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NOVAS FRONTEIRAS DO SEGURO:
HOJE E AMANHÃ NA ERA DIGITAL:
Apple’s App Store Revenues Could Top Global Box Office in 2018
The advent of 3D biological
printing will enable
unlimited,economicalaccess to
organsaroundthe world.
30 passos lineares
30 metros
1
2
3
4
5
30
...
30 passos exponenciais
26 voltas na
Terra
1, 2, 4, 8, 16, 32...1.073.741.824 metros
“ A maior deficiência da raça humana é a sua
incapacidade de compreender a Função exponencial”
- Albert Barlett
30 passos lineares
30 metros
1
2
3
4
5
30
...
30 passos exponenciais
26 voltas na
Terra
1, 2, 4, 8, 16, 32...1.073.741.824 metros
“ A maior deficiência da raça humana é a sua
incapacidade de compreender a Função exponencial”
- Albert Barlett
Digital Vortex : How Digital Disruption Is Redefining Industries
Source:BCG/Morgan Stanley
Onde estamos?
Source:http://www.entrepreneur.com/article/250095
“In my previous life as a McKinsey
consultant, I advised the top
insurance companies on projects
that were, at their core, incremental.
They were always about increasing
the productivity of the agent-based
salesforce, or improving the
efficiency of paper-based claims
operations. In other words, what I
was doing was putting the dinosaur
on a diet and prodding it with a
stick.”
Jennifer Fitzgerald
Founder & CEO, PolicyGenius
“I think insurance is in the Stone Age while other
people are circling Mars.” – October 29, 2015
“(Insurance) is an industry that has been
lagging behind every other industry – it has
been paralyzed. Either you understand it and
you move towards the forefront of
change…or this industry will disappear.” –
May 27, 2015
“We don’t necessarily control the direction of
technology. We are definitely trying to
embrace it and make sure that we can
account for it and frankly benefit from it.” –
August 19, 2015
Mark Wilson
CEO, Aviva plc
Mario Greco
CEO, Generali Group
Glenn Renwick
CEO, Progressive Corp.
www.cbinsights.com
Tech Giant Select Insurance Investments/JVs/Partnerships/Initiatives
www.cbinsights.com
Big Techs começam a gostar do jogo...
‘AI IS THE NEW ELECTRICITY’
“Just as electricity transformed
almost everything 100 years ago,
today I actually have a hard time
thinking of an industry that I don’t
think AI will transform in the next
several years.”
Andrew Ng
Former chief scientist at Baidu, Co-founder at Coursera
Estamos imersos em um oceano de dados: 2,5 quintilhões de bytes gerados por dia!
Competitors were given
four hours to review five
non-disclosure
agreements (NDAs) and
identify 30 legal issues,
including arbitration,
confidentiality of
relationship, and
indemnification.
The human lawyers
achieved, on average, an
85 percent accuracy rate,
while the AI achieved 95
percent accuracy. The AI
also completed the task in
26 seconds, while the
human lawyers took 92
minutes on average.
a
n
3
,
0
0
0
s
t
o
r
i
e
s
p
e
r
q
u
a
r
Caofeidian
Devin Wenig
CEO,eBay
www.cbinsights.com 48forbes.com/sites/shoptalk/2017/03/28/6-key-takeaways-from-shoptalk-2017-an-insiders-perspective/#29aa560b24ab
•“If you don’t have an AI
strategy, you are going to
die in the world that’s
coming.”
Sundar Pichai, CEO Google
ON-DEMAND INSURANCE
Enabledbysmartphonesandon-demand,ratherthanannual coverage.
Source:http://cdixon.org/2011/02/05/selling-pickaxes-during-a-gold-rush/
“The new Internet insurance company will
meet the growing demand for diversified,
customized, and scenario-based insurance
products.
Scenario-based insurance consists of small,
situational protection offered for high-
frequency location-based or internet
transactions such as OTApurchases, O2O
services such as dining or tickets, e-
commerce and other transactions.”
