SlideShare uma empresa Scribd logo
1 de 24
A Mortgage Company Built for Real Estate Agents
Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
Presented By: John Smith, Vice President of Mortgage Lending
About Guaranteed Rate
2 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
One of the 10 Largest Retail
Mortgage Lenders in the US
3 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
• Founded in 2000 by President and CEO Victor Ciardelli
• Licensed in all 50 states and Washington D.C.
• Approximately 170 offices nationwide
• $12.4 billion in 2014 closed loan volume
Industry Leading Customer Service
4 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
High Net Promoter Score (NPS)
5 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
• NPS is a tool that lets us know how
happy our clients are with our products
and services. And they are very happy.
We exceeded the financial service
industry’s average score by 48 points in
2014, and scored a company best 84
NPS score in the fourth quarter.
Accolades
6 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
Guaranteed Rate ranked #1 in retail
volume on the 2014 “Top Mortgage
Lenders” list in the June 2015 issue
of Scotsman Guide. It is the second
consecutive year that Guaranteed Rate
has received this ranking.
Inc. Magazine named Guaranteed Rate
the #4 private company job creator in
the U.S. in their 2013 Hire Power Awards,
and #1 ranked job creator in the real estate
category.
Guaranteed Rate has more loan officers
ranked on the Mortgage Executive,
Scotsman Guide and Origination News
“Top Originators” lists than any other
bank or mortgage company.
The Chicago Tribune has named
Guaranteed Rate to its “Top Workplaces”
list four out of the last five years.
Guaranteed Rate was named #1
mortgage company in America by
Mortgage Executive Magazine in 2012.
Additionally, Guaranteed Rate President
and CEO Victor Ciardelli was named
Mortgage Executive Magazine “CEO of
the Year” in 2012 and 2013.
Committed to technology, Guaranteed
Rate received the Built in Chicago Moxie
Award in 2013 for its cutting-edge online
loan application.
7 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
Ty Pennington – Our Spokesperson
• TV host
• Featured on guaranteedrate.com,
Partner Xchange, and in our
national advertising campaign
• National TV commercials
• Scheduled to appear at various
events nationwide
Our Competitive Advantage
• Fast and transparent mortgage process
• In-house underwriting and closing
• 24-48 hour underwriting turn times
• Full product offering with top lending institutions
• FHA loans and in-house FHA underwriting
• FHA/FNMA in-house condo approvals
• Full FHA 203(k) department
• VA & USDA loans
• Jumbo financing experts
• Partner Xchange: px.guaranteedrate.com
8 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
A Mortgage Company Built for
Realtors
9 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
Your Partner for Every Phase of a Transaction
10 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
Real-time
buyer
approvals
24/7 Loan
Status
More financing
options than
Big Banks
Local
appraisers
Marketing
benefits
11 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
The World’s First Digital Mortgage!
• Choose their own loan type
• Get their FREE CREDIT SCORES from
all 3 credit bureaus
• Securely upload & digitally sign
their loan documents
• Get a REAL ONLINE APPROVAL with
our automated underwriting engine
In just minutes, your clients can:
By completing these steps, your clients can earn $250*!
*"Earn $250" is a closing cost credit of $250 (the “Credit”) to be applied at closing and cannot be redeemed for cash. To
qualify for the Credit, applicant(s) must complete the full loan application online, digitally sign application documents
including credit report authorization, and upload required loan documents via applicant’s secure Digital Mortgage account.
Not all applicants, loan amounts or loan types will qualify for the Credit. Borrower subject to credit and underwriting
approval. Not all borrowers will be approved for financing. Receipt of borrower’s application does not represent an approval
for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and visit
www.guaranteedrate.com/restrictions.
24/7 Loan Status for You and Your Buyers
12 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
With automated email notifications for each step of the process
Exclusively for Members of Partner Xchange
Close More Deals with More Financing Options
We can provide options where the Big Banks may fall short
13 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
• Over 40 lenders available
• Direct lender with Fannie Mae/Freddie Mac/Ginnie Mae, Fixed & ARM
• 97% financing available with PMI: SFR & condos (first time buyers)
• Up to 90% CLTV piggyback loans
• Fixed & HELOC available
• State bond programs available
Comprehensive Set of Jumbo Options
14 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
• 20+ correspondent lenders available
• 20+ wholesale lenders available
• Non-warrantable condominium options available
• 90% LTV with no monthly MI on SFR/condominium to
$850,000 as 5/1 or 7/1 LIBOR ARM
• 85% LTV with no monthly MI to 1,500,000 as 30 year
fixed
• 80% LTV to $2,500,000
• 70% LTV to $3,000,000
• In-house delegation to $3,000,000
• 50% DTI
• Foreign national programs
