The document discusses how managed care organizations (MCOs) need to partner with millennials as baby boomers age into retirement. It notes that millennials will influence boomers' healthcare choices and that MCOs will need to appeal to both generations through virtual services, a multi-channel marketing approach, and member services tailored for each group. The document also examines how MCOs may need to work with providers to develop new virtualized services for boomers and tighten compliance and utilization management with the influence of millennials.