1. (FRONT PANEL)
(header) Your employees just may see you in a whole new light with a
vision plan from Humana
Let’s face it. Extras cost, well, extra. But you can take advantage of your membership in NYCON
to offer valuable perks like a Humana Vision Care plan at an affordable cost to your employees.
Offering a vision plan not only promotes good vision health, but may also reduce total
healthcare costs over time. A thorough eye health exam can help prevent vision loss and also
detect more serious diseases. You can feel good knowing Humana vision plans encourage
prevention, early diagnosis, and treatment.
Here’s how it works:
• Offer a Humana vision plan at little or no additional cost to your benefits budget.
• Add vision to your Humana medical or dental plan and save with our multiline discounts.
• Your employees will get deep discounts (wholesale pricing) no matter which in-network
provider they choose. Plus, they’ll receive discounts on Lasik procedures.
• There are lots of frame choices with access to exclusive lines of designer frames, such as,
Ralph Lauren,® Dolce&Gabbana, Oakley,® Prada, and Ray-Ban® .
• Your employees can take care of eye exams and frames all in one visit. And many locations
offer night and weekend appointments to fit anyone’s schedule.
• Our unique network is one of the largest with more than 35,000 participating optometrist,
ophthalmologist and national retail locations including LensCrafters®, Pearle Vision®, Sears®
Optical, Target® Optical, and JCPenney® Optical.
With the Humana VCP Plan, NYCON members only pay the wholesale price for frames, avoiding
high retail markups, and will benefit with fixed pricing for most lens options, including anti-
reflective and scratch-resistant coatings.
(BACK PANEL)
Choose from two Humana vision plans.
Our VCP plan offers savings on eye exams, frames, and lenses, or contact lenses plus:
• A comprehensive eye health exam once every 12 months for just a copayment
• Fixed pricing on lens options to provide significant savings for retail prices – potential for 40
percent or more in savings
• Contact lens allowances
• A wholesale frame allowance – avoiding high retail markups and providing benefit consistency
• A 20% retail discount on a second pair of glasses

2. • Discounts on Lasik procedures from participating independent laser centers
Our Exam Plus plan offers a low premium that covers exams and offers discounts on lenses,
frames, and contacts plus:
• $10 comprehensive eye exam every 12 months
• 20% retail discount on lenses and frames
• 15% discount on professional services associated with contact lenses
• Discounts on Lasik procedures from participating independent laser centers
Insured by Humana Insurance Company, HumanaDental Insurance Company, Humana
Insurance Company of New York, or The Dental Concern, Inc. This is not a complete disclosure
of the plan qualifications and limitations. Specific limitations and exclusions as contained in the
Regulatory and Technical Information Guide will be provided by the agent/broker. Please
review this information before applying for coverage. The amount of benefits provided depends
on the plan selected. Premiums will vary according to the plan selection.

3. (HEADER) Non-profit doesn’t have to mean non-perks
Many NYCON Membershave longexpressedaninterestinaffordable,comprehensive,qualityVision
Insurance fortheiremployees. We are proudto be partneringwith HumanaVisionona new VisionCare
Plan(VCP) for2013(4?) to bringyouaccess to justthat!
Humana salutesNYCON memberswhodedicate theirprofessional skillstonon-profitorganizations.
Theyworkwithus to create supplemental healthcare plansthatofferyouanaddedlevel of financial
securityat an affordable cost,like aHumanaVisionCare plan.
Let’stake a lookat justone example of the benefitsof a HumanaVisionCare Plan
“Jason’s”annual visionexpenseswithoutavisioncare planwere about$789. With Humana’svision
plan,he can save more than65 percentoff the total retail cost.Here’show:
Retail Cost MemberCost SavingswithVCP
Retail costMembercost SavingswithVCP
Exam $95 $10 copayment$85
Frames(Jasonhasa $50
wholesaleframe allowance) $125 $0 $125
Varilux Comfort®
(progressivelenses) $250 $94 $156
Crizal AdvanceTM
(anti-reflectivecoating) $199 $85 $114
Transitions® lenses
(photochromiclenses) $120 $88 $32
Total $789 $265 $512
Here’showitbreaksdown:
 Wholesale Frame Allowance
Guaranteesprice consistencyno matterwhere amemberislocated – neverpay retail!
Memberspayonly2x the difference betweenwholesaleframe costandplanallowance –of
morethan 33,000 framesmanufactured,wecovermorethan 17,000 at $50 or less wholesale
value
 FixedOptions Price List
Offersfixedpricingonall lensoptionsincludingprogressives,anti-reflectivecoatings,andUV
coatingswhile providingprice consistencynomatterwhere amemberislocated - never pay
retail! No confusingretail allowance andcorresponding additional discountcalculations
 Lasik/PRKDiscounts
NationwideaccesstoTLC, LasikPlus,andQualSightLasiklocationswithLasikpricesaslow as
$695 per eye.

4. Freedomtochoose anyindependentLasikproviderandreceive a10% discountforusual and
customarychargesbut pay no more than$1800 pereye for conventionalLasikand$2300 for
customLasik.
 MixedRetail andIndependentNetwork
Unique partnershipwithLuxotticatoincorporate retail locationsnationwideincluding
LensCrafters,PearleVision, JCPenneyOptical,SearsOptical,andTargetOptical
One of the nation’slargestnetworkswithover35,000 national retail andindependentprovider
locations – thisison par withthe likesof VSPandEyeMedthe #1 and# 2 visioninsurance
providersbymembership.
 FREE Polycarbonate LensesforChildren
Unlike competitors,standardpolycarbonatelensesare available atnoadditional charge toall
membersunderthe age of 19 – memberscantake care knowingtheirchild’sactive life won’tbe
impaireddue toan unexpectedcrackedlens.
 Discounts:
Standard20% retail discountonanysecondpair of eyeglassesforupto 12 monthsfollowing
initial eye exam(onlyavailable throughthe providerwhosoldinitial pairof glasses)
Professionalservicesdiscountsoncontactlenses
 Total Costof Care:
Our wholesalemodelcoupledwithfixedoptionspricesonlensoptionssavesourmembersover
$100 againstretail basedcompetitorsonacomplete pairof glassesandeye exam – this includes
factoring in monthly policy premiums!
No competitorhasa mixedretail/independentprovidermodel withawholesale frame
allowance andfixed-optionprice listforlenses!
 Humana vision care planmembershave accesstoone of the largestvisionnetworksinthe
UnitedStates,withmore than22,500 participatingoptometristandophthalmologists
Clearly,the NYCON andHumanapartnershipisthe bestoptionforyourvisioninsurance needs.You
have access togreat benefitsandanexpansivenetworkthroughthisprogram.
(contact info)
Insured by Humana Insurance Company, HumanaDental Insurance Company, Humana
Insurance Company of New York, or The Dental Concern, Inc. This is not a complete disclosure
of the plan qualifications and limitations. Specific limitations and exclusions as contained in the
Regulatory and Technical Information Guide will be provided by the agent/broker. Please
review this information before applying for coverage. The amount of benefits provided depends
on the plan selected. Premiums will vary according to the plan selection.

5. JCPenney® Optical
See the difference with Humana’s national network
See things more clearly with a Humana vision plan.