• ARM interest only available
We Work with Local Appraisers Who Know
Your Market
15 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
Dedicated panel of local appraisers who are experts in your area/market
Note: Select Jumbo investors may require third-party appraisal management company
Marketing Benefits
16 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
Free Informative e-books
17 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
These jargon-free downloadable e-books are full of great
information and available for instant download on my website!
Partner Xchange
The Partner Xchange is focused on helping you
double your business and dominate your market
with advice from the top 10% of agents nationally
in four key areas:
• Marketing
• Business Development
• Building a Team
• Using Smart Technology
18 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
Combined annual volume
of PX agents is $7 billion!
Partner Xchange
Exclusive features include:
• Master Classes with in-depth interviews
from top agents across the nation
• Loan Status Monitor
• Property flyers
• Referral Xchange
• Enjoy magazine
• Informative e-books
• Widgets
19 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
Execute Proven Joint Marketing Campaigns
Postcards
20 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
• Just Listed and Just Sold Postcards
• Other neighborhood postcards
• Targeted mailings/prospecting
• Client retention – mailings to current clients
We’ll Help You Use Social Media Effectively
21 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
Our video library of more than 200 short tips and our Social Media e-book
will teach you the fundamentals
We Organize Fun and Engaging Events
22 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
Get foot traffic to your open houses
Increase Visibility
Realtors can work with their Guaranteed Rate loan officer to sponsor catering
and provide marketing materials for open houses, first time homebuyer
seminars, client appreciation and professional networking events.
• Decorating Class for your new home
• Homebuyer Seminar with expert panel
• Family Photo Shoot
• Open Houses/Home Tours
• Social Media and iPad Trainings
• Block Parties
Guaranteed Rate Foundation Scholarship
23 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
Open to children and grandchildren of Partner Xchange members
Four $40,000 scholarships awarded every year
24 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
Guaranteed Rate:
A Mortgage Company Built for Real Estate Agents
NMLS ID #2611, (Nationwide Mortgage Licensing System www.nmlsconsumeraccess.org) • AL - Lic# 21566 • AK - Lic#AK2611 • AR - Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravenswood, Chicago IL
60613 866-934-7283 • AZ - Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License # BK-0907078 • CA - Licensed by the Department of Business
Oversight, Division of Corporations under the California Residential Mortgage Lending Act Lic #4130699 • CO - Guaranteed Rate, Inc. Regulated by the Division of Real Estate, 773-290-0505 • CT - Lic
#17196 • DE - Lic # 9436 • DC - Lic #MLB 2611 • FL - Lic# MLD1102 • GA - Residential Mortgage Licensee #20973 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • HI - Lic#HI-2611 • ID - Guaranteed Rate,
Inc. Lic #MBL-5827 • IL - Residential Mortgage Licensee - IDFPR, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, 312-793-3000, 3940 N. Ravenswood Ave., Chicago, IL 60613
#MB.0005932 • IN - Lic #11060 & #10332 • IA - Lic #2005-0132 • KS - Licensed Mortgage Company - Guaranteed Rate, Inc. - License #MC.0001530 • KY - Mortgage Company Lic #MC20335 • LA - Lic
#2866 • ME - Lic #SLM11302 • MD - Lic #13181 • MA - Guaranteed Rate, Inc. - Mortgage Lender & Mortgage Broker License MC 2611 • MI - Lic #FR0018846 & SR0018847 • MN - Lic #MN-MO 20526478 • MS
- Guaranteed Rate, Inc. 3940 N. Ravenswood Ave., Chicago, IL 60613 - Mississippi Licensed Mortgage Company, Lic # 2611 • MO - Guaranteed Rate Lic # 12-1744-A • MT - Lic# 2611 • Licensed in NJ:
Licensed Mortgage Banker - NJ Department of Banking & Insurance • NE - Lic #1811 • NV - Lic #3162 & 3161 • NH - Guaranteed Rate, Inc. dba Guaranteed Rate of Delaware, licensed by the New
Hampshire Banking Department - Lic # 13931-MB • NM - Lic #01995 • NY - Licensed Mortgage Banker - NYS Department of Financial Services- 3940 N Ravenswood, Chicago, IL 60613 Lic # B500887• NC -
Lic #L-109803 • ND - Lic #MB101818 • OH - Lic #MB0804160.000 & Lic #SM.501367.000 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • OK - Lic # MB001713 • OR - Lic #ML-3836 - 3940 N. Ravenswood
Ave., Chicago, IL 60613 • PA - Licensed by the Pennsylvania Department of Banking and Securities Lic #20371 • RI - Rhode Island Licensed Lender Lic # 20102682LL, RI - Rhode Island Licensed Loan
Broker Lic # 20102681LB • SC - Lic #-MLS - 2611 • SD - Lic# ML.04997 • TN - Lic #109179 • TX - Lic # 50426 & Lic # 47207 • UT - Lic #7495184 • VT - Lic #2611-1 & 0930 MB • VA - Guaranteed Rate, Inc. -
Licensed by Virginia State Corporation Commission, License # MC-3769 • WA - Lic #CL-2611 • WI - Lic #27394BA & 2611BR • WV - Lic #ML-30469 & MB-30098 • WY - Lic#2247
Brett Butler
Vice President of Mortgage Lending
P: 847.592.9547
C: 703.395.7188
Brett.Butler@guaranteedrate.com
www.guaranteedrate.com/brettbutler
NMLS ID:1296302 IL - 031.0031314 MB.0005932

