As Australia's largest super fund, our size and scale gives members access to some of the world's best investments which have delivered strong long-term investment returns and help us keep fees low.

1. Why AustralianSuper?

2. What to look for
in a super fund
*These products and services are provided by third parties, not by AustralianSuper and therefore will not be the responsibility of AustralianSuper.
Find a trusted fund with the size to get you more. Larger funds have the
ability to invest in things that other funds can’t, have more buying power
and pass cost savings on to members
Benefits like financial advice* and insurance are important, so make sure
you’re aware of everything a fund offers (and what it will cost you to take
advantage of the services they offer)
Look for low fees for things like administration, management and
performance. A dollar saved in your super today is worth much more in your
retirement
It’s a good idea to consider an industry fund, run only to benefit members.
The alternative (known as retail funds) are typically run by companies
who, as well as making profits for members, also need to pay dividends to
shareholders

3. Why AustralianSuper?
*These products and services are provided by third parties, not by AustralianSuper and therefore will not be the responsibility of AustralianSuper.
We have strong long term investment returns†
We’re an industry fund run only to benefit members. We don’t pay
commissions to advisers or dividends to shareholders
Our administration fee sits at $1.50 per week, and it has done for years.
Our size lets us keep costs low for you
AustralianSuper offers help and advice*, with both free and paid options
depending on what you need
†Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.

4. Looking at
performance
†Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
25
20
20
15
15
10
10
5
5
0
PercentageReturns
-
-
-
- 10 Years
Australian Super
Balanced Option
(4.54%)
Figures are at
30 June, 2016†
Strategic Asset
Allocation (SAA)
for Balanced
Option
Australian shares
(Range 10-45%)
Private equity
(Range 0-10%)
International shares
(Range 10-45%)
23%
3%
35%11%
5%
6%
Cash
(Range 0-15%)
Fixed interest
(Range 0-25%)
Infrastructure
(Range 0-30%)
7%
Credit
(Range 0-20%)
10%
Direct property
(Range 0-30%)
Diversified Fixed
Interest
CashAustralian
Shares
International
Shares
Balanced

5. Understanding fees
AustralianSuper aims to keep its fees low. The main fees to set-up and manage your account are below.
These are based on our MySuper product with a balance of $50,000.
Example - MySuper product, balance of $50,000
Investment fees Nil
For every $50,000 you have in the MySuper product you
will be charged $0 each year.
PLUS
Administration fees $78 ($1.50 per week)
You will be charged $78 in administration fees regardless
of your balance.
PLUS
Indirect costs for the MySuper product 0.64%
Indirect costs of $320 each year will be deducted from
your investment.
EQUALS
Cost of product
If your balance was $50,000, then for that year you will be
charged fees of $398 for the MySuper product.#
*# Additional fees may apply.
The fees for our other investment options are different. Investment management costs are calculated looking back as at 30 June each year. These may change from year to year.

6. Other things
to consider
Insurance
AustralianSuper offer insurance premiums that are generally cheaper than buying insurance as an individual.
These include:
Financial products and services
AustralianSuper provides members with access to a number of financial products and services† to help
you make sound decisions and set up for the best retirement outcomes.
These include:
$
Death Cover
Designed to provide financial
support to your family or
beneficiaries if you die
Total & Permanent
Disablement (TPD) cover
A type of insurance that will provide
financial support if you’re unable to work
due to sickness and injury
Income Protection Insurance
Helps protect your income
if you’re disabled and unable to work
through illness, injury or accident
Low cost banking Financial planning Health insurance Access to mental
health support
*The products or services are provided by third parties not AustralianSuper and therefore will not be the responsibility of AustralianSuper. AustralianSuper may invest in these third parties
but does not receive any payments or commissions from these organisations as a result of members using the products and services. Members should make their own assessment and seek
professional advice as to the suitability of such products or services for their individual needs

7. What’s next?
Complete the form here (www.australiansuper.com/tools-and-resources/forms-and-publications/join-australiansuper).
It should take about 15 minutes.
To do this, you’ll need:
> Your tax file number
> Your employer details
To combine your existing superannuation funds into your new account, head here
(https://www.australiansuper.com/superannuation/combine-my-super) and fill out the form. To do this you’ll need:
To do this, you’ll need:
> Your tax file number
> Details of your other fund/s – it’s best if you have a statement, as that will have everything you need
Once you’ve opened your new account or your super has been transferred from your other fund/s,
AustralianSuper will be in touch
This is general information and does not take into account your personal objectives, situation or needs. You should read the Product Disclosure Statement and other relevant information at
australiansuper.com before making a decision. AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898