The document provides a brief job description for an Operations role in a housing business. The key objective is to achieve operational excellence across all housing processes at the branch level. Major responsibilities include following up with customers after loan approval to ensure disbursement, obtaining necessary property documents, coordinating legal and technical processes, preparing disbursement checks, ensuring required compliances are met, and activating account facilities within 60 days of disbursement for 90% of borrowers. The ideal candidate should have 1-4 years of experience in home loans and possess competencies in understanding the home loan market, finance basics, and regulatory knowledge, with good communication skills.

1. Brief Job Description – Operations
Key Objective of the Job: Responsible for achievement of operational excellence in all
processes of Housing business at the branch level.
Major Deliverables:-
 Follow-up with customer post sanction to ensure conversion into disbursement.
 Collect the sanctioned file from Appraisal Team Leader & assign to Operation
Officer.
 Obtain all the property documents from branches & sales as per the module
developed in the system
 To initiate legal & technical process as per the module developed in the system
 Ensure the proper coordination between legal & technical team for smooth
process
 Preparation of Disbursement cheque.
 Required compliances are to be done before forwarding the file to disbursement
team.
 Coordinate with Legal Panel to get the work done and maintain Turnaround Time.
 NOC verification from external agency.
 Prepare online LSR if it’s not allocated to external Panel.
 Ensuring that the ACH/ECS/DD facilities are activated within 60days for date of first
disbursement for 90% borrower, excluding the cases where these facilities are not
available.
Educational Qualification: Graduate / Post Graduate
Desired Experience: 1 - 4 Years in Home Loan Business
Specialized job competencies:-
. Understanding the Home loan market
. Basic Knowledge on Finance
. Knowledge about regulatory aspect of home loan business
. Good communication skills.
Other desired attributes:
. Disciplined and sincere
. Good listener
Registered Office & Corporate Office: Aspire Home Finance Corporation Ltd., Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite
Parel ST Depot, Prabhadevi, Mumbai- 400025