Mais conteúdo relacionado

Mais procurados

SCRIPT-a-PALOOZA 2019 transcript
SCRIPT-a-PALOOZA 2019 transcriptSCRIPT-a-PALOOZA 2019 transcript
SCRIPT-a-PALOOZA 2019 transcriptMortgage Coach
 
Mortgage Coach Scripts and email templates
Mortgage Coach Scripts and email templatesMortgage Coach Scripts and email templates
Mortgage Coach Scripts and email templatesMortgage Coach
 
oDesk Freelancer Manual
oDesk Freelancer ManualoDesk Freelancer Manual
oDesk Freelancer ManualElance-oDesk
 
Century 21 Listing Presentation
Century 21 Listing Presentation Century 21 Listing Presentation
Century 21 Listing Presentation Jacqueline Richmond
 
How to Repair Your Credit On Your Own [DIY GUIDE]
How to Repair Your Credit On Your Own [DIY GUIDE]How to Repair Your Credit On Your Own [DIY GUIDE]
How to Repair Your Credit On Your Own [DIY GUIDE]Really Bad Credit Offers
 
Blockchain architected
Blockchain architectedBlockchain architected
Blockchain architectedIBM Sverige
 
Seller-Financing Crash Course
Seller-Financing Crash CourseSeller-Financing Crash Course
Seller-Financing Crash CourseMatthew Chan
 
Listing Presentation 2022.pdf
Listing Presentation 2022.pdfListing Presentation 2022.pdf
Listing Presentation 2022.pdfAustin Choi
 
Multifamily investing
Multifamily investingMultifamily investing
Multifamily investingk_takhar1
 
Billionaire secrets revealed 2019
Billionaire secrets revealed 2019Billionaire secrets revealed 2019
Billionaire secrets revealed 2019Bizeducator.com
 
The Perfect Intro Slides from Clay Hebert
The Perfect Intro Slides from Clay HebertThe Perfect Intro Slides from Clay Hebert
The Perfect Intro Slides from Clay HebertMortgage Coach
 
Buyer Presentation - Best Listing Presentation.com
Buyer Presentation - Best Listing Presentation.comBuyer Presentation - Best Listing Presentation.com
Buyer Presentation - Best Listing Presentation.comBest Listing Presentation
 
The State of Decentralized Perpetual Protocols | CoinGecko
The State of Decentralized Perpetual Protocols | CoinGeckoThe State of Decentralized Perpetual Protocols | CoinGecko
The State of Decentralized Perpetual Protocols | CoinGeckoCoinGecko
 
A Complete Guide On Diem Blockchain
A Complete Guide On Diem BlockchainA Complete Guide On Diem Blockchain
A Complete Guide On Diem Blockchain101 Blockchains
 
25 real estate lead generators
25 real estate lead generators 25 real estate lead generators
25 real estate lead generators Fit Small Business
 
Keeping Current Matters slides for Mortgage Coach community about rising Inte...
Keeping Current Matters slides for Mortgage Coach community about rising Inte...Keeping Current Matters slides for Mortgage Coach community about rising Inte...
Keeping Current Matters slides for Mortgage Coach community about rising Inte...Mortgage Coach
 

Mais procurados (20)

SCRIPT-a-PALOOZA 2019 transcript
SCRIPT-a-PALOOZA 2019 transcriptSCRIPT-a-PALOOZA 2019 transcript
SCRIPT-a-PALOOZA 2019 transcript
 
Mortgage Coach Scripts and email templates
Mortgage Coach Scripts and email templatesMortgage Coach Scripts and email templates
Mortgage Coach Scripts and email templates
 
oDesk Freelancer Manual
oDesk Freelancer ManualoDesk Freelancer Manual
oDesk Freelancer Manual
 
