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Health insurance
- 1. HEALTH INSURANCE • Medical and surgical expenses • Employer benefit packages • Reimburse the insured • Pay directly `
- 2. FINANCIAL WISDOM SUBMITTED TO : Mr. Bhavnit Singh SUBMITTED BY : NIPAM Group
- 3. TYPES OF HEALTH INSURANCE PLANS •Indemnity Plan •Health Maintenance Organizations (HMO) •Preferred Provider Organization (PPO) •Point of Service (POS) •Consumer-Driven Health Plans •Catastrophe and Short-Term Policies
- 4. Indemnity Plan •Fee for service •Schedule for medical expenses •Hospital stays •Surgical expenses •Major medical coverage
- 5. Health Maintenance Organizations (HMO) •Fixed periodic payment •Common type •Primary care physician(GATE KEEPER)
- 6. Preferred Provider Organization (PPO) • Contract •Reduced fee •Outside the network
- 7. Consumer-Driven Health Plans •Any doctor ,any time •Health saving account •Low monthly premium •Few year
- 8. Catastrophe and Short-Term Policies •Pre-certification •Freedom of choice • Make sure •Wide range of options •Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)
Notas do Editor
- Primary care physician-Responsible for what care is required and when a patient should be referred to a specialist.