ICICI Bank is India's second largest bank, established in 1955. It has over 1,399 branches and 4,485 ATMs across India. The bank has subsidiaries in the UK, Russia, and Canada, as well as branches in the US, Singapore, and other countries. ICICI Bank reported a net profit of Rs. 1,395 crore for the second quarter of FY2011, a growth of 21.83% over the same period last year. The bank's capital adequacy ratio was at 20.2% for the second quarter of FY2011.

1. Submitted to : Submitted by: Prof T.D Singh Priya Sahni Vineeta Dhanwani Presentation on :

8. Organizational chart CEO &MD ED GM Dy.GM Chief Manager 2 Chief Manager 1 Manager 2 Manager 1 Assistant Manager 2 Assist Manager 1 Senior Officers Officers

9. Quarterly Results ------------------- in Rs. Cr. ------------------- Dec '09 Mar '10 Jun '10 Sep '10 Dec '10 Sales Turnover 6,089.57 5,826.98 5,812.54 6,309.10 6,695.96 Other Income 1,673.14 1,890.84 1,680.51 1,577.93 1,748.79 Total Income 7,762.71 7,717.82 7,493.05 7,887.03 8,444.75 Total Expenses 2,364.55 2,516.64 2,281.31 2,211.51 2,182.19 Operating Profit 3,725.02 3,310.34 3,531.23 4,097.59 4,513.77 Profit On Sale Of Assets -- -- -- -- -- Profit On Sale Of Investments -- -- -- -- -- Gain/Loss On Foreign Exchange -- -- -- -- -- VRS Adjustment -- -- -- -- -- Other Extraordinary Income/Expenses -- -- -- -- -- Total Extraordinary Income/Expenses -- -- -- -- -- Tax On Extraordinary Items -- -- -- -- -- Net Extra Ordinary Income/Expenses -- -- -- -- -- Gross Profit 5,398.16 5,201.18 5,211.74 5,675.52 6,262.56 Interest 4,031.48 3,792.04 3,821.49 4,104.72 4,384.22 PBDT 1,366.68 1,409.14 1,390.25 1,570.80 1,878.34 Depreciation -- -- -- -- -- Depreciation On Revaluation Of Assets -- -- -- -- -- PBT 1,366.68 1,409.14 1,390.25 1,570.80 1,878.34 Tax 265.62 403.57 364.27 334.53 441.32 Net Profit 1,101.06 1,005.57 1,025.98 1,236.27 1,437.02 Prior Years Income/Expenses -- -- -- -- -- Depreciation for Previous Years Written Back/ Provided -- -- -- -- -- Dividend -- -- -- -- -- Dividend Tax -- -- -- -- -- Dividend (%) -- -- -- -- -- Earnings Per Share 9.88 9.02 9.20 10.74 12.48 Book Value -- -- -- -- -- Equity 1,114.17 1,114.89 1,115.50 1,150.83 1,151.47 Reserves 51,126.33 50,503.48 51,707.33 52,824.02 54,277.68 Face Value 10.00 10.00 10.00 10.00 10.0

10. Analysis India's second largest bank ICICI Bank has announced its results for the quarter ended September 2010. It has reported consolidated net profit at Rs 1,395 crore in Q2FY11 as against Rs 1,145 crore in the same period of previous year, a growth of 21.83%. Numbers included Bank of Rajasthan's numbers. The company has reported profit after tax at Rs 1,236 crore for the quarter ended September 30, 2010 as against Rs 1,040 crore for the quarter ended September 30, 2009, a growth of 18.85%. Current Account, Savings Account (CASA) increased to 44% in Q2FY11 from 36.9% Q2FY10. Net non-performing asset (NPA) ratio declined at 1.4% versus 2.2% (YoY). Capital adequacy ratio was at 20.2% in Q2FY11. Provisions declined at Rs 641 crore from Rs 1,071 crore.