PPT BASED ON ICICI BANK PRODUCTS AND SERVICES.

1. Presented By-
AKASH
ROHAN
SWETA
ANIL

2. HISTORY
1994-- Established by an Indian
Financial Institution (ICICI ltd.)
1998-- Launched its
internet banking facility.
1999-- Became first Indian
Bank to be listed on NYSE.
2000-- Acquired Bank Of
Madura Ltd.

3. 2000-- ICICI Bank helped in setting
up CIBIL, India’s first National Credit
Bureau.
2001-- ICICI Personal Financial
Services & ICICI Capital merged with
ICICI Bank.
2010--Acquired Bank Of Rajasthan for
Rs. 30 billion.
2018-- Currently it operates 4867
branches and 14367 ATMs and presence in
17 countries worldwide.
HISTORY

4. The new ICICI logo depicts a dynamic individual with drive and conviction and
personifies the human capital of this company, which is indispensable to its further
progress.
The individual in the ICIC logo also symbolises the strong retail identity of the group,
whether it be in the form of reaching out to a shareholder or individual customers.
The ‘i’ in the logo also stands for numero uno, a position that ICICI has always
strived to achieve. It also lends itself to representing the ICICI name.
The new corporate colours reflect ICICI’s core values,
Orange embodying dynamism,
Blue standing for trust and depth,
Grey representing warmth
Maroon symbolising stability
LOGO

5. Basic Features
Free NEFT & RTGS transactions
Free 100 cheque leaves per month
Free mobile alerts facility
Free cheque collection and payment anywhere across the country
NAME
MONTHLY AVERAGE BALANCE
(MAB)
CASH DEPOSIT UPTO PER
MONTH
New Start Up Current Account 0 (For first 6 months) 12 times the maintained MAB
Shubhaarambh Current Account 0 (For first 6 months) 12 times the maintained MAB
Smart Business Account 25,000 3,00,000
Smart Business Account--Gold 1,00,000 1.8 Cr
Roaming Current Accounts Standard 10,000 1,00,000
Roaming Current Account Classic 25,000 2,50,000
Roaming Current Account Premium 50,000 5,00,000
Roaming Current Account Gold 1,00,000 10,00,000
CURRENT ACCOUNT

6. Account Name
Monthly
Average
Balance(MAB)
Locker
Discount
Other Benefits
The One Savings Account 1,00,000 40% No charge on opening a trading Account
Regular Savings Account 10,000 No Discount Nil
Silver Savings Account 25,000 15% Nil
Gold Plus Savings Account 50,000 20% Nil
Gold Privilege Savings
Account
50,000 20% Demat Account Maintenance Charge Free for first year
Titanium Privilege Savings
Account
1,25,000 40% Demat Account Maintenance Charge Free for first year
Investment and Tax
Savings A/C
Nil 20%
Auto investment in ELSS (Tax Saving Mutual Fund) through convenient Systematic
Investment Plan (SIP)
Savings Family Banking 30,000 No Discount This account has no tax implications.
3in1 Savings Account Nil No Discount
1.Invest in IPOs with zero hassles and no paperwork 2.Invest in over 2,000 mutual
fund schemes
Basic Features
Free NEFT & RTGS transactions (Through Net Banking)
Free ATM withdrawal (Except Regular Savings Account)
Free mobile alerts facility
Free cheque collection and payment anywhere across the
country
SAVINGS ACCOUNT

7. The ICICI Prudential AMC is a joint venture between ICICI Bank, a well-known and trusted name in financial
services in India and Prudential Plc, one of UK’s largest players in the financial service sector.The AMC
manages significant Assets under Management (AUM) in the mutual fund segment. It is the largest AMC in
the country as per average assets under management as on 31 March 2018 of 305,739 Crores.
Key reasons for choosing in ICICI Prudential mutual funds are:
1.ICICI Prudential AMC is one of the leading asset management companies in India.
2.Their mutual fund schemes are driven by an entirely investor-centric approach, the organization today is
a suitable mix of investment expertise, resource bandwidth and process orientation.
3.ICICI Prudential mutual fund schemes, endeavors to simplify its investor’s journey to meet their financial
goals, and give a good investor experience through innovation, consistency and sustained risk-adjusted
performance.
4.ICICI Prudential Mutual Fund has gained investor trust by managing funds as per its investment
objectives and has been able to deliver superior risk-adjusted return.
5. This fund house over the last 20 years has emerged as a leading investment solution provider in India
and has always aimed to fulfill its fiduciary responsibility of managing investor’s wealth with prudence and
due diligence.
MUTUAL FUND

8. FUND NAME 1Y 3Y 5Y
Expens
eRatio
Turn-
over
Ratio
Category Risk
ICICI Prudential Bluechip Equity
Fund - Direct - Growth
5.51 17.22% 15.73% 1.26% 98%
Equity
(Large Cap)
Moderate
High
ICICI Prudential Technology Fund -
Direct - Growth
13.48% 14.93% 14.40% 1.67% 15%
Equity
(Sectorial)
High
ICICI Prudential Equity & Debt Fund -
Direct - Growth
3.73% 15.95% 16.90% 1.04% 200%
Hybrid
(Aggressive)
Moderate
High
ICICI Prudential Liquid Fund - Direct -
Growth
7.55% 7.24% 7.81% 0.15% NA Debt(Liquid) Low
ICICI Prudential Nifty Next 50 Index
Fund - Direct - Growth
-2.41% 16.27% 17.94% 0.44% 55%
Others
(Index)
Moderate
High
Let’s look into the best 5 ICICI Prudential mutual funds available in market
MUTUAL FUND