Century 21 Listing Presentation
Century 21 Listing Presentation Century 21 Listing Presentation
Century 21 Listing Presentation
 
How to Repair Your Credit On Your Own [DIY GUIDE]
How to Repair Your Credit On Your Own [DIY GUIDE]How to Repair Your Credit On Your Own [DIY GUIDE]
How to Repair Your Credit On Your Own [DIY GUIDE]
 
Blockchain architected
Blockchain architectedBlockchain architected
Blockchain architected
 
Seller-Financing Crash Course
Seller-Financing Crash CourseSeller-Financing Crash Course
Seller-Financing Crash Course
 
Listing Presentation 2022.pdf
Listing Presentation 2022.pdfListing Presentation 2022.pdf
Listing Presentation 2022.pdf
 
Prospecting
ProspectingProspecting
Prospecting
 
Multifamily investing
Multifamily investingMultifamily investing
Multifamily investing
 
Real Estate Concierge Listing Presentation
Real Estate Concierge Listing PresentationReal Estate Concierge Listing Presentation
Real Estate Concierge Listing Presentation
 
Billionaire secrets revealed 2019
Billionaire secrets revealed 2019Billionaire secrets revealed 2019
Billionaire secrets revealed 2019
 
The Perfect Intro Slides from Clay Hebert
The Perfect Intro Slides from Clay HebertThe Perfect Intro Slides from Clay Hebert
The Perfect Intro Slides from Clay Hebert
 
Buyer Presentation - Best Listing Presentation.com
Buyer Presentation - Best Listing Presentation.comBuyer Presentation - Best Listing Presentation.com
Buyer Presentation - Best Listing Presentation.com
 
The Mortgage Process
The Mortgage ProcessThe Mortgage Process
The Mortgage Process
 
The State of Decentralized Perpetual Protocols | CoinGecko
The State of Decentralized Perpetual Protocols | CoinGeckoThe State of Decentralized Perpetual Protocols | CoinGecko
The State of Decentralized Perpetual Protocols | CoinGecko
 
A Complete Guide On Diem Blockchain
A Complete Guide On Diem BlockchainA Complete Guide On Diem Blockchain
A Complete Guide On Diem Blockchain
 
25 real estate lead generators
25 real estate lead generators 25 real estate lead generators
25 real estate lead generators
 
Keeping Current Matters slides for Mortgage Coach community about rising Inte...
Keeping Current Matters slides for Mortgage Coach community about rising Inte...Keeping Current Matters slides for Mortgage Coach community about rising Inte...
Keeping Current Matters slides for Mortgage Coach community about rising Inte...
 
Cultural Competence for Law Firms
Cultural Competence for Law FirmsCultural Competence for Law Firms
Cultural Competence for Law Firms
 

Destaque

Accellion TechEd - Social Media
Accellion TechEd - Social Media Accellion TechEd - Social Media
Accellion TechEd - Social Media Ryan Swindall
 
הכנה לפרישה תכנון פיננסי
הכנה לפרישה תכנון פיננסיהכנה לפרישה תכנון פיננסי
הכנה לפרישה תכנון פיננסיAvi Rosenthal
 
Autonome voertuigen
Autonome voertuigenAutonome voertuigen
Autonome voertuigenpaullacko
 
Hdf5 parallel
Hdf5 parallelHdf5 parallel
Hdf5 parallelmfolk
 
Megan- Constructivism theory
Megan- Constructivism theoryMegan- Constructivism theory
Megan- Constructivism theoryTechforEd
 
USS New York LPD 21 Commisioning
USS New York LPD 21  CommisioningUSS New York LPD 21  Commisioning
USS New York LPD 21 Commisioningmgysgtcarr
 
Conferencia Magistral: Lo humano, lo ético, la educación
Conferencia Magistral: Lo humano, lo ético, la educaciónConferencia Magistral: Lo humano, lo ético, la educación
Conferencia Magistral: Lo humano, lo ético, la educaciónAlexander Perdomo
 
Assessment of river_plan_change_using_rs_and_gis_technique
Assessment of river_plan_change_using_rs_and_gis_techniqueAssessment of river_plan_change_using_rs_and_gis_technique
Assessment of river_plan_change_using_rs_and_gis_techniquesyafruddin rauf
 
Gerencia industrial johnny la rovere
Gerencia industrial   johnny la rovereGerencia industrial   johnny la rovere
Gerencia industrial johnny la rovereJohnny La Rovere
 

Destaque (20)

Accellion TechEd - Social Media
Accellion TechEd - Social Media Accellion TechEd - Social Media
Accellion TechEd - Social Media
 
