3. www.wikusuryomurti.com
@wikusuryomurti
Fondasi
Pemikiran
• g
Falah
Adil Seimbang Maslahat
Ukhuwah
Syariah Akhlak
Tauhid
Masyarakat berkeTuhanan YME
Adab dan moral yang tinggi
Persatuan dan gotong-royong
Kesejahteraan bersama
Islamic
Economics
Values
National
Heritage
Masyarakat
Indonesia
yang
Sejahtera
a. Akses sumber daya
ekonomi yang merata.
b. Dorongan implementasi
konsep profit and loss
sharing
c. Sinkronisasi sektor
keuangan dan riil
d. Sustainable and
Responsible Investment
e. Prudential practices
f. Shariah compliance
• Etika, Moral yang Luhur
dan memenuhi prinsip
syariah
• Good Governance
• Real Sector
Development
• Limitation of Bubble
Economic
• Inclusion of the Society
in the Economic Growth
• Ekonomi partisipatif
berlandaskan keadilan
dan kesetaraan
Musyawarah untuk mufakat
4. www.wikusuryomurti.com
@wikusuryomurti
Islamic Financial Market Development of Indonesia
• f
Islamic
banking
Takaful
Financial
Markets
Sukuk
1992 1999 2001 2003 2006 2008
1980 1994 2000 2002 2004 2007
▪ 1st Takaful Company Asuransi
Takaful Keluarga
▪ 1st Islamic Bank Bank
Muamalat Ind
▪ 1st Takaful
Branch Assi
Great Eastern
▪ 1st Islamic Branch Bank IFI Syh
▪ 2nd Islamic Bank Bank Syh Mandiri
▪ Islamic
Banking Act
▪ Office
Chann
eling
Baitut Tamwil Salman Bdg, Koperasi Ridho Gusti Jkt.
▪ 1st Islamic Re-ins
ReINDO
▪ Islamic Money Market (IMA Certificate)
▪ Jakarta Islamic Index
▪ Islamic Capital Market
▪ ICM Master Plan (2005)
▪ 1st Corporate Sukuk Indosat (Mudharabah)
▪ Sukuk Guidelines (2006)
▪ Sukuk Act & Govt
Sk
5. The
Indonesian
Islamic
Financial
&
Fiscal
Landscape
Capital
Market
Insurance
Pension
Funds
Finance
Companies
Micro
Finance
Pawn
Shop
Fiscal
and
Real
Sector
Social
Social
Sector
Banking
UU
No.
21
Th
2008
Perbankan
Syariah
UU
No.
19
Th
2008
SBSN
UU
No.
20
Th
2008
UMKM
UU
No.
38
Th
1999
Pengelolaan
Zakat
UU
Perpajakan
Dalam
Proses
Amandemen
...............................................
.
12. www.wikusuryomurti.com
@wikusuryomurti
Market
Penetrasi
Kontribusi
per
2012
• Keterangan
:
• *)
Kontribusi
bruto
menggunakan
data
unaudited
**)
Berita
Resmi
Sta7s7k
BPS
No.
14/02/Th.
XVI
tanggal
5
Februari
2012
• Penetrasi=
Kontribusi
Bruto/
GDP
Densitas
=
Kontribusi
Bruto/
Jumlah
Penduduk
16. www.wikusuryomurti.com
@wikusuryomurti
Data
Premi
No
Perusahaan
Premi
2011
Premi
2010
1
Pruden7al
Life
Assurance,
PT.
14,312,405
9,715,331
2
Sinarmas
MSIG,
PT.
Asuransi
Jiwa
12,473,120
9,282,949
3
Manulife,
PT.
Asuransi
Jiwa
7,020,007
5,820,512
4
Allianz
Life
Indonesia,
PT.
Asuransi
Jiwa
6,593,233
4,728,805
5
Indolife
Pensiontama,
PT.
5,479,507
4,299,007
6
Mega
Life,
PT.