9. Personal Loan Credit Card Home Loan Car Loan
Benefit
Loan up to Rs. 15
Lakhs
Complimentary welcome gift
Wide range of product to
choose from
Competitive rates on
New/Used Car Loans
No security/
guarantor required
Complimentary lounge access Simplified documentation
Loan servicing at your
doorstep
Faster processing Powerful rewards plan Flexible repayment options
Widest Choice of
Dealer Tie ups
Minimum
documentation
Offers on dining courtesy ICICI
Bank Culinary Treats programme
Free Personal Accident
Insurance
Simple and hassle free
documentation
Flexible repayment
option of 12-60
months
Movie tickets
Insurance options for your
home loan at attractive
premium
One Stop Solution.
ICICI bank knows and understands its customers and their needs. Therefore, to meet their requirements, ICICI
bank offers a variety loan options. ICICI (Industrial Credit and Investment Corporation of India) offers loans at
competitive interest rates and relatively higher repayment period with simplified documentation process. In
order to provide convenience to its customers, ICICI bank offers doorstep services and also provides access to
smartphone applications, thus preventing the customers from making frequent and tedious visits to the bank.
Some popular loans and their benefits are given below.
LOAN

10. Loan Type
Interest
Rate
Personal Loan 11.25%
Home Loan 9.10%
Car Loan 12.75%
Education Loan 11.50%
Gold Loan 10.00%
Pradhan
Mantri Mudra
Yojana
14.00%
Documents Needed
A.Salaried Person
Proof of Identity:- Passport / Driving License / Voters ID / PAN Card
(any one)
Proof of Residence:- Leave and License Agreement / Utility Bill (not
more than 3 months old) / Passport (any one).
Latest 3 months Bank Statement (where salary/income is credited).
Salary slips for last 3 months.
2 Passport Size photographs.
B.Self Employed Person
KYC Documents : Proof of Identity; Address proof; DOB proof.
Proof of Residence:- Leave and License Agreement / Utility Bill (not
more than 3 months old) / Passport (any one).
Income proof (audited financials for the last two years).
Latest 6 months Bank statement.
Office address proof.
Proof of residence or office ownership.
Proof of continuity of business.
LOAN

11. TYPES OF INSURANCES
IN ICICI
ICICI
LOMBARD
PRU LIFE
INSURANC
E
HEALTH
INSURANCE
MOTOR
INSURANC
E
TRAVEL
INSURANC
E
HOME
INSURANCE
INSURANCE

12. GENERAL
INSURANCE

13. ICICI Lombard Health Insurance
ICICI Lombard Complete Health Insurance provides you comprehensive coverage
to choose your medical plan, premium and policy according to your budget and
requirements.
Major benefits
 Wide range of annual Sum Insured up to Rs. 10 Lac.
 Accidental emergencies covered from day 1.
 Claims Service Guarantee.
 Policy renewal facility for life time
 No Maximum Entry Age to avail this policy.
 Cashless medical treatment across India in 4500+ network
Hospitals.
 Rewards for staying fit with our wellness program.
 Tax benefits on your health plan under Section 80D of the Indian
Income .

14. ICICI Lombard Car Insurance
 Major Benefits:
1. Immediate policy copy issuance
online.
2. Road Side Assistance cover.
3. Daily allowance when your car is
in the garage.
4. Cashless servicing facility at 3350+ network garages
across India.
5. Zero Depreciation Cover.
6. Accidental cover facility for co-passengers up-to Rs. 2
Lac.
.
 What is Covered/Non covered:
 Covered: Loss or Damage against Natural
Calamities.
 Non Covered: Normal wear and tear and general
ageing of the vehicle.
 Depreciation or any consequential loss.
 Mechanical/ electrical breakdown.0

15. ICICI Lombard Bike Insurance
Bike Insurance:
Major Benefits:
across India.
 Policy copy will be issued immediately.
 Motorbike cashless claim servicing at 2000+ network garages
 Co-passengers can avail optional personal accident cover.
 Avail no claim bonus on renewals if the same service was are not utilized in the
previous policy period
 Set Renewal Reminder to receive policy renewal reminders.
.


 What is Covered/Non covered:
 Covered: Loss or Damage against Natural Calamities.
Non Covered:
Normal wear and tear and general ageing o the vehicle.
Depreciation or any consequential loss.
Mechanical electrical breakdown.

16. ICICI Lombard Travel insurance
Types
 Single trip Plan : Buy online instantly without any medical check-up
upto 85 years of age and get coverage for all checked-in baggage.
 Gold Multi-trip Plan: Gives peace of mind to Senior Citizens traveling
abroad against medical and non-medical expenses.
 Senior Citizen Plan: Secures and relieves Frequent Fliers from
unnerving, medical and non-medical expenses.
Travel insurance covers
you under the following
unforeseen scenarios
while travelling

17. ICICI Lombard Home Insurance
 Major benefits:
 Comprehensive cover available, which
covers both structure and contents
 Coverage up to 10 years for only structure, 5
years for only contents and 5
years for structure & content
 Cover against Fire and allied perils, Burglary
& Theft
 Cover for Terrorism and Additional
expenses of rent for alternative
accommodation.
This plan presents complete financial assistance with well-timed
payouts and also offers zero home loan liability to the policyholder,