Tabla2
Tabla2Tabla2
Tabla2
 
הכנה לפרישה תכנון פיננסי
הכנה לפרישה תכנון פיננסיהכנה לפרישה תכנון פיננסי
הכנה לפרישה תכנון פיננסי
 
WASJ JOURNAL
WASJ JOURNALWASJ JOURNAL
WASJ JOURNAL
 
Examples
ExamplesExamples
Examples
 
Autonome voertuigen
Autonome voertuigenAutonome voertuigen
Autonome voertuigen
 
Ecci 1
Ecci 1Ecci 1
Ecci 1
 
Preso
PresoPreso
Preso
 
Fiscalizacion
FiscalizacionFiscalizacion
Fiscalizacion
 
Explorer xp
Explorer xpExplorer xp
Explorer xp
 
Hdf5 parallel
Hdf5 parallelHdf5 parallel
Hdf5 parallel
 
Megan- Constructivism theory
Megan- Constructivism theoryMegan- Constructivism theory
Megan- Constructivism theory
 
ntae
ntaentae
ntae
 
USS New York LPD 21 Commisioning
USS New York LPD 21  CommisioningUSS New York LPD 21  Commisioning
USS New York LPD 21 Commisioning
 
resume16
resume16resume16
resume16
 
Conferencia Magistral: Lo humano, lo ético, la educación
Conferencia Magistral: Lo humano, lo ético, la educaciónConferencia Magistral: Lo humano, lo ético, la educación
Conferencia Magistral: Lo humano, lo ético, la educación
 
G
GG
G
 
Assessment of river_plan_change_using_rs_and_gis_technique
Assessment of river_plan_change_using_rs_and_gis_techniqueAssessment of river_plan_change_using_rs_and_gis_technique
Assessment of river_plan_change_using_rs_and_gis_technique
 
Gerencia industrial johnny la rovere
Gerencia industrial   johnny la rovereGerencia industrial   johnny la rovere
Gerencia industrial johnny la rovere
 
Qns5 sonal
Qns5 sonalQns5 sonal
Qns5 sonal
 

Semelhante a Realtor Presentation

Guaranteed Rate - Built for Realtors
Guaranteed Rate - Built for RealtorsGuaranteed Rate - Built for Realtors
Guaranteed Rate - Built for RealtorsTim Balogh
 
Guaranteed Rate Consumer Overview
Guaranteed Rate Consumer OverviewGuaranteed Rate Consumer Overview
Guaranteed Rate Consumer OverviewBrett Butler
 
Guaranteed Rate - Built for Builders
Guaranteed Rate - Built for BuildersGuaranteed Rate - Built for Builders
Guaranteed Rate - Built for BuildersTim Balogh
 
First Time Homebuyer
First Time HomebuyerFirst Time Homebuyer
First Time HomebuyerBrett Butler
 
Why work with William Doom of loanDepot
Why work with William Doom of loanDepotWhy work with William Doom of loanDepot
Why work with William Doom of loanDepotWilliam Doom
 
Become a VP of Mortgage Lending at Guaranteed Rate
Become a VP of Mortgage Lending at Guaranteed RateBecome a VP of Mortgage Lending at Guaranteed Rate
Become a VP of Mortgage Lending at Guaranteed Ratejoelrich
 
About HomeBridge - Northeast
About HomeBridge - NortheastAbout HomeBridge - Northeast
About HomeBridge - NortheastLydia L. Arshadi
 
Company Overview
Company OverviewCompany Overview
Company OverviewJim Lavan
 
Guaranteed Rate 2015
Guaranteed Rate 2015Guaranteed Rate 2015
Guaranteed Rate 2015Rebecca Domke
 
Credit_understanding_presentation
Credit_understanding_presentationCredit_understanding_presentation
Credit_understanding_presentationChris Veloz
 
Real Solutions For Todays Home Buyers
Real Solutions For Todays Home BuyersReal Solutions For Todays Home Buyers
Real Solutions For Todays Home BuyersBill Kelly
 
Racz power point presentation
Racz power point presentationRacz power point presentation
Racz power point presentationRob Racz
 
Briefing_for_licensed_insurance_agent 951-677-6070
Briefing_for_licensed_insurance_agent 951-677-6070Briefing_for_licensed_insurance_agent 951-677-6070
Briefing_for_licensed_insurance_agent 951-677-6070Harold Lundy
 
The Generational Wealth Protection Services
The Generational Wealth Protection ServicesThe Generational Wealth Protection Services
The Generational Wealth Protection ServicesWilliam Moore
 