“Consumer expectations are that we
should be able to get what we want, when
we want and all from our personaldevices;
why should car insurance be any
different?”
www.cbinsights.com
Nos próximos 20 -30 anos, não teremos apenas uma nova
geração, teremos uma nova civilização...
Obrigado!

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12º Insurance Service Meeting - Cezar Taurion

  • 1. Cezar Taurion NOVAS FRONTEIRAS DO SEGURO: HOJE E AMANHÃ NA ERA DIGITAL:
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  • 5. Apple’s App Store Revenues Could Top Global Box Office in 2018
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  • 11. The advent of 3D biological printing will enable unlimited,economicalaccess to organsaroundthe world.
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  • 14. 30 passos lineares 30 metros 1 2 3 4 5 30 ... 30 passos exponenciais 26 voltas na Terra 1, 2, 4, 8, 16, 32...1.073.741.824 metros “ A maior deficiência da raça humana é a sua incapacidade de compreender a Função exponencial” - Albert Barlett
  • 15. 30 passos lineares 30 metros 1 2 3 4 5 30 ... 30 passos exponenciais 26 voltas na Terra 1, 2, 4, 8, 16, 32...1.073.741.824 metros “ A maior deficiência da raça humana é a sua incapacidade de compreender a Função exponencial” - Albert Barlett
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  • 23. Digital Vortex : How Digital Disruption Is Redefining Industries
  • 25. Source:http://www.entrepreneur.com/article/250095 “In my previous life as a McKinsey consultant, I advised the top insurance companies on projects that were, at their core, incremental. They were always about increasing the productivity of the agent-based salesforce, or improving the efficiency of paper-based claims operations. In other words, what I was doing was putting the dinosaur on a diet and prodding it with a stick.” Jennifer Fitzgerald Founder & CEO, PolicyGenius
  • 26. “I think insurance is in the Stone Age while other people are circling Mars.” – October 29, 2015 “(Insurance) is an industry that has been lagging behind every other industry – it has been paralyzed. Either you understand it and you move towards the forefront of change…or this industry will disappear.” – May 27, 2015 “We don’t necessarily control the direction of technology. We are definitely trying to embrace it and make sure that we can account for it and frankly benefit from it.” – August 19, 2015 Mark Wilson CEO, Aviva plc Mario Greco CEO, Generali Group Glenn Renwick CEO, Progressive Corp. www.cbinsights.com
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  • 28. Tech Giant Select Insurance Investments/JVs/Partnerships/Initiatives www.cbinsights.com Big Techs começam a gostar do jogo...
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  • 32. ‘AI IS THE NEW ELECTRICITY’ “Just as electricity transformed almost everything 100 years ago, today I actually have a hard time thinking of an industry that I don’t think AI will transform in the next several years.” Andrew Ng Former chief scientist at Baidu, Co-founder at Coursera
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  • 34. Estamos imersos em um oceano de dados: 2,5 quintilhões de bytes gerados por dia!
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  • 40. Competitors were given four hours to review five non-disclosure agreements (NDAs) and identify 30 legal issues, including arbitration, confidentiality of relationship, and indemnification. The human lawyers achieved, on average, an 85 percent accuracy rate, while the AI achieved 95 percent accuracy. The AI also completed the task in 26 seconds, while the human lawyers took 92 minutes on average.
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  • 48. ON-DEMAND INSURANCE Enabledbysmartphonesandon-demand,ratherthanannual coverage. Source:http://cdixon.org/2011/02/05/selling-pickaxes-during-a-gold-rush/ “The new Internet insurance company will meet the growing demand for diversified, customized, and scenario-based insurance products. Scenario-based insurance consists of small, situational protection offered for high- frequency location-based or internet transactions such as OTApurchases, O2O services such as dining or tickets, e- commerce and other transactions.” “Consumer expectations are that we should be able to get what we want, when we want and all from our personaldevices; why should car insurance be any different?” www.cbinsights.com
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  • 51. Nos próximos 20 -30 anos, não teremos apenas uma nova geração, teremos uma nova civilização...
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