Finova360 Pvt Ltd is a consulting company working primarily in the area of banking and financial technology.Innovation in the field of banking financial sector is the need of hour. FinTech as amalgam of “finance” and “technology” means new age technology applied to finance.

1. Your Growth Partner
India Ghana Kenya Nigeria Vietnam Mayanmar Cambodia

2. EXECUTIVE SUMMARY
www.finova360.com
The financial services industry is facing a wave
of digital disruption that is starting to reshape the
financial and banking sector. Innovation in the field of
banking financial sector is the need of hour. FinTech
as amalgam of “finance” and “technology” means new
age technology applied to finance.
Finova360 has primary focus on banking and financial service industry
transformation. Considering the current scenario of constant flux due to digitization in the banking
and finance industry. there is disruption in ways the banks functioned. Infact banks and financial service industry generally
can no longer afford to be functioning in ways they were used to. Those who lag in evolving will face extinction. That’s
where our expertise comes in.
Fintech (Financial Services Technology) is not only about new products
but also about use of existing banking models, processes and products
(e.g. Investments, Savings, Lending etc.) and applying existing and new to
world technology to it (tech innovation). It is about better value for
customers.
We align bank strategy with innovation,
transformation, and disruption.
Finova360 has in-depth industry
experience to provide practical business
strategies and organization, analytics,
and technology consulting.
Our team’s core competency is
based on proven experience
in strategy development related to
business, product, service and
market. We conduct planning and
establish governance, evaluations,
negotiations and implementations.

3. DIGITAL BANKING ADVISORY SERVICES
Finova360’s Digital banking practice
provides end to end digital banking
solutions which encompasses through all
business segments. This gives a cutting
edge to get ready for future banking
keeping in mind the next generation of
customers.
www.finova360.com

4. OMNI CHANNEL ADVISORY SERVICES
www.finova360.com
Agen
ts
OMINI CHANNEL Eco-System will drive the FUTUREFull
Potential of
digitization can only be
achieved by error free integration of
backend and front end systems through end to end alignment
customer of the future
wants to start a transaction
on one touch point and end
it on another seamlessly.
They must all shake
hands. Finova360 helps
build that platform.

5. TECHNOLOGY IMPLEMENTATION ADVISORY SERVICES
www.finova360.com
Finova360’s Technology
Implementation services helps in
analyzing the need for different
technologies based on the organizational
strategy. We bring best practices on the table
ensuring right design, error free setup and timely
rollout. We ensure ZERO project cost overrun. We
have two decades of individual experience in system implementation.
⚙ Core Banking – Bank,
Microfinance, Payment
Bank, NBFC
⚙ Lending & Collection System
– Retail, SME, Corporate
⚙ Mobile & Internet Banking –
Retail, Business Banking,
Corporate
⚙ AML & Fraud Management
System – Retail & Corporate
⚙ Card Management
System – Debit, Credit,
Prepaid
⚙ Trade, Treasury and
Custodial System
⚙ CRM System – 360
degree customer view
⚙ Call center
Implementation
⚙ Collateral
Management System
⚙ Digital On-boarding and
Servicing Platform
⚙ Business Digitization – Retail,
SME and Corporate
⚙ Information & Data Security,
Cyber Security

6. CARD & PAYMENT ADVISORY SERVICES
www.finova360.com
⚙ Card Management System
Implementation
⚙ Credit, Debit, Prepaid
innovative product
development
⚙ Card and Payment business
development process
⚙ Card and payment operational
process and matrix set up
⚙ Risk management framework
⚙ Credit card debt management
framework
⚙ Card partnership framework
Finova360’s Card & Payment practice
provides end to end solutions which
encompasses through all business and
operational segments related to card
and payment. It helps organizations
achieve excellence in this business
line. We help in getting Fintech ready
in the area of card and payment.
⚙ Billers integration
⚙ Payment gateway
⚙ Merchant acquiring and
management
⚙ Mobile payment integration
⚙ Bank – Telco Integration
⚙ Mobile money and
international remittance
integration

7. BUSINESS DEVELOPMENT ADVISORY SERVICES
☛Finova360’s MSME/MSE banking practice encompasses
consumer banking and SME banking. We adopt retail industry best
practices to develop retail banking. We work primarily for bringing
operational excellence in retail banking. True operational excellence
is a key factor in separating the winners from the rest of the pack in
retail banking.
☛Finova360 provides modalities that bring improved and efficient
corporate banking processes which syncs in line with the changing
working environments in corporate. It provides online real-time
integration with the IT system like ERPs and other payment system
in big and small corporates.
1
2
www.finova360.com
☛Finova360 provides end to end consulting
enabling digital customer on-boarding, a complete
paperless process, thereby increasing the speed of
customer fulfillment journey for retail , SME and
corporate customers
3
☛Finova360, enables real time analytics by
organizations to get the complete insights about
customer thereby enabling quick actions. This model
of our helps organizations in upselling and cross
selling at the right time. This also helps organizations
in lifestyle banking.
4
SME is the Growth Engine in Emerging Economies
MSME / SME
Consumer
Banking
Customer
Insights /
Analytics
Cust.
Onboarding
through
Digital
Channels
1
3
2
4

