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Top Seven Personal Injury 
Myths 
Carl Ceder - DFWDefender.com
• Myth #1: PERSONAL INJURY CLAIMS ARE 
“EASY MONEY” 
• In a local personal injury case, you may possibly 
be compensated for costs, or “damages” you 
incurred or will incur as a result of your injury. 
Typical personal injury damages include: 
• Medical costs (ambulance, ER, hospitalization, 
surgery, and prescriptions) 
• Wage loss due to the injury 
• Compensation for pain and strain
MYTH #2: I CAN FILE AT ANY TIME. 
• Keep in mind that local “statute of limitations” on 
personal injury claims may set a time restriction on 
how long you have to file a personal injury lawsuit. 
• If your lawsuit is filed after time expires, you may 
have lost your case forever. F
MYTH #3: THE AT-FAULT DRIVER’S 
AUTOMOBILE INSURANCE COMPANY SHOULD 
PAY FOR MY MEDICAL BILLS AS THEY ARE 
INCURRED. 
• The at-fault driver’s automobile insurance company 
will generally not pay for your medical bills caused 
by a car wreck until a final settlement is reached. In 
fact, they are not technically required to pay you 
anything until a court enters a judgment against 
their insured driver. I
MYTH #4: AS THE PLAINTIFF, I AM 
GUARANTEED COMPENSATION. 
• Understand that each local personal injury case is 
different and is judged based upon its own unique 
characteristics and circumstances. There is no 
guarantee that you will win your case.
MYTH #5: MY CASE WILL TAKE “FOREVER” TO 
FINISH. 
• In reality, many personal injury cases can be 
resolved within 8-12 months. If the parties elect 
to settle the matter before filing a lawsuit, a 
quicker resolution may be reached.
• Myth #6: I HAVE MORE THAN ONE 
OPPORTUNITY TO BE COMPENSATED FOR 
MY INJURIES. 
• Once a personal injury case is settled with the 
insurance company or a verdict is entered by the court, 
the result is typically final. If you settle your case in full 
with the insurance company, you are waiving your right 
to pursue further compensation.
• Myth #7: I DON’T NEED TO CONSULT A 
LAWYER. 
• Not all personal injury accidents require legal 
representation. However, you want to ensure you fully 
understand the legal issues involved in your case, the 
procedures and processes involved, and the time 
limitations for asserting your claim.

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Carl Ceder - Top 7 Personal Injury Myths

  • 1. Top Seven Personal Injury Myths Carl Ceder - DFWDefender.com
  • 2. • Myth #1: PERSONAL INJURY CLAIMS ARE “EASY MONEY” • In a local personal injury case, you may possibly be compensated for costs, or “damages” you incurred or will incur as a result of your injury. Typical personal injury damages include: • Medical costs (ambulance, ER, hospitalization, surgery, and prescriptions) • Wage loss due to the injury • Compensation for pain and strain
  • 3. MYTH #2: I CAN FILE AT ANY TIME. • Keep in mind that local “statute of limitations” on personal injury claims may set a time restriction on how long you have to file a personal injury lawsuit. • If your lawsuit is filed after time expires, you may have lost your case forever. F
  • 4. MYTH #3: THE AT-FAULT DRIVER’S AUTOMOBILE INSURANCE COMPANY SHOULD PAY FOR MY MEDICAL BILLS AS THEY ARE INCURRED. • The at-fault driver’s automobile insurance company will generally not pay for your medical bills caused by a car wreck until a final settlement is reached. In fact, they are not technically required to pay you anything until a court enters a judgment against their insured driver. I
  • 5. MYTH #4: AS THE PLAINTIFF, I AM GUARANTEED COMPENSATION. • Understand that each local personal injury case is different and is judged based upon its own unique characteristics and circumstances. There is no guarantee that you will win your case.
  • 6. MYTH #5: MY CASE WILL TAKE “FOREVER” TO FINISH. • In reality, many personal injury cases can be resolved within 8-12 months. If the parties elect to settle the matter before filing a lawsuit, a quicker resolution may be reached.
  • 7. • Myth #6: I HAVE MORE THAN ONE OPPORTUNITY TO BE COMPENSATED FOR MY INJURIES. • Once a personal injury case is settled with the insurance company or a verdict is entered by the court, the result is typically final. If you settle your case in full with the insurance company, you are waiving your right to pursue further compensation.
  • 8. • Myth #7: I DON’T NEED TO CONSULT A LAWYER. • Not all personal injury accidents require legal representation. However, you want to ensure you fully understand the legal issues involved in your case, the procedures and processes involved, and the time limitations for asserting your claim.