Asuransi
Jiwa
5,233,869
6,683,478
7
Bumiputera
1912,
AJB.
4,995,665
4,690,845
8
AXA
Mandiri
Financial
Services,
PT.
4,791,452
2,771,314
9
Jiwasraya,
PT.
Asuransi
(
Persero
)
4,640,651
3,498,828
10
AIA
Financial,
PT.
Asuransi
Jiwa
4,261,855
3,409,881
17. www.wikusuryomurti.com
@wikusuryomurti
Data
Aset
No
Perusahaan
Aset
2011
Aset
2010
1
Pruden7al
Life
Assurance,
PT.
30,959,394
25,144,633
2
Manulife,
PT.
Asuransi
Jiwa
23,526,740
17,683,679
3
AIA
Financial,
PT.
Asuransi
Jiwa
22,723,759
20,118,013
4
Sinarmas
MSIG,
PT.
Asuransi
Jiwa
21,572,028
11,446,045
5
Bumiputera
1912,
AJB.
21,488,349
20,083,067
6
Allianz
Life
Indonesia,
PT.
Asuransi
Jiwa
15,503,366
11,711,661
7
AXA
Mandiri
Financial
Services,
PT.
11,593,022
8,488,165
8
Avrist
Assuranse,
PT.
10,407,642
9,532,202
9
Indolife
Pensiontama,
PT.
8,804,817
6,725,654
10
Jiwasraya,
PT.
Asuransi
(
Persero
)
8,002,455
7,234,417
18. www.wikusuryomurti.com
@wikusuryomurti
Data
laba
No
Perusahaan
Laba
2011
Laba
2010
1
Pruden7al
Life
Assurance,
PT.
3,726,493
2,341,375
2
Sinarmas
MSIG,
PT.
Asuransi
Jiwa
1,293,997
542,496
3
AXA
Mandiri
Financial
Services,
PT.
1,121,325
479,938
4
AIA
Financial,
PT.
Asuransi
Jiwa
466,077
418,822
5
Manulife,
PT.
Asuransi
Jiwa
448,312
270,829
6
Jiwasraya,
PT.
Asuransi
(
Persero
)
394,036
204,470
7
Allianz
Life
Indonesia,
PT.
Asuransi
Jiwa
363,896
295,738
8
Avrist
Assuranse,
PT.
281,831
177,088
9
Sequis
Life,
PT.
Asuransi
Jiwa
231,940
188,053
10
CIGNA,
PT.
Asuransi
224,537
167,038
19. www.wikusuryomurti.com
@wikusuryomurti
Data
Investasi
No
Perusahaan
Inv.
2011
Inv.
2010
1
Pruden7al
Life
Assurance,
PT.
27,452,887
23,346,388
2
Manulife,
PT.
Asuransi
Jiwa
21,988,891
16,983,473
3
AIA
Financial,
PT.
Asuransi
Jiwa
21,606,272
18,957,575
4
Sinarmas,
PT.
Asuransi
Jiwa
21,175,391
11,123,069
5
Allianz
Life
Indonesia,
PT.
Asuransi
Jiwa
14,837,779
11,300,472
6
AXA
Mandiri
Financial
Services,
PT.
10,607,265
8,035,481
7
Avrist
Assuranse,
PT.
10,117,826
9,291,851
8
Bumiputera
1912,
AJB.
10,048,586
9,037,319
9
Indolife
Pensiontama,
PT.
8,410,604
6,484,369
10
Jiwasraya,
PT.
Asuransi
(
Persero
)
7,442,351
6,777,135
20. www.wikusuryomurti.com
@wikusuryomurti
-‐
Wiku
Suryomur+,
MSi
• Magister
Sains
Ekonomi
Islam
Universitas
Indonesia
• Public
Speaker,
konsultan
dan
Perencana
Keuangan
• Penulis
Buku
Investasi
Syariah
• @wikusuryomur7
• www.wikusuryomur7.com