Lines including Worker’s Compensation, Auto &Umbrella. -Admitted Carriers Available. -Difficult Placements -General Contractors -Artisan/Trade Contractors: -Electrical -Plumbing -Carpenters -Heating/Air Conditioning -And many more…
  • 7. VACANT BUILDINGS Designed for your Residential, Commercial, and Industrial Building Risks. -High Property Limit -Property Limits available up to $3,000,000 -All Building types considered -Liability limits available Frame and non sprinklered up to $1,000,000/ $2,000,000 up to $1,000,000 -Buildings under renovation are eligible All other construction and -Low Minimum Premiums non sprinklered up to $2,000,000 -Quick Turn Around and Friendly Services All other construction -package or monoline policies available and sprinklered up to $ 3,000,000 -3,6,9 or 12 month policy extensions by endorsement Childcare & Nursery School Programs -Professional Liability is included at no extra charge. -Child Molestation limits provided up to the General Liability Limit at new Rates. -$5,000 of Medical payments coverage is -Coverage is available for risks with pets, pools included at no charge and Field Trips. -Low minimum premiums -Completely revised Property rates for building, -No liability deductible contents and Business income. -Special Form and replacement Cost coverage available. -Value Plus endorsement provides coverage for 16 optional coverages.
  • 8. Liquor Liability Product Features: Eligible Classes Include, but not limited: -Broad appetite for virtually all -Bars, taverns, Adult Entertainment. classes and size risk -Restaurants -Credits available for responsible -Banquet Facilities vendors with a formal Third-Party -Country, Private and Fraternal Clubs server awareness-training program -Retail Stores, Distributors -Defense costs are outside the limit -Operations Off Premise of liability (optional) -Caterers, Concessionaries, Breweries, -No deductible (optional) -Vineyards and Importers -Assault & Battery coverage available -Special Events in most states (optional) -Limits up to $1,000,000 available (Higher limits may be available upon request)