Investors Briefing Presentation - Integrated Reporting

1. Meeting with Investors
São Paulo, October 18, 2016.

2. Disclaimer
This presentation may include references and statements, planned
synergies, estimates, projections of results, and future strategy for Banco
do Brasil, its Associated and Affiliated Companies, and Subsidiaries.
Although these references and statements reflect the management’s
belief, they also involve estimates and unforeseen risks. Consequently,
results may differ from those anticipated and discussed here. These
expectations are highly dependent on market conditions, on Brazil’s
economic and banking system performances, as well as on international
market conditions. Banco do Brasil is not responsible for updating any
estimate in this presentation.

3. Agenda
Banco do Brasil at a Glance1
Sustainability Governance and Strategy2

4. Banco do Brasil at a Glance
1

5. 5
Founded in 1808
54.4%1 controlled by the Federal Government
Present in 24 countries
64.2 million clients
5
1st company listed on the stock exchange in Brazil
(1) As of Jun/2016.
Business diversification including:
Banking Services
Asset Management
Means of Payment
International Franchise
Insurance
Capital Market
5,428branches
109,615Employees
StrongCorporateGovernance

6. Sustainability Governance
and Strategy
2

7. 7
2003
• Letter of Socioenvironmental Responsibility Principles Approval
• Creation of the Division responsible for Employee Relations and Socioenvironmental Responsibility within
the Bank
• Formation of the RSA Group - an interdisciplinary team with representatives from BB and FBB to discuss and
disseminate the theme throughout the organization
• Approval of the first Socioenvironmental Responsibility Action Plan
2004
• Creation of the Sustainability Plan – BB’s Agenda 21
2005
• Update of BB’s Agenda 21
2008
• Settled the semi-annual accountability process to the Board of Officers of the BB`s Agenda 21 actions
2009
• Creation of the Sustainability Forum
2013
• Annual follow up by the Board of Directors of BB's socioenvironmental performance
2014 • Resolution 4.327 of the Brazilian Monetary Council
2015 • Specific Policy on Socioenvironmental Responsibility (PRSA) approval and release
2016 • Update of the Sustainability Plan – BB’s Agenda 30 (6th edition)
Socioenvironmental Responsibility (RSA) in BB

8. 8
RSA Specific Policy Governance Socioenvironmental Risk
CMN Resolution 4,327/2014
• Agenda 21 - BB Triennial Sustainability Plan since 2005
• Work Fronts: Sustainable Business, Administrative Practices and
Private Social Investment
• Current version (2015-2017) has 88 macro actions - Approximately 400
actions have been developed since its launch in 2004
• Updated every two years according to market and society demands
• Monitored by the Sustainability Forum, Board of Officers and Board of
Directors
• Results reported in the Annual Report - GRI G4 Audited
Sustainability Plan – BB’s Agenda 21

9. 9
• General Policies
• Specific Policies (PRSA, Credit, Investiments
in Strategic Shareholdings and Suppliers)
• IN 397 (Socioenvironmental Responsibility)
Guiding Instruments
• Corporative Strategy, BB Sustainability Plan
Inductors Instruments
• Instruments: PD, ATB/Sinergia, Radar do
Gestor
• Metrics: Environmental Footprint
• Index, IEDS, DJSI and ISE
Performance Evaluation
DEMANDS REPORTS
COMMUNICATION
Stakeholders Panel
Capital Markets Ratios
Market trends
Civil Society Survey
Sustainability Rankings
Annual Report
Management Report
Intranet/Internet
Campaigns
SOCIOENVIRONMENTAL
PERFORMANCE
BB`s RSA Governance

10. 10
1 million seedlings planted
684.6 hectares restored;
838.9 hectares with good practices implemented
2,542 hectares with contour farming performed
1,639 hectares of preserved fragments
895 small dams for soil and water conservation built
272 cisterns for food production and 635 for domestic use
41,700 tons of waste traded with the support of the Program
R$ 14.4 million of media valuation according to Media Analysis
Report (print, web, radio/TV)
improvement on environmental performance in the DJSI and ISE
rankings
Banco do Brasil Sustainability Guidelines for Credit in eight
economic sectors
Climate Change Strategy for Banco do Brasil
Viability studies for forest recovery in Permanent Preservation
Areas, Legal Reserves and Forest Management
Main Results 2010 to 2015
Example - Brazil Water Program
+ 11 million
indirect
beneficiaries
83,000
direct
beneficiaries
1,300 producers
Implemented good
agroecology practices
125 producers
with contracts of
Payment for
Environmental
Services (PSA)
636,000 tons
of water are no
longer issued/used
due to the recycling
of waste collected
50 million
students have benefited
from educational
material on solid waste
and responsible
consumption
760 residual
pickers trained
in the five
locations covered
by the program

11. 11
Example - Ecoefficiency
Articulated programs and actions that combine economic, social and environmental performance within
the productive processes of the Bank, seeking the natural resources and its derivatives consumption
rationalization, reduction of greenhouse gas emissions (GHGs).
R$10.3 millions¹
R$31 millions¹
R$2.8 millions
97% (reconditioned)
Total Resources Saved
2013 to 2016
¹ Although there was a reduction in the consumption in the 1H16, we could not save resources due to fees increase.

