1. FORGET THE NEEDLE

2. IT. WON'T. WORK.
Stop looking for the needle in the haystack.
Stop looking for a gamble with a traditional wealth
manager that won’t pay back.
Start with an evidenced based approach to your
wealth management built on years of proven
academic research, not speculation.
Even in the hands of the professionals, studies* over
the last 40 years have shown the market nearly always wins.
Because there’s no such thing, as a sure thing.
YOU’LL
NEVER
BEAT
THE STOCK
MARKET*
*Smarter Investing, 3rd Edition, 2013: Simpler Decisions for Better Results - TIM HALE
IT. WON'T. WORK.

3. We’re on a mission.
WHY?
Because we care. We believe that wealth management doesn’t have
to be so complicated. We cut the jargon and focus on the important
stuff...Your objectives.
O N O N E.
“ T O C U T T H R O U G H T H E B U L L
T H A T E N G U L F S T H E W O R L D
O F W E A L T H M A N A G E M E N T ”.

4. STUPID PEOPLE
THINK
COMPLICATED
IS CLEVER
W H O ' S I N C O N T R O L O F YO U R W E A LT H ?
Stocks, shares, bonds, funds, trackers, rates, indexes, the market, yield, FX,
bulls and bears….really?
This incessant stream of jargon is romanced by old school wealth managers who then
conveniently come to the rescue to ‘help’ explain it.
It’s a conveyor belt. It’s costly and self serving.
And who wins?
YOU, OR THE WOLF-IN-SHEEP’S CLOTHING?

5. WHAT WE DO FOR YOU...
We’re here to cut through the rubbish.
To help you avoid the industry’s old way of doing things.
We provide a simpler and alternative approach.
One that puts you at the centre and starts with
1 simple question.
WHAT ARE YO U IN VESTIN G FO R?

6. A N O V E R V I E W O F H O W W E W O R K
SIMPLE PROCESS. NO BUZZWORDS. NO CONVEYOR BELT. NO BIG FEES.
steps
We have a simple 5 stage process that we’ll work through with you…
We’ll start with an audit to understand your current financial footprint.
We’ll then help you set some financial goals – new house, car, school,
retirement income, etc.
We’ll then write an investment proposal outlining how your
goals will be met – making the most of your current footprint
and recommendations for new stuff.
...And when you’re happy, we'll invest your money accordingly.

7. 1
Most clients have a 25+ year accumulation of
various investments, savings, ISA’s, pensions,
shares etc. that needs mapping out to understand
your financial footprint.
This is important.
We want to make sure all your money is working
hard for you – not just the bit we’re involved with.
W E A U D I T Y O U R W E A LT H
F I N D I N G O U T W H AT Y O U H AV E
A N D W H E R E Y O U H AV E I T
INVESTMENTS
MORTGAGES
PENSIONS
ISA
SAVINGS
Y O U R W E A LT H

8. 2You should only invest if you have a plan.
Doing it for x% return is dumb.
So, what goals and dreams do you have? How much
money do you need to realise each one and by when?
Don’t worry if you’re not sure about this stuff, we’ve been
doing it for years and can help you identify your own goals.
S E T Y O U R W E A LT H G O A L S
C A R S , H O U S E S , H O L I D AY S , S C H O O L F E E S , R E T I R E M E N T ?
W H AT D O Y O U W A N T T H E M O N E Y F O R ?

9. 3W E W R I T E A TA I LO R E D P R O P O S A L
A M A S T E R P L A N D E S I G N E D S P E C I F I C A L LY F O R Y O U
This is where we bring everything into one place.
We call this the ‘Masterplan’ – for obvious reasons.
Here we recommend how your money is invested to deliver your
goals, in-line with your tolerance to risk.
We’ll insist on a cup of tea at this point to fuel a good discussion.

10. 4
Once you’re happy with our proposal we’ll invest
your money by placing it in one of our 10 unique,
risk rated investment portfolios.
And you’ll be in good company.
T H E I N V E S T M E N T
.
“I have been working with Angus and the team for 5 years now. The uniqueness for me is their
unshrinkable passion for service. They listen, they think and only then do they advise. Since
working with Angus my family has seen growth in our funds in excess of Market performance.
Moreover, I have met some invaluable business contacts through Angus so in terms of my all
round package Millen Capital are terrific. I thoroughly commend them to you.
- JOHN C FAY MBE, CHIEF EXECUTIVE, THE GEORGIA GOLF COMPANY
“Angus and the team have been my pension advisors for 10 years and we have had significant
challenges from the markets throughout. Angus has faced them head on and been constructive
and innovative in his advice, setting a path which has allowed me to sleep at night knowing my
risk is being managed with a reasonable return achieved
- JOHN O'BRIEN, RETIRED CHIEF OPERATING OFFICER, KPMG STRATEGY
“Hand in hand with delivering financial performance, it's trust that defines our
relationship with those who manage our savings and pensions. Millen Capital
understand that and earn it with straight forward professional application”
- RICK DE BLABY, CEO, UNITED HOUSE DEVELOPMENTS
“Millen Capital really helped me get a clear overview of my funds position. Since working
with them, the performance of my funds have out done expectations. Every decision is
discussed openly with no pressure. It's actually fun working with them, I guess financial
advice needn't be painful”
- MIKE HALEWOOD, DIRECTOR, DENTON ASSOCIATES

11. 5Now your “Masterplan” has been swung into action
you’ll want a sneaky peek .
So, we’ll help setup your own finance dashboard on our
cloud based ‘app’ - all your finances and investments
on your device.
And worry not it's as safe as houses and internet safe.
It meets all certified standards and operates an
encrypted 2048 bit security sign in.

12. O R D O Y O U W A N T T O U N D E R S TA N D W H AT Y O U ' R E G E T T I N G F R O M
D O Y O U W A N T T O P L AY J A R G O N R O U L E T T E ?
I T ' S Y O U R C A L L . . .
A N G U S M I L L E N CHARTERED FCSI
CHARTERED WEALTH MANAGER
T : + 4 4 ( 0 ) 1 5 1 2 3 6 4 9 8 8 | M : + 4 4 ( 0 ) 7 9 7 6 2 4 9 7 1 1
angus@millencapital.com
10th Floor, Horton House, Exchange Flags, Liverpool, L2 3YL T: 0151 236 4988
V i s i t m i l l e n c a p i t a l . c o m f o r m o re
The value of investments can fall as well as rise. You may not get back what you invest.
W E F I N D O U T W H AT Y O U H AV E
A N D W H E R E Y O U H AV E I T
Y O U R W E A LT H M A N A G E R ?

13. STRAIGHTENING OUT WEALTH MANAGEMENTTM