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Part 2. The Next Extraordinary Marketing Opportunity- Healthcare Reform

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DMA:2011 - The Next Extraordinary Marketing Opportunity: Health Care Reform October 3, 2011 See Appendix A-1 for Analyst Certification, Important Disclosures and non-US research analyst disclosures. Citi Investment Research & Analysis is a division of Citigroup Global Markets Inc. (the "Firm"), which does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the Firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision. Carl McDonald, CFA (617) 247-6312 [email_address] Published August 22, 2011
These Days, Everything Seems To Be Going Well For Health Plans ,[object Object],[object Object],[object Object],[object Object]
However, Health Reform (And The Environment) Are Taking A Toll ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Mechanics Of The Minimum MLR ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
United’s Individual Business In 2009 – A Minimum MLR Example Source: Company notes, National Association of Insurance Commissioners, and Citi Investment Research and Analysis
Rebates By Product Line ,[object Object],[object Object],Source: Company notes, National Association of Insurance Commissioners, and Citi Investment Research and Analysis
Health Insurance Exchanges In 2014 ,[object Object],[object Object],[object Object],[object Object],[object Object]
Employer Behavior In 2014 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The New Health Insurance Regulations In 2014 ,[object Object],[object Object],[object Object],[object Object]
The Exchange Structure ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
It Could Be Worse – You Could Be An Individual Health Broker ,[object Object],[object Object],[object Object],[object Object],[object Object],Source: Company notes and Citi Investment Research and Analysis Aetna’s 2011 Individual Commission Schedule
The Big Strategic Question: To Diversify Or Not? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Big M&A Transactions In Managed Care Aren’t Too Likely ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Accountable Care Organizations (ACOs) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
There Is Some Good News – A Lot Of New Members ,[object Object],[object Object],[object Object],[object Object]
Highlighted Industry Reports
Please Join The Distribution List! ,[object Object],[object Object]
 
 
 
 
 
 

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Part 2. The Next Extraordinary Marketing Opportunity- Healthcare Reform

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  • 2. DMA:2011 - The Next Extraordinary Marketing Opportunity: Health Care Reform October 3, 2011 See Appendix A-1 for Analyst Certification, Important Disclosures and non-US research analyst disclosures. Citi Investment Research & Analysis is a division of Citigroup Global Markets Inc. (the "Firm"), which does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the Firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision. Carl McDonald, CFA (617) 247-6312 [email_address] Published August 22, 2011
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  • 6. United’s Individual Business In 2009 – A Minimum MLR Example Source: Company notes, National Association of Insurance Commissioners, and Citi Investment Research and Analysis
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