12. 12
1997: Adoption of the Ibase Model
2002: Unification of the socioenvironmental report with the economic report
2005: Release of indicators of the Balanced Scorecard (BSC)
2006: Application of GRI indicators - G3 "C“
2007: First online fully interactive Annual Report - GRI - G3 "B"
2008: First assured by specialized audit - GRI - G3 "A +“ Annual Report
2009: First Stakeholders Panel of Banco do Brasil
2010: First Annual Report on multi-platform (Internet, Card Drive, Mobile, iPad, iPhone and Magazine)
2010: Annual Report 2008 wins three categories in the awards "GRI Readers' Choice Awards 2010"
(Engagement, Investor and General Winner)
2013: First "Comprehensive" Annual Report GRI - G4 with "GRI" Materiality Matters 'check'
Accountability

13. 13
Market Indexes and Awards
Corporate Sustainability Index (ISE) – BM&FBovespa - 2015
11 consecutive listing years since the first portfolio in 2005.
Dow Jones Sustainability Index (DJSI) New York Stock Exchange - 2016
5 consecutive listing years.
BB is a global benchmark in "Customer Relationship Management", "Financial Stability / Systemic
Risk", "Anti-crime Policy & Measures" "Corporate Citizenship and Philanthropy", "Financial
Inclusion" and "Controversial Issues, Dilemmas in Lending & Financing."
Carbon Efficient Index (ICO2) – BM&FBovespa - 2015
5 consecutive listing years in ICO2. The mais indicator of ICO2 is the change of GHG emissions
in relation to the financial result.

14. 14
The largest bank in Latin America
Av. Paulista 2163, 2nd Floor – Cerqueira César
São Paulo/SP - Brazil - 01311-933
+55 (11) 3066-9110www.bb.com.br/ir ri@bb.com.br

15. 15
Appendix

16. 16
• Relevance: risk of exposure degree
• Proportionality: compatibility with the size
1 – Principles: Policy Implementation
• Clients and Users
• Products and Services
• Employees
• Impacted community
2 – Stakeholders: Encourage Participation
• Implement / Monitor / Evaluate / Check adequacy
• Committee creation
• PRSA Revaluation at every 5 years
3 – Governance: Compatible with its size and complexity
• Technical aspects: specific criteria and mechanisms for risk assessment
4 – Risk Management: possibilities of occurrence of loss
• Structure Adequacy
• Participation of the whole organization
5 – Action Plan: Approved by the Board of Directors
SOCIAL
ECONOMIC
ENVIRONMENTAL
Chapters
RSA Policy
= more proximity with clients
= organization engagement
= training
= more transparent reporting
= risk mitigation
 Dissemination
 Training
 Engagement
 Management
CMN Resolution 4.327/2014

17. 17
BB Agenda 21 - Results
Since its creation, BB's Sustainability Plan - Agenda 21 has implemented 400 actions related to
economic, social and environmental dimensions.
• BB’s Code of Corporate Governance
• Eco-Efficiency Program
BB Agenda 21
2006 /2007
• Variable compensation system
• Gender and Race Pro-Equity Program
• Sustainability Forum
BB Agenda 21
2008/2012
• Sustainable Credit Guidelines
• BB's complete inventory of greenhouse gas emissions
• Annual event of stakeholder engagement - BB's political and credit practices
BB Agenda 21
2011/2013
• Guidelines for credit / investment involving controversial issues
• Sustainability culture in the Board of Directors
• Training plan and communication actions for the dissemination of PRSA
• Development of BB's Proposal for Performance on Climate Change
BB Agenda 21
2013/2015

18. 18
• Develop / propose guidelines for new products and service channels to work
with financial inclusion initiatives and social businesses.
• Include in risk assessment models, weighting for situations involving illegal
practices of aggression to the environment.
• To create mechanisms for annual monitoring, reading and agreement with the
Code of Ethics and Standards of Behavior by all the employees in Brazil and
abroad.
• Define and implement gender equality at all hierarchical levels.
• Develop BB’s action regarding Climate Change - Business and Operations.
• Structuring the solid waste management system, covering the control of
volumes generated by type of waste generation sites, allocation of local and
total volumes recycled by type, and release the information.
BB Agenda 21
2015/2017
BB Agenda 21 - Results
History – Examples of Implemented Actions

19. 19
BB`s Sustainability Plan Update - every two years
BB’s Agenda 30 2017- 2019
From 03rd to 07th October
BB Agenda 30 week
Tematic Panels
From 22nd August to
30th September
Development of
Materiality Matrix
13th October
Sustainability Forum
16th November
VI WKS DS
Pesquisas, Rankings de
Sustentabilidade, Estudos
Setoriais