Aflac

benefits awr 2015 aflac workforces report benefits package employee benefits better benefits life insurance voluntary insurance aflac vision insurance dental insurance major medical disability insurance comprehensive benefits package job increased share of premium medical costs health care reform 401k out-of-pocket costs serious illness serious accident turnover productivity supplemental insurance job satisfaction retention engagement increased copy credit card bill payments missed bill payments high medical costs late bill payments private exchange increased copay public exchange health plan options high-deductible health plan for spouse/partner coverage hcr research treatment breast cancer health insurance expenses life insurance awareness financial security exchanges financial readiness financial preparedness decision-making tools small business outstanding bills medical cost medium companies small companies health care costs financial issues unexpected accident large companies out-of-pocket expenses protected unexpected illness voluntary benefits credit scores illness injuries performance metrics employee performance advantage accident medical insurance health care coverage health care disability deductibles benefits options exercise workforce usworkforce health workforcesreport retirement financial goals reducing debt financial challenges workforces report aflac workforces report insurance broker aca agents