Volition Meetup 2024 03 Mortgages & Interest Rates – Is The Worst Behind Us_ ...
Volition Meetup 2024 03 Mortgages & Interest Rates – Is The Worst Behind Us_ ...Volition Meetup 2024 03 Mortgages & Interest Rates – Is The Worst Behind Us_ ...
Volition Meetup 2024 03 Mortgages & Interest Rates – Is The Worst Behind Us_ ...Volition Properties
 

Semelhante a Realtor Presentation (20)

Guaranteed Rate - Built for Realtors
Guaranteed Rate - Built for RealtorsGuaranteed Rate - Built for Realtors
Guaranteed Rate - Built for Realtors
 
Guaranteed Rate Consumer Overview
Guaranteed Rate Consumer OverviewGuaranteed Rate Consumer Overview
Guaranteed Rate Consumer Overview
 
Guaranteed Rate - Built for Builders
Guaranteed Rate - Built for BuildersGuaranteed Rate - Built for Builders
Guaranteed Rate - Built for Builders
 
Building Wealth Presentation
Building Wealth PresentationBuilding Wealth Presentation
Building Wealth Presentation
 
First Time Homebuyer
First Time HomebuyerFirst Time Homebuyer
First Time Homebuyer
 
Why work with William Doom of loanDepot
Why work with William Doom of loanDepotWhy work with William Doom of loanDepot
Why work with William Doom of loanDepot
 
Become a VP of Mortgage Lending at Guaranteed Rate
Become a VP of Mortgage Lending at Guaranteed RateBecome a VP of Mortgage Lending at Guaranteed Rate
Become a VP of Mortgage Lending at Guaranteed Rate
 
About HomeBridge - Northeast
About HomeBridge - NortheastAbout HomeBridge - Northeast
About HomeBridge - Northeast
 
Company Overview
Company OverviewCompany Overview
Company Overview
 
Guaranteed Rate 2015
Guaranteed Rate 2015Guaranteed Rate 2015
Guaranteed Rate 2015
 
Credit_understanding_presentation
Credit_understanding_presentationCredit_understanding_presentation
Credit_understanding_presentation
 
About-HomeBridge-National
About-HomeBridge-NationalAbout-HomeBridge-National
About-HomeBridge-National
 
Real Solutions For Todays Home Buyers
Real Solutions For Todays Home BuyersReal Solutions For Todays Home Buyers
Real Solutions For Todays Home Buyers
 
Partner Xchange
Partner XchangePartner Xchange
Partner Xchange
 
Credit scores
Credit scoresCredit scores
Credit scores
 
Racz power point presentation
Racz power point presentationRacz power point presentation
Racz power point presentation
 
Briefing_for_licensed_insurance_agent 951-677-6070
Briefing_for_licensed_insurance_agent 951-677-6070Briefing_for_licensed_insurance_agent 951-677-6070
Briefing_for_licensed_insurance_agent 951-677-6070
 
Who is Tammy Reid & why use Equipment Finance
Who is Tammy Reid & why use Equipment FinanceWho is Tammy Reid & why use Equipment Finance
Who is Tammy Reid & why use Equipment Finance
 
The Generational Wealth Protection Services
The Generational Wealth Protection ServicesThe Generational Wealth Protection Services
The Generational Wealth Protection Services
 
Volition Meetup 2024 03 Mortgages & Interest Rates – Is The Worst Behind Us_ ...
Volition Meetup 2024 03 Mortgages & Interest Rates – Is The Worst Behind Us_ ...Volition Meetup 2024 03 Mortgages & Interest Rates – Is The Worst Behind Us_ ...
Volition Meetup 2024 03 Mortgages & Interest Rates – Is The Worst Behind Us_ ...
 

