2. • Myth #1: PERSONAL INJURY CLAIMS ARE
“EASY MONEY”
• In a local personal injury case, you may possibly
be compensated for costs, or “damages” you
incurred or will incur as a result of your injury.
Typical personal injury damages include:
• Medical costs (ambulance, ER, hospitalization,
surgery, and prescriptions)
• Wage loss due to the injury
• Compensation for pain and strain
3. MYTH #2: I CAN FILE AT ANY TIME.
• Keep in mind that local “statute of limitations” on
personal injury claims may set a time restriction on
how long you have to file a personal injury lawsuit.
• If your lawsuit is filed after time expires, you may
have lost your case forever. F
4. MYTH #3: THE AT-FAULT DRIVER’S
AUTOMOBILE INSURANCE COMPANY SHOULD
PAY FOR MY MEDICAL BILLS AS THEY ARE
INCURRED.
• The at-fault driver’s automobile insurance company
will generally not pay for your medical bills caused
by a car wreck until a final settlement is reached. In
fact, they are not technically required to pay you
anything until a court enters a judgment against
their insured driver. I
5. MYTH #4: AS THE PLAINTIFF, I AM
GUARANTEED COMPENSATION.
• Understand that each local personal injury case is
different and is judged based upon its own unique
characteristics and circumstances. There is no
guarantee that you will win your case.
6. MYTH #5: MY CASE WILL TAKE “FOREVER” TO
FINISH.
• In reality, many personal injury cases can be
resolved within 8-12 months. If the parties elect
to settle the matter before filing a lawsuit, a
quicker resolution may be reached.
7. • Myth #6: I HAVE MORE THAN ONE
OPPORTUNITY TO BE COMPENSATED FOR
MY INJURIES.
• Once a personal injury case is settled with the
insurance company or a verdict is entered by the court,
the result is typically final. If you settle your case in full
with the insurance company, you are waiving your right
to pursue further compensation.
8. • Myth #7: I DON’T NEED TO CONSULT A
LAWYER.
• Not all personal injury accidents require legal
representation. However, you want to ensure you fully
understand the legal issues involved in your case, the
procedures and processes involved, and the time
limitations for asserting your claim.