Your credit score is one of the most important measures of your financial health. It tells loan providers at a glance how responsibly you use credit. The better your score, the easier you will find it to be approved for new loans or lines of credit. Visit Clix Capital to check your online credit score for absolutely free. When you keep track of your credit score and credit report, you will be able to update it from time to time. For any errors or mistakes, make sure you take immediate steps. https://www.clix.capital/check-credit-score/

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Raise YourCredit Score
with These 6 Tips

2. 2
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Reduce the
credit
utilization ratio
Your credit score is one of the
most important measures of your
financial health. It tells loan
providers at a glance how
responsibly you use credit. The
better your score, the easier you
will find it to be approved for
new loans or lines of credit. A
higher credit score can also open
the door to the lowest available
interest rates when you borrow. It
is important to have a good score,
and keep improving it with time.
Improving your credit score is
important for procuring loans or
credit.

3. 3
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Restriction on new accounts
Your credit utilization ratio is an
influential metric because it is part of a
factor that makes up 30% of your score.
Credit utilization is simply how much
credit you are using divided by the total
amount of credit you have access to. If you
need a good credit score, you need to keep
a balance. Too much credit in the market
makes you risky and it becomes difficult to
get any form of loan or credit from
financial institutions. The credit
utilization should not be more than what
you earn. If you owe more than you earn, it
impacts your credit score. Always keep your
debt lower than 40% of your income. It will
help you with a good credit history and
other activities.

4. 4
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Pay outstanding bills
If you are paying bills, and you still
have a low score, the reason is the
outstanding or overdue amount. When you
pay the minimum bill amount, you keep an
overdue amount and this will impact your
score negatively. So, the rule is to pay
the total bill amount and not just the
minimum bill amount. When you pay the
complete bill amount, it will help you
with a better score and you can actually
get a good score. This way, your bills
don’t become expensive and become a
burden. Always pay off your outstanding
completely.Do not miss or delay payment

5. 5
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Keep your credit accounts open
If you have a lot of credit accounts,
keep them open even when you don’t
use them. It is not a good option to
close off your credit accounts that
you do not use. This is because the
credit score increases with age. The
older your credit accounts are, the
better it will be for your credit
score. Make sure you handle your
credit score in the right manner by
keeping your old accounts open, and
stop applying for too many new
accounts.

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