Realtor Presentation

  • 1. A Mortgage Company Built for Real Estate Agents Copyright © 2000-2014 Guaranteed Rate. All rights reserved. Presented By: John Smith, Vice President of Mortgage Lending
  • 2. About Guaranteed Rate 2 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
  • 3. One of the 10 Largest Retail Mortgage Lenders in the US 3 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. • Founded in 2000 by President and CEO Victor Ciardelli • Licensed in all 50 states and Washington D.C. • Approximately 170 offices nationwide • $12.4 billion in 2014 closed loan volume
  • 4. Industry Leading Customer Service 4 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
  • 5. High Net Promoter Score (NPS) 5 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. • NPS is a tool that lets us know how happy our clients are with our products and services. And they are very happy. We exceeded the financial service industry’s average score by 48 points in 2014, and scored a company best 84 NPS score in the fourth quarter.
  • 6. Accolades 6 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. Guaranteed Rate ranked #1 in retail volume on the 2014 “Top Mortgage Lenders” list in the June 2015 issue of Scotsman Guide. It is the second consecutive year that Guaranteed Rate has received this ranking. Inc. Magazine named Guaranteed Rate the #4 private company job creator in the U.S. in their 2013 Hire Power Awards, and #1 ranked job creator in the real estate category. Guaranteed Rate has more loan officers ranked on the Mortgage Executive, Scotsman Guide and Origination News “Top Originators” lists than any other bank or mortgage company. The Chicago Tribune has named Guaranteed Rate to its “Top Workplaces” list four out of the last five years. Guaranteed Rate was named #1 mortgage company in America by Mortgage Executive Magazine in 2012. Additionally, Guaranteed Rate President and CEO Victor Ciardelli was named Mortgage Executive Magazine “CEO of the Year” in 2012 and 2013. Committed to technology, Guaranteed Rate received the Built in Chicago Moxie Award in 2013 for its cutting-edge online loan application.
  • 7. 7 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. Ty Pennington – Our Spokesperson • TV host • Featured on guaranteedrate.com, Partner Xchange, and in our national advertising campaign • National TV commercials • Scheduled to appear at various events nationwide
  • 8. Our Competitive Advantage • Fast and transparent mortgage process • In-house underwriting and closing • 24-48 hour underwriting turn times • Full product offering with top lending institutions • FHA loans and in-house FHA underwriting • FHA/FNMA in-house condo approvals • Full FHA 203(k) department • VA & USDA loans • Jumbo financing experts • Partner Xchange: px.guaranteedrate.com 8 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
  • 9. A Mortgage Company Built for Realtors 9 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
  • 10. Your Partner for Every Phase of a Transaction 10 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. Real-time buyer approvals 24/7 Loan Status More financing options than Big Banks Local appraisers Marketing benefits
  • 11. 11 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. The World’s First Digital Mortgage! • Choose their own loan type • Get their FREE CREDIT SCORES from all 3 credit bureaus • Securely upload & digitally sign their loan documents • Get a REAL ONLINE APPROVAL with our automated underwriting engine In just minutes, your clients can: By completing these steps, your clients can earn $250*! *"Earn $250" is a closing cost credit of $250 (the “Credit”) to be applied at closing and cannot be redeemed for cash. To qualify for the Credit, applicant(s) must complete the full loan application online, digitally sign application documents including credit report authorization, and upload required loan documents via applicant’s secure Digital Mortgage account. Not all applicants, loan amounts or loan types will qualify for the Credit. Borrower subject to credit and underwriting approval. Not all borrowers will be approved for financing. Receipt of borrower’s application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and visit www.guaranteedrate.com/restrictions.
  • 12. 24/7 Loan Status for You and Your Buyers 12 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. With automated email notifications for each step of the process Exclusively for Members of Partner Xchange
  • 13. Close More Deals with More Financing Options We can provide options where the Big Banks may fall short 13 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. • Over 40 lenders available • Direct lender with Fannie Mae/Freddie Mac/Ginnie Mae, Fixed & ARM • 97% financing available with PMI: SFR & condos (first time buyers) • Up to 90% CLTV piggyback loans • Fixed & HELOC available • State bond programs available
  • 14. Comprehensive Set of Jumbo Options 14 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. • 20+ correspondent lenders available • 20+ wholesale lenders available • Non-warrantable condominium options available • 90% LTV with no monthly MI on SFR/condominium to $850,000 as 5/1 or 7/1 LIBOR ARM • 85% LTV with no monthly MI to 1,500,000 as 30 year fixed • 80% LTV to $2,500,000 • 70% LTV to $3,000,000 • In-house delegation to $3,000,000 • 50% DTI • Foreign national programs • ARM interest only available
