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Financial Management 1. What is the future value of $500 a year for nine years compounded annually at 11%? How much will the future value of $900 for nine years compounded annually at 11% be? 2. How many years will it take for $500 to grow to $1,051.82 at 10% compounded annually? 3. What is the present value of a perpetual stream of cash flows that pays $80,000 at the end of one year and grows at a rate of 7% indefinitely? The rate of interest used to discount the cash flows is 9%. What is the present value of the growing perpetuity? 4. To pay for your education you have taken out $28,000 in student loans. If you make monthly payments over 13 years at 6% compounded monthly, how much are your monthly student loan payments? 5. How much do you have to deposit today so that beginning 11 years from now, you can withdraw $9,000 a year for the next eight years (periods 11 through 18) plus an additional amount of $18,000 in the last year (period 18)? Assume an interest rate of 8%. What is the amount of money you would need to deposit today? ...

Financial Management
1. What is the future value of $500 a year for nine years
compounded annually at 11%? How much will the future value
of $900 for nine years compounded annually at 11% be?
2. How many years will it take for $500 to grow to $1,051.82 at
10% compounded annually?
3. What is the present value of a perpetual stream of cash flows
that pays $80,000 at the end of one year and grows at a rate of
7% indefinitely? The rate of interest used to discount the cash
flows is 9%. What is the present value of the growing
perpetuity?
4. To pay for your education you have taken out $28,000 in
student loans. If you make monthly payments over 13 years at
6% compounded monthly, how much are your monthly student
loan payments?
5.
How much do you have to deposit today so that beginning 11
years from now, you can withdraw $9,000 a year for the next
eight years (periods 11 through 18) plus an additional amount of
$18,000 in the last year (period 18)? Assume an interest rate of
8%. What is the amount of money you would need to deposit
today?

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One of the first anthropologists to examine religion in Africa was Edward Evans-Pritchard in the early 1900's. You will explore what he learned about the Azande by watching the first 23 minutes of " Strange Beliefs: Sir Edward Evans-Pritchard ". Instructions: When you are done watching the video answer the following questions by referring to specific information from the video, NOT outside sources: How do the Azande people featured in the film explain unfortunate events and what do they do about it? According to your textbook, what is religion and how would Azande religious beliefs be classified? Do you think Azande beliefs are any more or less rational than other religious beliefs like Judaism, Christianity, Islam, or Buddhism? .

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One of the most important concepts in clinical practice and group work is confidentiality. All members of the group sign an informed consent form in order to address the rules and parameters of the group sessions. The rules regarding confidentiality are stated in one section of the form. Although every member must sign this agreement, ensuring that all information shared in the group remains confidential can be difficult. As the group leader, the clinical social worker is responsible for developing strategies so that all members feel safe to share. For this Discussion, review the “Working With Groups: Latino Patients Living With HIV/AIDS” case study. By Day 3 Post strategies you might prefer to use to ensure confidentiality in a treatment group for individuals living with HIV/AIDS. Describe how informed consent addresses confidentiality in a group setting. How does confidentiality in a group differ from confidentiality in individual counseling? Also, discuss how you would address a breach of confidentiality in the group. Required Readings Plummer, S.-B., Makris, S., & Brocksen, S. M. (Eds.). (2014). Social work case studies: Concentration year . Baltimore, MD: Laureate International Universities Publishing [Vital Source e-reader]. “Working With Groups: Latino Patients Living With HIV/AIDS” (pp. 39–41) Toseland, R. W., & Rivas, R. F. (2017). An introduction to group work practice (8th ed.). Boston, MA: Pearson. Chapter 11, “Task Groups: Foundation Methods” (pp. 336-363) Chapter 12, “Task Groups: Specialized Methods” (pp. 364–395) Himalhoch, S., Medoff, D. R., & Oyeniyi, G. (2007). Efficacy of group psychotherapy to reduce depressive symptoms among HIV-infected individuals: A systematic review and meta-analysis. AIDS Patient Care and STDs, 21 (10), 732–739 Lasky, G. B., & Riva, M. T. (2006). Confidentiality and privileged communication in group psychotherapy. International Journal of Group Psychotherapy , 56 (4), 455–476. Toseland, R. W., & Rivas, R. F. (2017). An introduction to group work practice (8th ed.). Boston, MA: Pearson. Chapter 1, “Introduction” (pp. 1–42) Chapter 2, “Historical and Theoretical Developments” (pp. 45–66) Working With Groups: Latino Patients Living WithHIV/AIDS The support group discussed here was created to address the unique needs of a vulnerable population receiving services at an outpatient interdisciplinary comprehensive care center. The center’s mission was to provide medical and psychosocial services to adult patients living with HIV/AIDS (PLWH). Both patients and providers at the center expressed a need for a group to address the needs of the center’s Latino population. At the time the group was created, 36% of the center’s population identified as Latino, and 25% of this cohort identified Spanish as their primary language. The purpose of the group was twofold: 1) to reduce the social isolation felt by Latino patients at the center and 2) to create a culturally sensitive environm.

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