8. OPERATIONAL & TECHNOLOGY ADVISORY SERVICES
Finova360’s Business Process Transformation practice in BFSI
provides subject matter experts and proven methodologies to
reach intended outcomes and goals. Our BPT practices works on
key levers of business, organizational structure, process
capabilities, service delivery design and technology framework to
arrive at different phases of transformations which would impact
business performance, customer experience and operational
control positively.
1
Finova360 applies various process analysis tools to arrive at an
optimal process design which could cater to specific business
needs without compromising any measure of operational
controls. Finova360 does detailed time and motion study,
errors root-cause analysis, volume trending and patterns to
carve out processes ideally “fit” for business.
2
Finova360 provides end to end consulting services for digitization
and all technology implementation in BFSI domain. It starts with
preparation of BRD with detailed functional and non-functional
requirements and delineation of critical requirements and
prioritization of requirements. Finova360 develops comprehensive
RFP Process, Tech Scoring & Evaluation Model and manages
entire RFP Process.
3
Finova360 has strong credentials in Project
Management and Program Management
backed by certified Project Management
Professionals. We engage with leading banks
and financial institutions in running the Project
Management Office and providing
professional Project Management Services.
4
www.finova360.com
Increased customer satisfaction
Increase in repeat business
End to and digital experience
Zero Project cost overrun
Rationalization of human resources – more with less
Optimum utilization of critical resources – capital, time and manpower
Business Process
Transformation
Processes
Optimization
Project
Management
Digitization &
Technology
Implementation
1
3
2
4

9. SUSTAINABLE GROWTH ADVISORY SERVICES
www.finova360.com
⚙ Credit underwriting Process
⚙ Enterprise Risk Management
⚙ Operational Standard Operating Procedure
⚙ Operational Risk Management
⚙ Enterprise Procurement Policy
⚙ NPA Management
⚙ Debt Collection Policy
Finova360’s
Sustainable growth practice
provides advisory services in the areas which
are core to achieve uninterrupted sustainable
business and customer growth. Mastering in
these areas is a must for achieving overall
organizational excellence
⚙ KYC Management
⚙ Operational Excellence
⚙ Statutory requirements
⚙ Human Resource Best Practices
⚙ Product & Portfolio Management
⚙ Cross sell and up sale
⚙ Tele Sales management
⚙ Direct Sales Process
⚙ Sales and Service through Social Media

10. TEAM
www.finova360.com
o Digital Banking – Mobile / Online / Agency / App / Tab Banking
o Technology Implementation & Integration
o Business Process Transformation
o Enterprise Risk Management
o Customer Experience
o MSME / SME Banking
o Consumer Banking
o Corporate Banking
o Operational Setup
We have combined experience of over 70 years in the BFSI Sector in the areas of;
MANAGEMENT TEAM
RAJ SINGH, CO-Founder - Banker with over two decades of experience in multiple geographies in India, Nigeria and
Kenya leading the ever changing banking and financial landscape. He has been associated with leading banks in Asia
and Africa at various C level positions with hands-on experience on revamping banking set up with extensive
experience on digitization. He has been keynote speaker in various conferences and business forums across Europe
and Africa where his expertise in Digital Banking has been highly valued. Author of Amazon #1 Best Seller DIGITAL
THE NEW NORMAL FOR BANKS – “Why You Can’t Ignore The Digital Revolution”
KWAME AHADZI, CO-Founder – Banker and highly networked professional with over three decades of on ground
experience in the challenging and ever changing markets of West and East Africa. He has been associated with
leading banks in Africa as Managing Director. He as contributed immensely in setting up new business trends and
innovating income lines.
ATIF MALIK, CO-Founder – Banker with with over two decades of extensive experience in MSME, SME, Retail &
Corporate Banking, Operation and Project Management in different markets of Pakistan, Middle East, Kenya and
Zambia as Managing Director. He carries a well recognized reputation of turnaround specialist. Has also served on
the SME Advisory Board in Pakistan, contributing in framing SME policy countrywide.

11. Your Growth Partner
Thank You For Your Attention
We can be reached at ….......
✆
✉ info@finova360.com
India +91 9903936344 II Kenya +254 705137124 II Ghana +233 504249992
+254 705137124 II +91 9831245599
@finova360 https://twitter.com/finova360
@finova360 https://www.facebook.com/Finova360/
http://www.finova360.com/
India Ghana Kenya Nigeria Vietnam Myanmar Cambodia