  • 15. We Work with Local Appraisers Who Know Your Market 15 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. Dedicated panel of local appraisers who are experts in your area/market Note: Select Jumbo investors may require third-party appraisal management company
  • 16. Marketing Benefits 16 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
  • 17. Free Informative e-books 17 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. These jargon-free downloadable e-books are full of great information and available for instant download on my website!
  • 18. Partner Xchange The Partner Xchange is focused on helping you double your business and dominate your market with advice from the top 10% of agents nationally in four key areas: • Marketing • Business Development • Building a Team • Using Smart Technology 18 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. Combined annual volume of PX agents is $7 billion!
  • 19. Partner Xchange Exclusive features include: • Master Classes with in-depth interviews from top agents across the nation • Loan Status Monitor • Property flyers • Referral Xchange • Enjoy magazine • Informative e-books • Widgets 19 Copyright © 2000-2014 Guaranteed Rate. All rights reserved.
  • 20. Execute Proven Joint Marketing Campaigns Postcards 20 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. • Just Listed and Just Sold Postcards • Other neighborhood postcards • Targeted mailings/prospecting • Client retention – mailings to current clients
  • 21. We’ll Help You Use Social Media Effectively 21 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. Our video library of more than 200 short tips and our Social Media e-book will teach you the fundamentals
  • 22. We Organize Fun and Engaging Events 22 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. Get foot traffic to your open houses Increase Visibility Realtors can work with their Guaranteed Rate loan officer to sponsor catering and provide marketing materials for open houses, first time homebuyer seminars, client appreciation and professional networking events. • Decorating Class for your new home • Homebuyer Seminar with expert panel • Family Photo Shoot • Open Houses/Home Tours • Social Media and iPad Trainings • Block Parties
  • 23. Guaranteed Rate Foundation Scholarship 23 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. Open to children and grandchildren of Partner Xchange members Four $40,000 scholarships awarded every year
  • 24. 24 Copyright © 2000-2014 Guaranteed Rate. All rights reserved. Guaranteed Rate: A Mortgage Company Built for Real Estate Agents NMLS ID #2611, (Nationwide Mortgage Licensing System www.nmlsconsumeraccess.org) • AL - Lic# 21566 • AK - Lic#AK2611 • AR - Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravenswood, Chicago IL 60613 866-934-7283 • AZ - Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License # BK-0907078 • CA - Licensed by the Department of Business Oversight, Division of Corporations under the California Residential Mortgage Lending Act Lic #4130699 • CO - Guaranteed Rate, Inc. Regulated by the Division of Real Estate, 773-290-0505 • CT - Lic #17196 • DE - Lic # 9436 • DC - Lic #MLB 2611 • FL - Lic# MLD1102 • GA - Residential Mortgage Licensee #20973 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • HI - Lic#HI-2611 • ID - Guaranteed Rate, Inc. Lic #MBL-5827 • IL - Residential Mortgage Licensee - IDFPR, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, 312-793-3000, 3940 N. Ravenswood Ave., Chicago, IL 60613 #MB.0005932 • IN - Lic #11060 & #10332 • IA - Lic #2005-0132 • KS - Licensed Mortgage Company - Guaranteed Rate, Inc. - License #MC.0001530 • KY - Mortgage Company Lic #MC20335 • LA - Lic #2866 • ME - Lic #SLM11302 • MD - Lic #13181 • MA - Guaranteed Rate, Inc. - Mortgage Lender & Mortgage Broker License MC 2611 • MI - Lic #FR0018846 & SR0018847 • MN - Lic #MN-MO 20526478 • MS - Guaranteed Rate, Inc. 3940 N. Ravenswood Ave., Chicago, IL 60613 - Mississippi Licensed Mortgage Company, Lic # 2611 • MO - Guaranteed Rate Lic # 12-1744-A • MT - Lic# 2611 • Licensed in NJ: Licensed Mortgage Banker - NJ Department of Banking & Insurance • NE - Lic #1811 • NV - Lic #3162 & 3161 • NH - Guaranteed Rate, Inc. dba Guaranteed Rate of Delaware, licensed by the New Hampshire Banking Department - Lic # 13931-MB • NM - Lic #01995 • NY - Licensed Mortgage Banker - NYS Department of Financial Services- 3940 N Ravenswood, Chicago, IL 60613 Lic # B500887• NC - Lic #L-109803 • ND - Lic #MB101818 • OH - Lic #MB0804160.000 & Lic #SM.501367.000 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • OK - Lic # MB001713 • OR - Lic #ML-3836 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • PA - Licensed by the Pennsylvania Department of Banking and Securities Lic #20371 • RI - Rhode Island Licensed Lender Lic # 20102682LL, RI - Rhode Island Licensed Loan Broker Lic # 20102681LB • SC - Lic #-MLS - 2611 • SD - Lic# ML.04997 • TN - Lic #109179 • TX - Lic # 50426 & Lic # 47207 • UT - Lic #7495184 • VT - Lic #2611-1 & 0930 MB • VA - Guaranteed Rate, Inc. - Licensed by Virginia State Corporation Commission, License # MC-3769 • WA - Lic #CL-2611 • WI - Lic #27394BA & 2611BR • WV - Lic #ML-30469 & MB-30098 • WY - Lic#2247 Brett Butler Vice President of Mortgage Lending P: 847.592.9547 C: 703.395.7188 Brett.Butler@guaranteedrate.com www.guaranteedrate.com/brettbutler NMLS ID:1296302 IL - 031.0031314 MB.0005932

Notas do Editor

  1. Cobrand?
  2. Here